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Artwork for Cash Chats UK Money & Personal Finance podcast

Cash Chats UK Money & Personal Finance podcast

Andy Webb
Savings Accounts
Personal Finance
Bank Of England
Credit Cards
Bank Switching
Premium Bonds
Inflation
Pensions
Mortgages
Energy Price Cap
Interest Rates
Current Accounts
American Express
Cash Isas
National Insurance
Cashback
Income Tax
Consumer Rights
Financial Advice
Credit Score

Cash Chats is one of the top money and personal finance podcasts in the UK. Hosted by award-winning broadcaster Andy Webb, founder of BeCleverWithYourCash.com and deputy editor Amelia Murray, the show will help you save, make and manage money here.

PublishesWeeklyEpisodes583Founded10 years ago
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Artwork for Cash Chats UK Money & Personal Finance podcast

Latest Episodes

What should you do when your investments start losing money?

One member of the Be Clever With Your Cash community recently invested £300 for the first time. Three weeks later, it was worth £295. Not a huge loss, but enough to make them wonder wheth... more

This weeks episode is sponsored by Charles Stanley charlesstanley.sjv.io/6k7oEQ

The Budget headlines have come and gone, but what does it really mean for your money?

In this episode, Steve and James look beyond the headline giveaways to ex... more

This weeks episode is sponsored by Charles Stanley charlesstanley.sjv.io/6k7oEQ

Where does all the money you pay in tax actually go? And are you getting your money's worth?

With the Budget approaching, we take a closer look at how the gove... more

This weeks episode is sponsored by Charles Stanley charlesstanley.sjv.io/6k7oEQ

We're always told that patience pays off when it comes to money. But sometimes waiting can actually leave you worse off.

This week, James joins Steve to explor... more

Key Facts

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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

James Andrews
Editor of Be Clever With Your Cash and personal finance journalist
Be Clever With Your Cash
Episode: 542 | Was the Budget any good? Giveaways, gimmicks and the bigger picture
Abby Birch
Award-winning financial wellbeing specialist and neurodivergent money coach with 25+ years in financial services
Independent/Abby Birch Coaching
Episode: 538 | ADHD and money: impulse spending, overwhelm and what can help
Sarah Coles
Head of Personal Finance at Hargreaves Lansdown, former financial journalist, and a regular on BBC and Sky News.
Hargreaves Lansdown
Episode: 454 | Bank branch closures, ADHD 'sickfluencers', savings vs pensions & more (Your Money, This Month)
Rob Lilley-Jones
Consumer expert from Which Magazine
Which Magazine
Episode: 439 | Is Black Friday a con? Energy price cap up AGAIN, 18 month mortgage & more (Your Money, This Week)
Claer Barrett
Award-winning journalist and broadcaster.
Financial Times
Episode: 434 | NI increase bias, Trump & your money, pensions & more (Your Money, This Week)
Peter Komolafe
Financial commentator and YouTuber at Conversation of Money
Conversation of Money
Episode: 427 | Can you trust Revolut? UK inflation rate & budget latest + more (Your Money, This Week)
Dr. Eliza Firby
Historian and lecturer, author of Inheritocracy
Episode: 425 | The Bank of Mum and Dad: Interview with Dr Eliza Filby
Simon Read
Top money journalist, editor, and broadcaster
Episode: 419 | UK Base Rate, Tax on Savings, Premium Bonds & more (Your Money, This Week)
Martyn James
Award-winning consumer rights expert, TV star, podcast host, journalist, and broadcaster
Episode: 417 | Secret savings, State pension rise, 1st class stamps hike & more (Your Money, This Week)

Hosts

Steve Alderton
Broadcaster and personal finance presenter
Amelia Murray
Deputy editor of Be Clever With Your Cash

Reviews

4.7 out of 5 stars from 281 ratings
  • Sadly gone as what it was under Andy Webb

    Since Andy has left this pod has lost is purpose and the current two clowns presenting seem to be taking it in a different direction so it’s lost it’s USP. So many better money podcasts out there. I’ve been listening for several years. Bring back what it was rather than a poor version of other podcasts.

    Apple Podcasts
    1
    Gingerdad
    United Kingdom4 months ago
  • Lots of great practical cash saving hacks

    Andy does a great job in giving information on money saving hacks and scams that I would otherwise be completely unaware of. I like the way everyday stuff that usually aren’t covered on financial podcasts are discussed, like Asos returns, subscription services, all the bank account recommendations, holiday hacks etc. Very easy to understand, all super practical advice that everyone can follow and implement.

    Apple Podcasts
    5
    Lava Yuki
    Japan2 years ago
  • Guest shows let down otherwise useful podcast

    Normally find this useful but the newer ‘guest’ formats have not been great

    Apple Podcasts
    1
    supeza
    United Kingdom2 years ago
  • Useful

    Nice little pod, thanks guys, each episode is full of tips & practical advice.

    Apple Podcasts
    5
    Andy J F (Piano)
    United Kingdom2 years ago
  • Great, keeps me updated

    Andy comes across nicely, more matter of fact than the Martin Lewis podcast who is trying to be funny. I did prefer it before the other lady joined as I never find anything useful from what she says, it's more filler.

    The pod focuses on account rates, helpful advice & tips. It has totally upgraded how I manage my bank accounts- thank you!

    Apple Podcasts
    4
    ...actually
    United Kingdom2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners value clear, practical tips they can apply to everyday banking, saving and spending.
Some long-time listeners miss Andy Webb's previous presenting style and feel the format has changed.
A few reviewers criticize newer guest-led episodes or find parts of the current presenting style less useful.
Several reviews praise the accessible explanations and say the advice has helped them manage money more effectively.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

542 | Was the Budget any good? Giveaways, gimmicks and the bigger picture
Q: Is there anything in the budget that suggests people should be doing something different with their money?
He says most people need not change their plans, but the higher tax on savings outside ISAs gives some savers greater reason to use an ISA. Changes to ISA limits may also affect when people move money.
542 | Was the Budget any good? Giveaways, gimmicks and the bigger picture
Q: Was the budget any good?
Andrews says it contained useful small fixes and structural energy reforms, but was largely political and offered few immediate, substantial improvements to household finances.
541 | Tax explained: Where your money goes and how to pay less
Q: How could someone listening who just wants to pay a little bit less tax legally do this?
Andrews recommends using pensions and ISAs, checking eligibility for personal savings and marriage allowances, claiming Gift Aid when donating to charity, and reviewing other relevant tax reliefs.
541 | Tax explained: Where your money goes and how to pay less
Q: What taxes do we actually pay?
Andrews lists income tax and National Insurance, VAT, council tax, corporation tax and fuel duty among the major sources of tax revenue, alongside less visible taxes such as Air Passenger Duty.
540 | When patience isn't a virtue - all the ways waiting leaves you worse off
Q: How do you actually know when to act?
Andrews describes a decision rule based on observing the first third of the options, then choosing the first later option that beats that benchmark. For shopping, he recommends checking price history and competing prices, while weighing the cost of waiting.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

Practical guidance on making, saving and managing money in the UK, from everyday banking choices and household bills to pensions, tax, debt, scams and financial policy. Episodes combine accessible explanations of current money issues with actionable steps, examples and occasional personal anecdotes, helping listeners understand both the immediate choices and the wider forces affecting their finances.

Broadcaster Steve Alderton and deputy editor Amelia Murray present conversations with personal finance journalist James Andrews and occasional specialists, including experts in financial wellbeing. The focus is on consumer decisions and useful next steps rather than investment analysis alone: listeners can expect help with savings accounts, be... more

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Which podcasts are similar to this podcast?

These podcasts share a similar audience with this podcast:

1. The Money To The Masses Podcast
2. This is Money Podcast
3. The Meaningful Money Personal Finance Podcast
4. Money Box
5. Making Money

How many episodes of this podcast are there?

this podcast launched 10 years ago and published 583 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. James Andrews
2. Abby Birch
3. Sarah Coles
4. Rob Lilley-Jones
5. Claer Barrett
6. Peter Komolafe
7. Dr. Eliza Firby
8. Simon Read

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