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Artwork for Budget Nerds

Budget Nerds

You Need a Budget
You Need a Budget
Budgeting
Personal Finance
YNAB
Emergency Fund
Financial Planning
Debt Management
Savings
Budgeting Strategies
Budgeting Tips
You Need a Budget (YNAB)
Spending
Financial Independence
Youtube
True Expenses
Financial Goals
YNAB Method
Loan Management
Mortgages
Debt Payment

Personal finance experts Ben and Ernie nerd out about all things YNAB to help you get good at money. They share helpful money tips, reflect on their own YNAB journeys, and celebrate your YNAB wins.

PublishesTwice monthlyEpisodes121Founded5 years ago
Number of ListenersCategories
Self-ImprovementEducationKids & Family

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Artwork for Budget Nerds

Latest Episodes

We get it, you're a budget nerd. YNAB isn't just an app for you, or even a method, it's a way of life... and you want to share it! But you've likely already tried, only to find your enthusiasm fall on disinterested ears. It's normal, and that's the w... more

YouTube

Ben and Ernie talk to the man himself, Jesse Mecham, about his new book Never Worry About Money Again, which just hit the New York Times Bestseller list. In this book, Jesse distills the YNAB ethos into one simple question -- what does your money nee... more

YouTube

If you follow any of the content at YNAB -- whether it's Budget Nerds, the Jesse Mecham Show, or social media -- you've probably heard the term "getting good at money" in many different contexts over the past few months. But what does it actually mea... more

YouTube

Ben and Ernie respond to a YouTube tag from new and enthusiastic YNABer Niamh, asking them to answer 12 questions about their YNAB journey and daily money habits.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: www.youtube.com/@Y... more

Key Facts

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Number of Listeners
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Recent Guests

Jesse Mecham
Founder of YNAB, author
YNAB
Episode: #144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham
Ashley L.
An educator and the first fan of Budget Nerds
The Organized Wallet
Episode: #126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis)
Todd Curtis
CEO of YNAB with extensive experience in customer support and product management
You Need a Budget (YNAB)
Episode: #116 - YNAB's Future Vision with CEO Todd Curtis
Ben Markley
Content creator and educator at YNAB; focuses on the psychology of money and budgeting strategies.
You Need A Budget (YNAB)
Episode: #97 - What If YNAB Paid You to Use It? And Other Sketchy Ideas from Ben Markley (Sketchy Advice)
Jasmin Green
PhD candidate in Ecology at UC Davis
UC Davis
Episode: #95 - Managing Variable Income as a Busy Graduate Student: Jasmin Green, PhD Student UC Davis
Jeremy Schneider
Founder of Personal Finance Club and personal finance educator
Personal Finance Club
Episode: #91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club
Kath Younger
Registered dietitian, nutrition blogger at Kath Eats, and YNAB enthusiast.
Kath Eats
Episode: #83 - Kath Eats: An Interview with Nutrition Blogger Kath Younger, RD

Hosts

Ben Barlowe
Co-host and host with a long-running presence, frequently appears as a primary figure shaping course and voice of the show.
Ernie Reppe
Co-host and long-time collaborator; known for sharing experiences with YNAB and driving practical budgeting conversations.

Reviews

4.8 out of 5 stars from 343 ratings
  • The Budget Nerds Rock!

    Budget Nerds is a super thoughtful, well-produced podcast about managing personal finances. There’s some big-picture concept discussions, some nitty-gritty tactics, some inspirational stories and ideas, plus some cool stuff like going through guests’ budgets in-depth to see how other people do things. I’ve been listening since the beginning and got to meet Ben & Ernie at YNAB Fan Fest in NYC. 100% recommend!

    Apple Podcasts
    5
    Duanestanford
    United States2 months ago
  • So supportive

    This podcast has helped me so much! It helps me stay motivated and focused and know that I am not alone! I also love how kind and supportive Ben and Ernie are. Thank you for all you do and all you share.

    Apple Podcasts
    5
    AvivaTherapy
    Canada2 months ago
  • Love This Company

    And these guys! Awesome show about how to use an incredible tool to its fullest potential.

    Apple Podcasts
    5
    TheWalrusBoy
    United Statesa year ago
  • ADHD

    I love the latest episode on ADHD. It was so helpful and comforting to hear so much of what I have been struggling with described so clearly !

    Apple Podcasts
    5
    Jdbeckski
    United Statesa year ago
  • Like but kind of limited in what you can cover

    I like both hosts and they explain things well. Easy to follow and keep subscribed but wish the YNAB team could come up with more creative topics or a new format.

    Apple Podcasts
    3
    Mav788
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests or live formats add fresh perspectives, though some prefer more topic variety.
A few listeners note audio quality and occasional laughter can be distracting but overall helpful.
Listeners appreciate real-life stories and wins that build motivation.
Community-focused and enthusiastic, the hosts' energy keeps budgeting approachable.
Shows practical budgeting tips that listeners can apply immediately.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham
Q: How does the 'month ahead' concept fit into ease and overall budgeting?
Month-ahead is presented as a practical mechanism to streamline the spending cycle, ensuring funds exist for current and upcoming expenses, which reduces friction and monthly anxiety, aligning with the broader goal of making budgeting easier to maintain over time.
#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham
Q: What double meaning does the question 'What's it for?' replace in budgeting?
It replaces a prescriptive rule set with a Socratic prompt that invites users to articulate the purpose of each dollar, making budgeting more personal and coaching-driven than rule-driven.
#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham
Q: What is the core difference between the new book and your 2017 book?
The newer book builds on eight extra years of experience, adds more stories, and emphasizes a clearer, simpler way to think about money through the five-category framework, with a focus on making the money system easier to use and more personally meaningful.
#131 - Ben and Ernie YouTube LIVE Q&A
Q: How can I help my partner see the point of YNAB?
Get crystal clear about just in case scenarios and break out specific costs into categories.
#131 - Ben and Ernie YouTube LIVE Q&A
Q: How do you keep assigning money to a month ahead when the total you need for that month keeps changing?
I try to normalize the months as much as I can and assign based on average amounts.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Budget Nerds

What is Budget Nerds about and what kind of topics does it cover?

Two budgeting hosts explore how to get better with money by treating budgeting as a repeatable skill rather than a fixed trait. They weave practical YNAB techniques—like getting month-ahead, funding true expenses, debt payoff, and category design—into relatable stories and listener wins. Live sessions, Q&As, and feature spotlights keep the format approachable while emphasizing intention, peace of mind, and financial forward momentum. Notably, the show leans into community, transparent budgeting demos, and a enthusiastic, nerdy vibe that makes personal finance feel doable and empowering for a broad audience.

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How many listeners does Budget Nerds get?

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How many subscribers and views does Budget Nerds have?

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How many episodes of Budget Nerds are there?

Budget Nerds launched 5 years ago and published 121 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Budget Nerds?

Recent guests on Budget Nerds include:

1. Jesse Mecham
2. Ashley L.
3. Todd Curtis
4. Ben Markley
5. Jasmin Green
6. Jeremy Schneider
7. Kath Younger

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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