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Artwork for Budget Nerds

Budget Nerds

You Need a Budget
You Need a Budget
Budgeting
Personal Finance
YNAB
Emergency Fund
Financial Planning
Debt Management
Savings
Budgeting Strategies
Budgeting Tips
You Need a Budget (YNAB)
Spending
Financial Independence
Youtube
True Expenses
Financial Goals
YNAB Method
Loan Management
Mortgages
Debt Payment

Personal finance experts Ben and Ernie nerd out about all things YNAB to help you get good at money. They share helpful money tips, reflect on their own YNAB journeys, and celebrate your YNAB wins.

PublishesTwice monthlyEpisodes120Founded5 years ago
Number of ListenersCategories
Self-ImprovementEducationKids & Family

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Latest Episodes

Ben and Ernie talk to the man himself, Jesse Mecham, about his new book Never Worry About Money Again, which just hit the New York Times Bestseller list. In this book, Jesse distills the YNAB ethos into one simple question -- what does your money nee... more

YouTube

If you follow any of the content at YNAB -- whether it's Budget Nerds, the Jesse Mecham Show, or social media -- you've probably heard the term "getting good at money" in many different contexts over the past few months. But what does it actually mea... more

YouTube

Ben and Ernie respond to a YouTube tag from new and enthusiastic YNABer Niamh, asking them to answer 12 questions about their YNAB journey and daily money habits.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: www.youtube.com/@Y... more

Ben and Ernie are back with a Q&A episode, answering questions about YNAB from podcast listeners and YouTube viewers. In this episode, they discuss travel tips for funding vacations and keeping vacation expenses organized in the moment. They talk abo... more

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Recent Guests

Ashley L.
An educator and the first fan of Budget Nerds
The Organized Wallet
Episode: #126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis)
Todd Curtis
CEO of YNAB with extensive experience in customer support and product management
You Need a Budget (YNAB)
Episode: #116 - YNAB's Future Vision with CEO Todd Curtis
Ben Markley
Content creator and educator at YNAB; focuses on the psychology of money and budgeting strategies.
You Need A Budget (YNAB)
Episode: #97 - What If YNAB Paid You to Use It? And Other Sketchy Ideas from Ben Markley (Sketchy Advice)
Jasmin Green
PhD candidate in Ecology at UC Davis
UC Davis
Episode: #95 - Managing Variable Income as a Busy Graduate Student: Jasmin Green, PhD Student UC Davis
Jeremy Schneider
Founder of Personal Finance Club and personal finance educator
Personal Finance Club
Episode: #91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club
Kath Younger
Registered dietitian, nutrition blogger at Kath Eats, and YNAB enthusiast.
Kath Eats
Episode: #83 - Kath Eats: An Interview with Nutrition Blogger Kath Younger, RD

Hosts

Ben Barlowe
Co-host and host with a long-running presence, frequently appears as a primary figure shaping course and voice of the show.
Ernie Reppe
Co-host and long-time collaborator; known for sharing experiences with YNAB and driving practical budgeting conversations.

Reviews

4.8 out of 5 stars from 341 ratings
  • Love This Company

    And these guys! Awesome show about how to use an incredible tool to its fullest potential.

    Apple Podcasts
    5
    TheWalrusBoy
    United Statesa year ago
  • ADHD

    I love the latest episode on ADHD. It was so helpful and comforting to hear so much of what I have been struggling with described so clearly !

    Apple Podcasts
    5
    Jdbeckski
    United Statesa year ago
  • Like but kind of limited in what you can cover

    I like both hosts and they explain things well. Easy to follow and keep subscribed but wish the YNAB team could come up with more creative topics or a new format.

    Apple Podcasts
    3
    Mav788
    United Statesa year ago
  • Great for budget nerds!

    Not a fan of the odd new intro music, but love the show overall. So many good tips! One thing, I wish they would edit the audio more. In the latest episode on mistakes in YNAB, it sounded like someone was emptying the dishwasher in the background! Very distracting! Surely, someone can clean that background noise up in editing!

    Apple Podcasts
    5
    darkladydisdain
    United States2 years ago
  • I am not alone

    I love getting different ideas from the pod for managing my spending plan, and getting to hear people’s YNAB journeys.

    Apple Podcasts
    5
    saskavin
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests or live formats add fresh perspectives, though some prefer more topic variety.
A few listeners note audio quality and occasional laughter can be distracting but overall helpful.
Listeners appreciate real-life stories and wins that build motivation.
Community-focused and enthusiastic, the hosts' energy keeps budgeting approachable.
Shows practical budgeting tips that listeners can apply immediately.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

#131 - Ben and Ernie YouTube LIVE Q&A
Q: How can I help my partner see the point of YNAB?
Get crystal clear about just in case scenarios and break out specific costs into categories.
#131 - Ben and Ernie YouTube LIVE Q&A
Q: How do you keep assigning money to a month ahead when the total you need for that month keeps changing?
I try to normalize the months as much as I can and assign based on average amounts.
#129 - YNAB for Singles: Lauren's Categories
Q: How long did it take you to get comfortable with the YNAB method?
Lauren took about two to three years before she felt she was fully implementing YNAB.
#129 - YNAB for Singles: Lauren's Categories
Q: What brought you to YNAB?
Lauren was looking for a way to manage her finances after hitting rock bottom and living paycheck to paycheck.
#115 - How Heidi Overcame ADHD and Money Mistakes with YNAB
Q: What advice would you give to someone with ADHD that is just starting YNAB or thinking about it?
Just start and forgive yourself. Don't look at it as creating the perfect budget, but as a living, breathing document that will change as you do.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About Budget Nerds

What is Budget Nerds about and what kind of topics does it cover?

Two budgeting hosts explore how to get better with money by treating budgeting as a repeatable skill rather than a fixed trait. They weave practical YNAB techniques—like getting month-ahead, funding true expenses, debt payoff, and category design—into relatable stories and listener wins. Live sessions, Q&As, and feature spotlights keep the format approachable while emphasizing intention, peace of mind, and financial forward momentum. Notably, the show leans into community, transparent budgeting demos, and a enthusiastic, nerdy vibe that makes personal finance feel doable and empowering for a broad audience.

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How many listeners does Budget Nerds get?

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How many episodes of Budget Nerds are there?

Budget Nerds launched 5 years ago and published 120 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Budget Nerds?

Recent guests on Budget Nerds include:

1. Ashley L.
2. Todd Curtis
3. Ben Markley
4. Jasmin Green
5. Jeremy Schneider
6. Kath Younger

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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