
Breaking Free from Financial Shame, one conversation at a time. Most money advice assumes you already know what you're doing. This show doesn't. Becoming Financially Confident is a live weekday show for people who want to get their financial life in order without being lectured, judged, or sold something. Host Ralph Estep Jr. is a Licensed Public Accountant with more than 30 years of experience si... more
| Publishes | Daily | Episodes | 1288 | Founded | 9 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | Self-ImprovementEducationKids & Family | |||

In today's episode, Ralph Estep Jr. and Juliet explain what happens when you inherit a $48,000 traditional IRA, plus a fake bank fraud text, rising home insurance costs, and small business cash flow.
In This Episode
✓ A fake fraud-alert text nearly... more
In today’s episode, Ralph Estep Jr. and Juliet spend the whole show on 401(k)s, covering the fees nobody sends a bill for, the fund you may never have chosen, and the old accounts people leave behind.
In This Episode
✓ How a one-point fee gap cuts... more
In today’s episode, Ralph Estep Jr. and Juliet break down what the 3.6% Social Security raise really nets after Medicare Part B, and why the viral $200 bonus isn’t real.
In This Episode
✓ Social Security’s 3.6% raise, about $75 a month before Medic... more
In this week’s recap, Ralph Estep Jr. and Juliet revisit the week’s best money moves, from surveillance pricing and credit card minimum payments to why a credit union may be a better home for your savings.
In This Episode
✓ Surveillance pricing an... more
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I like listening to Ralph and his financial advice. He is easy to listen to and follow along.
Guess what I hate this podcast
This was a great podcast and I hope the following stay just as good.
Excellent podcast
Key themes from listener reviews, highlighting what works and what could be improved about the show.
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Apple Podcasts | #229 |
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A practical, relationship- and behavior-focused money show where a seasoned CPA and a co-host guide listeners through real-world finances with zero judgment. Episodes center on everyday money decisions—mortgages, taxes for freelancers, debt and estate concerns, and practical money moves—mixed with hands-on segments like 'Explain It Like I'm Broke,' 'The Envelope,' and audience Q&A. Notable for its candid storytelling, emphasis on accountability, and actionable takeaways (from saving strategies to evaluating class-action settlements), the program blends educational guidance with personal finance coaching and a steady stream of new tools and checklists that listeners can apply immediately. A standout trait is the consistent focus on breaking ... more
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These podcasts share a similar audience with Becoming Financially Confident:
1. Truth Unveiled with Ralph
2. Sound Retirement Radio
3. Casual Preppers Podcast - Prepping, Survival, Entertainment.
4. Your Retirement Guide by: George Jameson, CFP®, RICP®
Becoming Financially Confident launched 9 years ago and published 1288 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on Becoming Financially Confident include:
1. Tina Poole
2. Jason Bochniak
3. Karen Hackman
4. Craig Van Slyke
5. Dr. Craig Van Slyke
6. Dr. Alex Watson
7. Paul Granger
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