
9 to FI is a Financial Independence podcast hosted by Elliot and Josh from St. Louis. Together, they share honest commentary on their journey to FI—covering wins, challenges, and lessons learned along the way. With real conversations and practical insights, they aim to help others navigate the same path, taking Financial Independence from dream to reality.
| Publishes | Weekly | Episodes | 45 | Founded | 9 months ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | BusinessInvesting | |||

Previewing FI 201: Investing, Risk, Accounts, and SpeculationJosh and Elliot discuss Elliot’s upcoming FI 201 presentation for their local Choose FI group, co-presented with Alan Hansen, after their well-attended FI 101 session drew about 75 people a... more
Should We Tap a 401(k) Early for Home Upgrades? A Middle-Class Trap Liquidity DebateJosh and Elliot discuss the “middle class trap” idea—having most wealth tied up in 401(k)s and home equity—and how it affects liquidity and flexibility. Josh is retir... more
Morning Routines After FI: Slow Mornings, Habits, and StructureJosh and Elliot discuss the value of routines—especially morning routines—after retirement and in working life, sparked by Sarah sharing an Inside Out Money episode about compounding habi... more
The Power of Saying No: Boundaries at Work, with Family, and with YourselfJosh and Elliot discuss how to say no to bosses, coworkers, friends, family, and oneself, reflecting on their shared people-pleasing tendencies. They open with accountability u... more
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Love hearing from everyday FI people
Love how down to earth these guys are. Great chemistry and approachable on the FI message. Can’t wait to hear more!
Key themes from listener reviews, highlighting what works and what could be improved about the show.
How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.
Apple Podcasts | #146 | |
Apple Podcasts | #215 |
Recent interactions between the hosts and their guests.
Listeners, social reach, demographics and more for this podcast.
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Two hosts chronicle their ongoing Financial Independence journey with a practical, down-to-earth lens. Episodes consistently blend personal finance math (like 4% rules, mortgage decisions, and withdrawal strategies) with lifestyle design topics—travel, housing choices, and family planning—all aimed at turning FI from theory into daily reality. A standout throughline is.geo-arbitrage and international moves (notably France) as part of long-term planning, paired with honest reflections on trade-offs, time use, and the evolution of identity after reaching FI. Listeners likely value actionable budgeting, real-world budgeting experiments, and candid conversations about risk, health costs, and maintaining relationships while pursuing early retire... more
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These podcasts share a similar audience with 9 to FI:
1. Mile High FI Podcast
2. Two Sides of FI
3. Inside Out Money
4. Earn & Invest
5. Catching Up to FI
9 to FI launched 9 months ago and published 45 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on 9 to FI include:
1. Alan Hansen
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