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Headstart On Record

The Straits Times
Singapore
Artificial Intelligence
Remote Work
Flexible Work Arrangements
Workplace Productivity
Human Resources
Hospitality Industry
Investing
Insurance
Financial Planning
Personal Finance
Retirement Planning
Geopolitical Changes
Sustainable Finance
Climate Change
Travel
The Ascott Limited
Central Provident Fund
DBS Singapore
Gold

Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.

Podcasters: Sue-Ann Tan & See Kai Wen

Produced & edited by: Amirul Karim

Executive producer: Elizabeth Law

A podcast by The Straits Times, SPH Media.

PublishesTwice monthlyEpisodes135Founded4 years ago
Number of ListenersCategories
CareersBusinessInvesting

Listen to this Podcast

Artwork for Headstart On Record

Latest Episodes

Labubus, blind boxes, bubble tea. Why do we keep buying things we don’t need?

In this episode, Kai Wen and Sue-Ann discuss why people buy trendy but “useless” things as a way to treat themselves.

Is there a limit to how much a person can spend be... more

Good grades, good jobs, applying for a BTO, getting married. Isn’t that every Singaporean’s dream?

In this episode, Julian Low, co-founder of theatre practice Wushiren, talks about his experience defying the “Singaporean Dream” by dropping out of m... more

Wired earphones and film cameras: Is retro tech back, or another performative trend?

In this episode, we look at how retro analogue items such as wired earphones, film cameras, and Walkmans are making a comeback. Is this here to stay or is it just ... more

Invest but keep enough liquidity to help you sleep at night.

In this episode, we look into the concept of liquidity. Everyone tells us to invest, but how much is enough and how much should we leave behind for a rainy day? What about saving for BTO ... more

Key Facts

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Contact Information
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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Julian Low
Co-founder of Wushiren, a physical theatre group blending theatre and Tai Chi.
Wushiren
Episode: S2E55: Study hard, work hard, retire then die: Do Singaporeans spend our lives living someone else's dream?
Cody Tong
Founder of RadioCore; Gen Z influencer/collector
RadioCore
Episode: S2E54: 'Spotify can just take it down': A Gen Z collector on why his peers are going analogue, buying CDs
Bryan Loh
Investment expert from investment firm KGI
KGI
Episode: S2E53: How much cash is 'enough' and how to invest the rest? An investment expert breaks it down
Afdhal Rahman
From OCBC
OCBC
Episode: S2E49: Singapore stocks have just had their best run in years, are you missing out?
Sheryl Choong
From Endowus
Endowus
Episode: S2E49: Singapore stocks have just had their best run in years, are you missing out?
Sharon Salim
Manpower correspondent at the ST Business Desk
The Straits Times
Episode: S2E48: Pay transparency: what to do after finding out a colleague’s salary is higher than yours
Vivienne Ong
Representative from MoneyOwl, financial advisor
MoneyOwl
Episode: S2E47: Invest in stocks and ETFs because your friend says so? Why friends and finances don’t always mix
Annabel Lim
Director at a communications firm, We. Communications
We. Communications
Episode: S2E46: 7 jobs in 14 years: A comms director explains why job hopping isn't always bad
Arpit Agal
Market guru from Syfe
Syfe
Episode: S2E45: Investing amid volatility: is it all about managing emotions and impulses?

Hosts

Sue-Ann Tan
Host of Headstart On Record
Kai Wen
Host of Headstart On Record

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#91
Australia/Business/Careers
Apple Podcasts
#198
Singapore/Top Podcasts
Apple Podcasts
#5
Singapore/Business/Careers
Apple Podcasts
#67
Singapore/Business
Apple Podcasts
#184
South Korea/Business/Careers

Talking Points

Recent interactions between the hosts and their guests.

S2E55: Study hard, work hard, retire then die: Do Singaporeans spend our lives living someone else's dream?
Q: How do you navigate that confusion? What did they say? It's insane, right? To say that I don't want to be a doctor anymore. I want to pursue the arts.
Julian says his parents initially reacted negatively, so he made a PowerPoint to explain his decision. Their concerns eased over the following months as they saw him become happier and healthier.
S2E55: Study hard, work hard, retire then die: Do Singaporeans spend our lives living someone else's dream?
Q: But was it your dream to become a doctor?
Julian says he did want to become a doctor, though he questions whether a teenager can fully understand the possibilities available. He explains that family approval subtly favored medicine, and university broadened his perspective until he reconsidered his path.
S2E54: 'Spotify can just take it down': A Gen Z collector on why his peers are going analogue, buying CDs
Q: Why do you think people still prefer physical media in the age of streaming?
Physical media offers ownership, resilience against catalog removals, and supports artists (especially indie ones) more directly; it also provides a tangible, social, and aesthetic experience that streaming cannot fully replace.
S2E54: 'Spotify can just take it down': A Gen Z collector on why his peers are going analogue, buying CDs
Q: Do you collect CDs?
The guest explains he grew into collecting CDs despite not growing up with them, viewing CDs as a cheaper gateway into owning music and a complement to records for physical ownership and sound quality.
S2E53: How much cash is 'enough' and how to invest the rest? An investment expert breaks it down
Q: What should young people do to start investing without causing sleepless nights?
Start with learning asset allocation using broad indices (e.g., bond and equity indices), maintain a true-north portfolio aligned to risk tolerance and life goals, and ensure you have a separate fund for emergencies and a separate pool for investment.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Headstart On Record

What is Headstart On Record about and what kind of topics does it cover?

Two hosts from a prominent Singapore publication guide listeners through practical decisions in money, work, and life, with a strong emphasis on personal finance, career strategy, and mindset. Recent episodes cover US vs local investing approaches, pay transparency and salary benchmarking in workplaces, the pros and cons of job-hopping for career growth, managing emotions during market volatility, and how communities and creative pursuits (like music and theatre) intersect with financial planning and personal development. The show tends to blend actionable tips (dollar-cost averaging, ETFs, budgeting, policy changes affecting finances) with candid conversations about real-world tradeoffs, making it a solid resource for early-career professi... more

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1. Yah Lah But
2. The Daily Ketchup
3. BT Money Hacks
4. Work It
5. 6 Minute English

How many episodes of Headstart On Record are there?

Headstart On Record launched 4 years ago and published 135 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Headstart On Record?

Recent guests on Headstart On Record include:

1. Julian Low
2. Cody Tong
3. Bryan Loh
4. Afdhal Rahman
5. Sheryl Choong
6. Sharon Salim
7. Vivienne Ong
8. Annabel Lim

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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