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BT Money Hacks

The Business Times
Investing
Stock Markets
Travel
Singapore
Money Management
Luxury Watches
India
Financial Planning
Forex
Budget Travel
Financial Literacy
Investment
Bitcoin
Lasting Power Of Attorney
Technology
General Elections
Singapore Real Estate Investment Trusts
Financial Anxieties
Credit Card Debt
Child Care

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

PublishesWeeklyEpisodes261Founded8 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for BT Money Hacks

Latest Episodes

Is your portfolio trapped by comfort? Familiarity masks hidden risks, turning winners into dangerous concentrations. Discover the subtle signs of shared risk drivers—beyond sector labels—and learn measured, panic-free strategies to trim concentrated ... more

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Technology alpha: myth or opportunity? Can tech fortunes be found in adoption and R&D? Apparently, author Igor Pejic thinks so. Howie Lim gets him to decode Big Tech risk, spot the real game-changers from the hype, and navigate the volatile waves of ... more

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Singapore’s economic growth forecast is tougher. How do national priorities—from AI to advanced manufacturing—actually translate into winning investment strategies for you? Howie Lim gets advice from experts Daryl Liew from PhillipCapital and Cheng C... more

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The SME dream is built on hustle, but what if your retirement plan hinges on a highly speculative sale? Stop gambling on perfect timing. Howie Lim speaks to Grace Tay of finexis to uncover the true surplus after "oxygen" and "risk," dissecting the fi... more

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Recent Guests

Igor Pejic
Author of Tech Money
Author, Tech Money
Episode: S1E260: Tech alpha: why adoption and R&D matter more than P/E
Daryl Liew
Chief Investment Officer and Head of Investment Solutions
PhillipCapital
Episode: S1E259: Policy to portfolio?
Cheng Chye Hsern
Chief Investment Officer
Providend
Episode: S1E259: Policy to portfolio?
Goh Rong Ren
Portfolio Manager, Fixed Income
Eastspring Investments
Episode: S1E256: The bond riddle: Finding yield in volatile fixed income
Phil Waters
Head of Asia Pacific and Emerging Markets for Wanda
Oanda
Episode: S1E255: Investing discipline in the age of algorithms
Jeremy Tan
CEO at Tiger Fund Management
Tiger Fund Management
Episode: S1E254: More than romance: The conversation that outlasts Valentine’s Day
Winshern Ho
Wealth Manager at Phillip Capital
Phillip Capital
Episode: S1E253: Stop chasing, start securing: The cashflow strategy for volatile times
Oriano Lizza
Sales Trader at CMC Markets
CMC Markets
Episode: S1E253: Stop chasing, start securing: The cashflow strategy for volatile times
Jose Mayora
Author and founder of DaVita Value-Growth Fund
DaVita Value-Growth Fund
Episode: S1E252: Don’t confuse a great company with a great investment

Host

Howie Lim
Host of Money Hacks with focus on personal finance, investing, and market insights.

Reviews

4.3 out of 5 stars from 23 ratings
  • Sigh.....

    Product placement 101.

    Apple Podcasts
    1
    SG Reviewer
    Singapore6 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A skeptical listener noted noticeable sponsorship integration in episodes.
A few listeners appreciate the practical, data-driven discussions but want more neutrality on promotions.
One reviewer felt the show relies too much on product placements.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#18
Singapore/Business/Investing
Apple Podcasts
#57
Singapore/Business
Apple Podcasts
#158
Indonesia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

S1E260: Tech alpha: why adoption and R&D matter more than P/E
Q: What practical steps can investors take to prepare for a volatile tech market while still aiming for long-term gains?
Practice scenario planning, diversify into different tech strategies (core platforms, enablers, and niche players), and focus on durable drivers like productivity gains and real-world adoption rather than hype.
S1E260: Tech alpha: why adoption and R&D matter more than P/E
Q: What indicators should an investor monitor beyond financials to judge a tech company's quality?
Key indicators include adoption rates, customer acquisition costs, churn, and the trajectory of TAM, plus the potential for technology convergence to unlock new markets.
S1E260: Tech alpha: why adoption and R&D matter more than P/E
Q: How do you reconcile traditional metrics like P/E with the realities of high-growth tech stocks where profits may be years away?
P/E remains a useful gauge but should be considered as one piece of a broader set of growth metrics; in tech, factors like adoption, TAM, and the pace of R&D-driven innovation are often more telling about future value.
S1E258: Passive paycheck: Structuring your SME for predictable dividends
Q: Grace, how long in your experience have you seen it take for one to get prepared, and what is the realistic timeline for putting in place legal structures and succession plans?
If there is strong commitment, the paperwork can be completed in one to two months, with longer timelines typically due to insurance quotes and administrative steps; and early preparation when stakes are low makes future agreement easier.
S1E258: Passive paycheck: Structuring your SME for predictable dividends
Q: What about the pitfall of owner dependency? What is the single most critical non-negotiable SOP or documentation to reduce that dependency risk?
The most critical is a formal succession plan with three pillars: a shareholder agreement detailing trigger events and transitions; funding arrangements to prevent forced fire sales; and an operations runbook to ensure continuity.

Audience Metrics

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Listeners per Episode
Gender Skew
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Frequently Asked Questions About BT Money Hacks

What is BT Money Hacks about and what kind of topics does it cover?

This show targets personal finance and investing, featuring finance professionals, CIOs, fund managers, authors, and wealth managers who translate complex markets into practical guidance. Episodes frequently cover investing discipline, income strategies, risk management, and the impact of policy, AI, and macro trends on individual portfolios. A standout trait is the mix of actionable frameworks (e.g., cash flow planning, diversification, and scenario analysis) with candid discussions about risk, behavioral biases, and real-world experiences. The format often blends practitioner insights with accessible explanations, making it useful for listeners who want to tighten personal finances, optimize retirement plans, or explore smart, evidence-ba... more

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2. BT Mark To Market
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BT Money Hacks launched 8 years ago and published 261 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on BT Money Hacks?

Recent guests on BT Money Hacks include:

1. Igor Pejic
2. Daryl Liew
3. Cheng Chye Hsern
4. Goh Rong Ren
5. Phil Waters
6. Jeremy Tan
7. Winshern Ho
8. Oriano Lizza

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