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BT Money Hacks

The Business Times
Singapore
Financial Planning
Investment Strategies
Market Volatility
Investing
Inflation
Budgeting
Interest Rates
Personal Finance
Gold
Money Management
Wealth Management
Bitcoin
Financial Literacy
Risk Tolerance
Long-Term Investing
Financial Tips
China
Diversification
Artificial Intelligence

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

PublishesWeeklyEpisodes288Founded8 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for BT Money Hacks

Latest Episodes

Your portfolio might be messier than you think. Most of us don't build investment strategies — we collect financial products the way we hoard old cables and orphaned keys in a kitchen drawer. In this episode of Money Hacks from The Business Times, Ho... more

Would you let AI manage your money the way it manages your inbox? Turns out, most of us won't — 76 per cent use AI to crunch the numbers, but only 8 per cent trust it to make the final call. Correspondent Howie Lim sits down with Ishan Sarkar, head o... more

YouTube

Is your dream home a financial trap? Singapore's cooling measures and shifting interest rates have upended the old playbook—Build-to-Orders (BTOs), resale flats, and executive condos (ECs) no longer play by the rules you think you know. Howie Lim and... more

YouTube

Singapore just pledged nearly S$70,000 per child over 16 years — but is that windfall building your family's future, or quietly funding lifestyle creep? Correspondent Howie Lim sits down with SingSaver's Ayush Goyal to dissect how to split, invest, a... more

YouTube

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Recent Guests

Ishan Sarkar
Head of Wealth and Premier Solutions, HSBC Singapore
HSBC Singapore
Episode: S1E287: Ask vs answer: the human edge AI can't replicate
Michelle Mah
Founder and psychotherapist at The Curious Bonsai
The Curious Bonsai
Episode: S1E284: The raise paradox: why earning more never feels like enough
Wildon Goh
Head of Southeast Asia at Fidelity International
Fidelity International
Episode: S1E284: The raise paradox: why earning more never feels like enough
Daniel Lau
Portfolio Manager
Eastspring Investments
Episode: S1E283: Singapore stocks aren't boring anymore — here's the proof
David Ng
Founder of Arki Finance
Arki Finance
Episode: S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation
Stephanie Leung
CIO of StashAway
StashAway
Episode: S1E281: The mass affluent trap: too rich for retail, too small for private banking
Kenneth Chan
Associate Financial Planner at PhillipCapital
PhillipCapital
Episode: S1E280: Market noise vs real signal: are you investing or just guessing?
Andrew Izyumov
Founder of 8Figures, AI platform for investment management
8Figures
Episode: S1E279: Artificial sycophant or financial genius? When to trust AI
Annabelle Chow
Financial psychologist
Private practice / ANK Consulting (as introduced in episode)
Episode: S1E278: Loss of income, not identity: navigating the psychology of retrenchment

Host

Howie Lim
Host of Money Hacks

Reviews

4.3 out of 5 stars from 24 ratings
  • Sigh.....

    Product placement 101.

    Apple Podcasts
    1
    SG Reviewer
    Singapore7 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some feedback hints at perceived product placements in episodes.
Guests provide practical, actionable takeaways for everyday budgeting and investing.
Listeners may want more guest diversity beyond finance-focused experts.
The show is seen as a solid resource for Singaporean retail investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#32
Singapore/Business/Investing
Apple Podcasts
#102
Singapore/Business
Apple Podcasts
#155
Indonesia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

S1E286: Strategy over sentiment: why the old property playbook no longer works
Q: How should a buyer stress-test their mortgage given potential rate fluctuations?
Use a 4% stress scenario to model repayments, ensure monthly obligations stay within a prudent portion of income (e.g., 30% for HDB, with a broader personal MSR cap), and keep buffer for other living expenses and emergencies.
S1E286: Strategy over sentiment: why the old property playbook no longer works
Q: What are the most significant implications of the recent housing policy changes for first-time buyers and upgraders?
Policy changes extend MOPs on ECs, remove the long waitout period for upgrades into private condos, and tighten income caps, which collectively shift buying strategies toward standard BTOs or resale flats for greater liquidity and flexibility.
S1E284: The raise paradox: why earning more never feels like enough
Q: How should couples approach money discussions and align values?
Have low-stakes, regular money conversations, set shared goals, and avoid relying solely on social influence; discuss boundaries and family expectations to maintain alignment.
S1E284: The raise paradox: why earning more never feels like enough
Q: What practical steps can individuals take to combat it?
Pay yourself first by setting aside savings/investments before discretionary spending, automate regular investments, and regularly review expenses and portfolio risk in line with life stage and goals.
S1E284: The raise paradox: why earning more never feels like enough
Q: What is lifestyle creep and why does it happen?
Lifestyle creep is when expenses rise with income due to emotional spending, social pressures, and a lack of self-awareness about money, leading people to spend more than their new earnings can sustain.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Professions
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Frequently Asked Questions About BT Money Hacks

What is BT Money Hacks about and what kind of topics does it cover?

The show consistently centers on practical personal finance and investment strategies tailored for retail investors, with frequent deep-dives into the gap between institutional asset management and individual wealth building. Episodes explore topics like asset allocation frameworks, the mass affluent segment, AI in financial planning, disciplined investing during volatility, and actionable budgeting and cash-management tactics. Noteworthy is the blend of practitioner-led guidance, behavioral finance perspectives, and Singapore-focused insights, offering structured frameworks (e.g., three-bucket cash models, dollar-cost averaging, disciplined rebalancing) and concrete takeaways for long-horizon wealth.

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Which podcasts are similar to BT Money Hacks?

These podcasts share a similar audience with BT Money Hacks:

1. BT Mark To Market
2. WealthBT
3. Live Well with Michelle
4. Providend's Money Wisdom
5. BT Correspondents

How many episodes of BT Money Hacks are there?

BT Money Hacks launched 8 years ago and published 288 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on BT Money Hacks?

Recent guests on BT Money Hacks include:

1. Ishan Sarkar
2. Michelle Mah
3. Wildon Goh
4. Daniel Lau
5. David Ng
6. Stephanie Leung
7. Kenneth Chan
8. Andrew Izyumov

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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