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BT Money Hacks

The Business Times
Singapore
Financial Planning
Investment Strategies
Market Volatility
Investing
Inflation
Budgeting
Personal Finance
Interest Rates
Gold
Money Management
Wealth Management
Bitcoin
Financial Literacy
Risk Tolerance
Long-Term Investing
Financial Tips
China
Diversification
Money Hacks

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

PublishesWeeklyEpisodes284Founded8 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for BT Money Hacks

Latest Episodes

You just got a raise. So why does your bank account still feel broke? It’s the lifestyle creep — the sneaky force turning your bigger paycheck into the same old savings. From $8 lattes to subscription traps to the psychology behind "keeping up with t... more

YouTube

Your parents' "boring" Singapore dividend stocks only portfolio just had an upgrade nobody told you about. While everyone's obsessing over US tech, Singapore's equity market has quietly doubled its research coverage, attracted real institutional capi... more

If you think your bank’s “diversified” portfolio is built for your future, think again. In this episode of Money Hacks, we pull back the curtain on the institutional world with Arki Finance founder David Ng. We’re dissecting the "product-first" myths... more

YouTube

Your cash isn't safe just because it's sitting still — it's quietly losing to inflation while you wait for "the right time" to invest. Howie Lim gets StashAway's chief investment officer (CIO) Stephanie Leung to explain why the mass affluent get the ... more

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Recent Guests

David Ng
Founder of Arki Finance
Arki Finance
Episode: S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation
Stephanie Leung
CIO of StashAway
StashAway
Episode: S1E281: The mass affluent trap: too rich for retail, too small for private banking
Kenneth Chan
Associate Financial Planner at PhillipCapital
PhillipCapital
Episode: S1E280: Market noise vs real signal: are you investing or just guessing?
Ritesh Ganeriwal
Head of Investment Strategy at Syfe
Syfe
Episode: S1E280: Market noise vs real signal: are you investing or just guessing?
Andrew Izyumov
Founder of 8Figures, AI platform for investment management
8Figures
Episode: S1E279: Artificial sycophant or financial genius? When to trust AI
Annabelle Chow
Financial psychologist
Private practice / ANK Consulting (as introduced in episode)
Episode: S1E278: Loss of income, not identity: navigating the psychology of retrenchment
Gautam Chadda
Executive Director at RBC Wealth Management Asia
RBC Wealth Management Asia
Episode: S1E277: From windfall to wealth: making fortune last
David Broom
Chief Client and Distribution Officer at Sun Life Asia
Sun Life Asia
Episode: S1E275: The six-month breaking point: are you actually prepared for the unforeseen?
Oriano Lizza
Sales Trader
CMC Markets
Episode: S1E273: Mid-year reality check: the "ETF and chill" era is over

Host

Howie Lim
Host of Money Hacks

Reviews

4.3 out of 5 stars from 24 ratings
  • Sigh.....

    Product placement 101.

    Apple Podcasts
    1
    SG Reviewer
    Singapore7 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Some feedback hints at perceived product placements in episodes.
Guests provide practical, actionable takeaways for everyday budgeting and investing.
Listeners may want more guest diversity beyond finance-focused experts.
The show is seen as a solid resource for Singaporean retail investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#33
Singapore/Business/Investing
Apple Podcasts
#81
Singapore/Business
Apple Podcasts
#162
Indonesia/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

S1E280: Market noise vs real signal: are you investing or just guessing?
Q: Okay. Then there is a check by date for our goals. Is there? When should we be asking if our portfolio still matches who we are and what we want?
The panel suggests three red-flag checks tied to goals, risk appetite, and underlying facts, emphasizing alignment with long-term objectives and a fundamental reassessment if horizons or needs have changed.
S1E278: Loss of income, not identity: navigating the psychology of retrenchment
Q: What is the single most common financial mistake people make in the first 48 hours after retrenchment?
People tend to act from threat mode and pursue quick relief, such as cashing out long-term assets or taking high-interest loans, often leading to worse outcomes later.
S1E277: From windfall to wealth: making fortune last
Q: How should families approach giving and charity after a windfall?
Agree on a family policy or framework for giving, so requests are evaluated consistently rather than being driven by emotions or pressure from relatives.
S1E277: From windfall to wealth: making fortune last
Q: Is it ever okay to spend immediately after a windfall, or should you always pause?
There is a place for planned, guilt-free spending, but it should be allocated within a structured framework to prevent lifestyle inflation and preserve capital.
S1E277: From windfall to wealth: making fortune last
Q: What is the single most important rule in the first 30 days after a windfall?
Don't make irreversible decisions; pause, discuss with family, and let emotions and the reality of the situation settle before taking action.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About BT Money Hacks

What is BT Money Hacks about and what kind of topics does it cover?

The show consistently centers on practical personal finance and investment strategies tailored for retail investors, with frequent deep-dives into the gap between institutional asset management and individual wealth building. Episodes explore topics like asset allocation frameworks, the mass affluent segment, AI in financial planning, disciplined investing during volatility, and actionable budgeting and cash-management tactics. Noteworthy is the blend of practitioner-led guidance, behavioral finance perspectives, and Singapore-focused insights, offering structured frameworks (e.g., three-bucket cash models, dollar-cost averaging, disciplined rebalancing) and concrete takeaways for long-horizon wealth.

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Which podcasts are similar to BT Money Hacks?

These podcasts share a similar audience with BT Money Hacks:

1. BT Mark To Market
2. WealthBT
3. Live Well with Michelle
4. Providend's Money Wisdom
5. BT Correspondents

How many episodes of BT Money Hacks are there?

BT Money Hacks launched 8 years ago and published 284 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on BT Money Hacks?

Recent guests on BT Money Hacks include:

1. David Ng
2. Stephanie Leung
3. Kenneth Chan
4. Ritesh Ganeriwal
5. Andrew Izyumov
6. Annabelle Chow
7. Gautam Chadda
8. David Broom

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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