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BT Money Hacks

The Business Times
Financial Planning
Investment Strategies
Singapore
Market Volatility
Investing
Inflation
Budgeting
Personal Finance
Money Management
Wealth Management
Interest Rates
Bitcoin
Gold
Long-Term Investing
Financial Literacy
Risk Tolerance
Financial Tips
China
Diversification
Money Hacks

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

PublishesWeeklyEpisodes267Founded8 years ago
Number of ListenersCategories
BusinessInvesting

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Latest Episodes

Your CPF Special Account (SA) has been your financial security blanket for decades — a rock-solid 4 per cent return, no questions asked. But Singapore's about to shake things up. By 2028, a new life-cycle portfolio scheme changes the game. Is it a lo... more

As AI takes the wheel in wealth management, will your 'perfect' financial plan survive a market crash? Algorithms crunch numbers, but only a human can manage emotions. Join Howie Lim and Javelin Wealth's Polka Mishra as they dissect the friction betw... more

YouTube

Ever wondered if owning Mona Lisa's eyeball is smarter than buying a whole share? Forget high prices! Fractional investing lets you grab a slice of giants like Tesla and Amazon. Howie Lim gets the experts to demystify liquidity, costs, and security. ... more

YouTube

Money moves are changing. Young investors chase crypto volatility while retirement nest eggs look obsolete. Perhaps financial security needs to be redefined - from saving a million to mastering the skill of making money. Howie Lim gets some financial... more

YouTube

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Recent Guests

Polka Mishra
Partner at Javelin Wealth Management
Javelin Wealth Management
Episode: S1E266: Beyond the algorithm: when AI says sell, who tells you no?
Jeremy Foo
Country Manager for StashAway Singapore
StashAway
Episode: S1E265: A slice of the pie: fractional investing deconstructed
Jack Prickett
Chief Commercial Officer
SAIF
Episode: S1E265: A slice of the pie: fractional investing deconstructed
Zachary Young
Founder of Atlantis Labs and CEO of CryptoKnight Academy
Atlantis Labs; CryptoKnight Academy
Episode: S1E264: Nest egg obsolete: fishing skills now equal financial security
Darrin Ng
From Phillip Securities
Phillip Securities
Episode: S1E263: Beyond the index: how active ETFs offer adaptability in volatile markets
Amarjit Kaur
Leads the employment practice at Withers Khattarwong
Withers Khattarwong
Episode: S1E262: Navigate job market caution; secure higher salary bumps
Anurag Garg
Country lead at Michael Page Singapore
Michael Page Singapore
Episode: S1E262: Navigate job market caution; secure higher salary bumps
Igor Pejic
Author of Tech Money
Author, Tech Money
Episode: S1E260: Tech alpha: why adoption and R&D matter more than P/E
Daryl Liew
Chief Investment Officer and Head of Investment Solutions
PhillipCapital
Episode: S1E259: Policy to portfolio?

Host

Howie Lim
Host of Money Hacks with focus on personal finance, investing, and market insights.

Reviews

4.3 out of 5 stars from 23 ratings
  • Sigh.....

    Product placement 101.

    Apple Podcasts
    1
    SG Reviewer
    Singapore6 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

A skeptical listener noted noticeable sponsorship integration in episodes.
A few listeners appreciate the practical, data-driven discussions but want more neutrality on promotions.
One reviewer felt the show relies too much on product placements.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#97
Singapore/Business/Investing
Apple Podcasts
#200
Indonesia/Business/Investing
Apple Podcasts
#227
Singapore/Business

Talking Points

Recent interactions between the hosts and their guests.

S1E261: Familiarity: portfolio's silent risk, hidden concentration builds
Q: Why is broad-based diversification still important even when indices look diversified?
Broad-based indices can be heavily concentrated in a few top constituents, so true diversification may require exploring value, small-cap, or equal-weight indices and international opportunities to spread risk.
S1E261: Familiarity: portfolio's silent risk, hidden concentration builds
Q: How should an investor handle a concentrated position without panic selling?
Use staggered selling to reduce exposure gradually, reinvest proceeds into broad-based ETFs, and consider trimming rather than exiting all at once to avoid dumping at a loss.
S1E261: Familiarity: portfolio's silent risk, hidden concentration builds
Q: What drives the performance of the stock, is it short-term macro conditions or a longer lasting trend?
The discussion distinguishes between short-term macro conditions leading to temporary rotations and longer-term trends that indicate a fundamental shift in leadership, such as the shift toward AI-driven opportunities, which may require a longer horizon in positioning.
S1E260: Tech alpha: why adoption and R&D matter more than P/E
Q: What practical steps can investors take to prepare for a volatile tech market while still aiming for long-term gains?
Practice scenario planning, diversify into different tech strategies (core platforms, enablers, and niche players), and focus on durable drivers like productivity gains and real-world adoption rather than hype.
S1E260: Tech alpha: why adoption and R&D matter more than P/E
Q: What indicators should an investor monitor beyond financials to judge a tech company's quality?
Key indicators include adoption rates, customer acquisition costs, churn, and the trajectory of TAM, plus the potential for technology convergence to unlock new markets.

Audience Metrics

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Listeners per Episode
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Frequently Asked Questions About BT Money Hacks

What is BT Money Hacks about and what kind of topics does it cover?

This show targets personal finance and investing, featuring finance professionals, CIOs, fund managers, authors, and wealth managers who translate complex markets into practical guidance. Episodes frequently cover investing discipline, income strategies, risk management, and the impact of policy, AI, and macro trends on individual portfolios. A standout trait is the mix of actionable frameworks (e.g., cash flow planning, diversification, and scenario analysis) with candid discussions about risk, behavioral biases, and real-world experiences. The format often blends practitioner insights with accessible explanations, making it useful for listeners who want to tighten personal finances, optimize retirement plans, or explore smart, evidence-ba... more

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These podcasts share a similar audience with BT Money Hacks:

1. WealthBT
2. BT Mark To Market
3. Providend's Money Wisdom
4. Your Money with Michelle Martin
5. BT Correspondents

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BT Money Hacks launched 8 years ago and published 267 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on BT Money Hacks?

Recent guests on BT Money Hacks include:

1. Polka Mishra
2. Jeremy Foo
3. Jack Prickett
4. Zachary Young
5. Darrin Ng
6. Amarjit Kaur
7. Anurag Garg
8. Igor Pejic

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