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BT Money Hacks

The Business Times
Financial Planning
Investment Strategies
Singapore
Market Volatility
Investing
Inflation
Budgeting
Personal Finance
Interest Rates
Money Management
Wealth Management
Bitcoin
Gold
Long-Term Investing
Financial Literacy
Risk Tolerance
Financial Tips
China
Diversification
Money Hacks

Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.

Produced by BT Podcasts, The Business Times, SPH Media.

PublishesWeeklyEpisodes272Founded8 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for BT Money Hacks

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Recent Guests

Walter de Oude
Founder and CEO of Chocolate Finance
Chocolate Finance
Episode: S1E271: Liquidity: the anxiety antidote
Erik Keller
Client Portfolio Manager, Robeco
Robeco
Episode: S1E270: Yield without fear: Navigating credit markets in a high-rate era
Kylie Soh
Client Portfolio Manager, Managing Director
Fullerton Fund Management
Episode: S1E270: Yield without fear: Navigating credit markets in a high-rate era
Vijay Natarajan
Research Analyst
RHB Bank
Episode: S1E269: The great yield shift: why banks are gaining altitude as Reits seek grounding
Shekhar Jaiswal
Head of Equity Research
RHB Bank
Episode: S1E269: The great yield shift: why banks are gaining altitude as Reits seek grounding
Yee Shen Hao
Portfolio Manager
Phillip Capital
Episode: S1E268: Risk reset: differentiating a flash sale from a fundamental flaw
Christopher Tan
CEO of Provident
Provident
Episode: S1E267: To risk or not to risk your risk-free 4% CPF return?
Genevieve Cua
Wealth Editor at The Business Times; host of Wealth BT
The Business Times
Episode: S1E267: To risk or not to risk your risk-free 4% CPF return?
Polka Mishra
Partner at Javelin Wealth Management
Javelin Wealth Management
Episode: S1E266: Beyond the algorithm: when AI says sell, who tells you no?

Host

Howie Lim
Host of Money Hacks by The Business Times

Reviews

4.3 out of 5 stars from 23 ratings
  • Sigh.....

    Product placement 101.

    Apple Podcasts
    1
    SG Reviewer
    Singapore6 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The guest line-up tends to be credible and topic-focused, aiding trust in recommendations.
Some episodes deliver strong practical takeaways for retail investors.
Listeners may feel it leans heavily into product placements at times.

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Talking Points

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S1E271: Liquidity: the anxiety antidote
Q: Walter, for the average person, how should we plan for a large unexpected expense now that the definition has shifted?
Aim to maintain a liquid cushion based on monthly expenditures or income, typically three to six months, and consider a separate emergency cash bucket that can be tapped without compromising longer-term savings.
S1E261: Familiarity: portfolio's silent risk, hidden concentration builds
Q: Why is broad-based diversification still important even when indices look diversified?
Broad-based indices can be heavily concentrated in a few top constituents, so true diversification may require exploring value, small-cap, or equal-weight indices and international opportunities to spread risk.
S1E261: Familiarity: portfolio's silent risk, hidden concentration builds
Q: How should an investor handle a concentrated position without panic selling?
Use staggered selling to reduce exposure gradually, reinvest proceeds into broad-based ETFs, and consider trimming rather than exiting all at once to avoid dumping at a loss.
S1E261: Familiarity: portfolio's silent risk, hidden concentration builds
Q: What drives the performance of the stock, is it short-term macro conditions or a longer lasting trend?
The discussion distinguishes between short-term macro conditions leading to temporary rotations and longer-term trends that indicate a fundamental shift in leadership, such as the shift toward AI-driven opportunities, which may require a longer horizon in positioning.
S1E260: Tech alpha: why adoption and R&D matter more than P/E
Q: What practical steps can investors take to prepare for a volatile tech market while still aiming for long-term gains?
Practice scenario planning, diversify into different tech strategies (core platforms, enablers, and niche players), and focus on durable drivers like productivity gains and real-world adoption rather than hype.

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Frequently Asked Questions About BT Money Hacks

What is BT Money Hacks about and what kind of topics does it cover?

The program centers on practical personal finance and investing, often featuring guests from finance, fintech, and wealth management who share actionable strategies, market context, and policy signals relevant to retail investors. Episodes emphasize liquidity, fixed income, ETFs, fractional investing, AI in wealth management, and Singapore-focused policy impacts, with a mix of educational framing and real-world examples. A notable pattern is pairing veteran hosts with external experts to translate complex topics into implementable steps, making it helpful for listeners seeking to improve financial literacy, portfolio discipline, and risk-aware decision making.

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Which podcasts are similar to BT Money Hacks?

These podcasts share a similar audience with BT Money Hacks:

1. WealthBT
2. BT Mark To Market
3. Providend's Money Wisdom
4. Live Well with Michelle
5. BT Correspondents

How many episodes of BT Money Hacks are there?

BT Money Hacks launched 8 years ago and published 272 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact BT Money Hacks?

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What guests have appeared on BT Money Hacks?

Recent guests on BT Money Hacks include:

1. Walter de Oude
2. Erik Keller
3. Kylie Soh
4. Vijay Natarajan
5. Shekhar Jaiswal
6. Yee Shen Hao
7. Christopher Tan
8. Genevieve Cua

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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