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V-FM: The Pensions Podcast

vfmpensions
Pensions
Value For Money
United Kingdom
Retirement CDC
Pensions Commission
Defined Contribution
CDC
Pensions Bill
Netherlands
Fiduciary Duty
Pensions UK
Defined Benefit
Gender Pension Gap
Auto-Enrollment
Master Trusts
Housing
Nordea Asset Management
Geopolitics
CDC (pensions)
Pension Dashboard

The podcast from Darren Philp and Nico Aspinall talking all things pensions and investments.

PublishesWeeklyEpisodes100Founded3 years ago
Number of ListenersCategories
InvestingBusiness

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Artwork for V-FM: The Pensions Podcast

Latest Episodes

In this episode of V-FM Pensions hosts Darren and Nico chat to Hymans Robertson's Head of DC Kathryn Fleming. Kathryn is a PPI Trustee and co-chair of the Pension Equity Group's Data and Research Workstream.

We chat about the work of the Pensions Co... more

In this episode of V-FM Pensions, hosts Darren and Nico are joined by SEI's Head of DC, EMEA and Asia, Steve Charlton.

Steve chats about SEI’s investment-led approach to running a master trust, and how the business has evolved from its roots as a te... more

In this episode of V-FM Pensions, hosts Darren and Nico are joined by Paul Maynard, former Pensions Minister and MP for Blackpool North and Cleveleys.

In a wide ranging chat about pensions, politics and what really happens inside government, we cove... more

In this episode of V-FM Pensions, hosts Darren and Nico catch up on a whole host of topics that are currently making the pensions news.

We talk about Retirement CDC, Pensions UK Retirement Living Standards, the PPI Megafunds report, and start to unp... more

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Recent Guests

Sam Seaton
Representative from CAPA Data, discussing data transparency in pensions
CAPA Data
Episode: V-FM Pensions #161: CAPA's Sam Seaton
Jerry Butcher
Workplace Savings Director, Scottish Widows
Scottish Widows
Episode: V-FM Pensions #160: Scottish Widows' Jerry Butcher
Jasper Haak
Joined to discuss Dutch pensions and AF Advisors
AF Advisors
Episode: V-FM Pensions #159: Going Dutch... with AF Advisory's Jasper Haak
Rich Fox
Investment professional, Schroders and Lifetime Savings Institute
Schroders; Lifetime Savings Institute
Episode: V-FM Pensions #157: As live from the PMI - Housing and Pensions
Anna Brain
Lead on housing and pensions research, PPI and NEST Insights
PPI; NEST Insights
Episode: V-FM Pensions #157: As live from the PMI - Housing and Pensions
Esther Hawley
Head of retirement proposition, Standard Life
Standard Life
Episode: V-FM Pensions #156: Standard Life's workplace decumulation guru Esther Hawley
Simon Chrystal
CEO of WPS Advisory, expert in pensions and value for money
WPS Advisory
Episode: V-FM Pensions #153: WPS Advisory's Simon Chrystal returns
Philip Smith
Executive at The Pensions Trust (TPT)
The Pensions Trust (TPT)
Episode: V-FM Pensions #152: TPT's Philip Smith and Ruari Grant
Ruari Grant
Policy and Central Affairs Lead at The Pensions Trust (TPT)
The Pensions Trust (TPT)
Episode: V-FM Pensions #152: TPT's Philip Smith and Ruari Grant

Hosts

Darren Philp
Host of the show; drives conversation across episodes.
Nico Aspinall
Co-host and contributor with a focus on expertise and discussion leadership.

Reviews

5.0 out of 5 stars from 23 ratings
  • Thank you

    Insightful and interesting podcast which is accessible to the lay person. Essential listening for everyone on their pension journey

    Apple Podcasts
    5
    Sinnareth
    United Kingdoma year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Accessible yet deeply technical when needed.
Excellent guest mix—super relevant for sponsors and guests.
Clear emphasis on real-world outcomes for savers.
Thoughtful, practical take on pensions and governance.

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Talking Points

Recent interactions between the hosts and their guests.

V-FM Pensions #126: Guy Opperman
Q: What are you most proud of in your time as Pensions Minister?
Getting automatic enrollment to 8 percent and beyond, and maintaining stability through a difficult period including COVID, stands out as a major achievement. He also highlights the introduction of CDCs, the pension dashboard efforts, and the broader shift toward improving member outcomes, even if some initiatives like dashboard did not fully land in his tenure.
V-FM Pensions #125: Smart Pension's James Lawrence
Q: James, what does value for money mean to you in pensions?
Value for money means practical usefulness for members and advisors, with simple, understandable tools and outcomes that improve retirement security, not overcomplicated designs that are hard to use.
V-FM Pensions #123: The pensions goth - Daniela Silcock
Q: VALUE for MONEY means to you, Daniela?
Value for money in pensions is subjective and depends on whether individuals feel they are getting an adequate retirement income; the speakers emphasize the need for explicit targets and clear measurement to assess whether contributions and outcomes meet expectations.
VFM Pensions #137: Nordea's Eric Pedersen
Q: What is Nordea's approach to responsible investing and portfolio decarbonisation?
Nordea focuses on engagement with companies to drive real decarbonisation rather than chasing portfolio-wide decarbonisation metrics alone, using targeted strategies like the Climate Transition Engagement Fund and collaborating with regulators to create practical, measurable progress.
V-FM Pensions #141: A CDC geek out with WTW's Simon Eagle
Q: What is retirement CDC and how does it fit between DB and DC?
Retirement CDC is a defined contribution-like vehicle designed to provide a lifetime income, pooling longevity across members, and adjusting increases over time based on funding and asset performance. It sits between DB and DC by offering a collective approach to longevity and inflation adjustments, rather than guaranteed DB-style income, while aiming to offer more security than pure DC drawdown.

Audience Metrics

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Frequently Asked Questions About V-FM: The Pensions Podcast

What is V-FM: The Pensions Podcast about and what kind of topics does it cover?

A pensions-focused discussion show that covers value for money, retirement design, regulation, and the evolving architecture of UK pensions. Episodes frequently explore defined benefit vs defined contribution trade-offs, master trusts, retirement income mechanisms like CDC and longevity pooling, and the role of governance, dashboards, and AI-assisted planning in shaping member outcomes. Notable for its practitioner-led analyses, guest experts from industry and policy, and a candid critique of regulation versus real-world outcomes, the show is valuable for listeners who want practical insight into how pension design affects savers and employers alike. It often features conversations about policy changes, innovative product ideas, and the pra... more

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Which podcasts are similar to V-FM: The Pensions Podcast?

These podcasts share a similar audience with V-FM: The Pensions Podcast:

1. This is Money Podcast
2. The Meaningful Money Personal Finance Podcast
3. AJ Bell Money & Markets
4. The Rest Is Money
5. On The Money

How many episodes of V-FM: The Pensions Podcast are there?

V-FM: The Pensions Podcast launched 3 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on V-FM: The Pensions Podcast?

Recent guests on V-FM: The Pensions Podcast include:

1. Sam Seaton
2. Jerry Butcher
3. Jasper Haak
4. Rich Fox
5. Anna Brain
6. Esther Hawley
7. Simon Chrystal
8. Philip Smith

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