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The Vault with Financielle

Financielle
Budgeting
Financial Independence
Sinking Funds
Buy Now Pay Later
Credit Cards
Financial Planning
Debt Management
Debt
Household Dynamics
Buying a House
Community Support
Emotional Spending
Comparison
Financial Wellness
Financial Stability
Cost Of Living Crisis
Savings
Credit Scores
Frugality
Living Expenses

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

PublishesWeeklyEpisodes127Founded2 years ago
Number of ListenersCategories
Self-ImprovementEducationSociety & Culture

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Latest Episodes

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Ho ho ho! Here’s a special Christmas Eve episode of The Vault 🎄🎁

This week, we’re getting festive with a brand new game, “Jail or No Jail”, using your money confessions! 

We also share a Twixmas money checklist to help you reset b... more

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UNLOCKED Week 3: Ready for the Year Ahead

Last week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry).

In a world of credit and BNPL, saving up for the thi... more

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“Debt-free status is way more important than a luxurious lifestyle” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Do I sacrifice take-home pay for a bigger pension?”

💸 ”Should I use child benefits... more

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UNLOCKED Week 2: Reset & Rebuild

This week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong.

In this episode, Laura opens with a mini rant about how budgeting gets framed as rest... more

Key Facts

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Hosts

Lucy
Host with insights on personal finance and practical budgeting strategies.
Laura
Co-host offering relatable perspectives on financial dilemmas.
Holly
Co-host discussing the emotional aspects of money management.

Reviews

4.9 out of 5 stars from 247 ratings
  • 10/10

    Love listening to this podcast. It has made me feel like I can get ahead financially and the dilemmas from the community are always great. I am always responding out loud to the dilemmas or other topics.

    Apple Podcasts
    5
    CBelcourt
    United States3 months ago
  • Never thought I’d choose to spend time listening to a finance podcast but so glad I did.

    I adore this podcast and listen to it every week while I’m doing the grocery shopping. I also have a premium subscription, the playbook, accompanied by these weekly pods have given me the kick up the bum , but most importantly the self-kindness and focus I’ve needed to take control of my finances. It’s empowering !

    Apple Podcasts
    5
    Fan fairy Ann
    United Kingdom6 months ago
  • Listen but be careful

    Interesting topics explored - however I would not

    use their app to manage my money because it is vague what analytics they are

    doing behind the scenes and what other kickbacks they receive, hence be cautious believing this is dressed up as just a ‘friendly’ chat. Also the girls discussions often come across as judgmental to listeners dilemmas, they seem unaware of imposing their own bias.

    Apple Podcasts
    3
    Shelley_252
    United Kingdom8 months ago
  • My favourite finance podcast

    I have been listening to this podcast for a few months now and I love it. It has given me so much motivation to improve my finances, it is informative and engaging. The app is also amazing!

    Apple Podcasts
    5
    Shannon666
    United Kingdom9 months ago
  • Honestly this pod has changed my life!

    I started listening towards the end of last year and immediately binged everything they had! It’s totally changed the way I think about money, before I didn’t even feel comfortable talking about it even in a good way. Now I understand my financial values and boundaries, I have big goals and no longer feel constant stress or worry because I have strategies to manage it! Whenever I start t worry or feel like I’m slipping back to old habits, Thursday comes around and The Vault sets me back on track... more

    Apple Podcasts
    5
    JT ✨
    United Kingdom9 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts make complex topics feel relatable and accessible.
Engaging discussions packed with useful financial insights.
Overall, many feel empowered and motivated to manage their finances better.
Some critiques mention bias in discussions, indicating the need for careful interpretation of advice.
Listeners appreciate the humorous, friendly atmosphere combined with legitimate advice.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

“Do I Still Need My F**k-Off Fund?” | The Vault Episode 94
Q: Should I still have an F off fund?
The hosts discussed the value of being open about such funds in a relationship, particularly regarding financial transparency and the implications of inherited money.
"I’m Scared To Move In With My New Partner" | The Vault Episode 93
Q: What should I do living-wise with my current partner after my previous relationship?
Consider renting instead of jumping into buying a house together, as it keeps options open and financial stress lower in the early stages of a relationship.
"Should I Invest in my pension or property?" | The Vault Episode 91
Q: Should I invest in my pension or property?
The hosts suggest that, given her current situation of living rent-free and her strong pension contributions, she should consider diversifying her investments rather than solely focusing on pension contributions at such a young age.
“Rebuilding My Finances From Scratch After Losing My Job” | The Vault Episode 89
Q: Where should I put my money to make the best decisions?
Focus first on building an emergency fund and then consider your other financial goals such as debt repayment and necessary expenses.
The Debt That Rose From the Dead | The Vault Episode 88
Q: What do I do when the past comes back to haunt me like this?
First, look at the details in the letter and work out what it was, as it could be a mistake or a legitimate debt that you forgot about.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About The Vault

What is The Vault about and what kind of topics does it cover?

This podcast offers a lively exploration of personal finance, prioritizing communication and honesty in navigating various money dilemmas. The hosts regularly engage with listeners, discussing relatable issues such as budgeting, debt management, and the emotional complexities of financial decisions. Featuring light-hearted banter and a genuine approach, topics frequently encompass the pressures of consumerism, managing finances during life changes, and the importance of establishing a financial safety net. Notably, the show fosters a safe environment for listeners to share their experiences, making it an accessible and supportive resource for anyone looking to enhance their financial literacy and navigate their unique money challenges.

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How many listeners does The Vault get?

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What are the audience demographics for The Vault?

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How many subscribers and views does The Vault have?

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Which podcasts are similar to The Vault?

These podcasts share a similar audience with The Vault:

1. Working Hard with Grace Beverley
2. Happy Place
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4. We Need To Talk with Paul C. Brunson
5. Begin Again with Davina McCall

How many episodes of The Vault are there?

The Vault launched 2 years ago and published 127 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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