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The Vault with Financielle

Financielle
Budgeting
Financial Independence
Sinking Funds
Debt Management
Buy Now Pay Later
Credit Cards
Financial Planning
Debt
Household Dynamics
Emotional Spending
Buying a House
Community Support
Comparison
Financial Wellness
Financial Stability
Cost Of Living Crisis
Savings
Credit Scores
Frugality
Living Expenses

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

PublishesWeeklyEpisodes119Founded2 years ago
Number of ListenersCategories
Self-ImprovementEducationSociety & Culture

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Latest Episodes

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“30 free hours childcare is a scam” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I just won a car…”

💸 ”Should I Invest in my pension or property?”

Got a money win or (totally anonymous) dilemma?... more

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“There’s nothing wrong with saying ‘my budget’s tight this year” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”15 People to Buy For… and I’m Still Paying Off Debt”

💸 ”I’ve fixed my money situation…... more

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“M&S are taking the piss with their £8 carrots this year” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Can I afford business class and if so, am I allowed to treat myself?”

💸 ”Rebuilding My Finan... more

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Happy Halloween! 🎃

“We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas:

👻 ”My ‘Dream Home’ is a Haunted House” 

🧟‍♀️ “The Debt That Rose From the D... more

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Hosts

Lucy
Host known for her engaging storytelling and humorous takes on finance. Frequently addresses personal finance dilemmas and shares relatable anecdotes to connect with listeners.
Laura
Co-host known for her practical financial advice and insightful commentary on relationships and money. She often emphasizes financial literacy and empowerment.
Holly
Co-host who brings a blend of humor and realism to money discussions. Known for creating a comfortable space for listeners to explore their financial issues.

Reviews

4.9 out of 5 stars from 241 ratings
  • 10/10

    Love listening to this podcast. It has made me feel like I can get ahead financially and the dilemmas from the community are always great. I am always responding out loud to the dilemmas or other topics.

    Apple Podcasts
    5
    CBelcourt
    United States2 months ago
  • Never thought I’d choose to spend time listening to a finance podcast but so glad I did.

    I adore this podcast and listen to it every week while I’m doing the grocery shopping. I also have a premium subscription, the playbook, accompanied by these weekly pods have given me the kick up the bum , but most importantly the self-kindness and focus I’ve needed to take control of my finances. It’s empowering !

    Apple Podcasts
    5
    Fan fairy Ann
    United Kingdom5 months ago
  • Listen but be careful

    Interesting topics explored - however I would not

    use their app to manage my money because it is vague what analytics they are

    doing behind the scenes and what other kickbacks they receive, hence be cautious believing this is dressed up as just a ‘friendly’ chat. Also the girls discussions often come across as judgmental to listeners dilemmas, they seem unaware of imposing their own bias.

    Apple Podcasts
    3
    Shelley_252
    United Kingdom7 months ago
  • My favourite finance podcast

    I have been listening to this podcast for a few months now and I love it. It has given me so much motivation to improve my finances, it is informative and engaging. The app is also amazing!

    Apple Podcasts
    5
    Shannon666
    United Kingdom8 months ago
  • Honestly this pod has changed my life!

    I started listening towards the end of last year and immediately binged everything they had! It’s totally changed the way I think about money, before I didn’t even feel comfortable talking about it even in a good way. Now I understand my financial values and boundaries, I have big goals and no longer feel constant stress or worry because I have strategies to manage it! Whenever I start t worry or feel like I’m slipping back to old habits, Thursday comes around and The Vault sets me back on track... more

    Apple Podcasts
    5
    JT ✨
    United Kingdom8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the relatable and humorous approach to finance, often finding the discussions empowering and motivating.
Many highlight the engaging nature of the hosts, feeling as if they are among friends while learning about important financial topics.
There are some critiques regarding the app's transparency and perceived judgmental tones at times during discussions, but the overall sentiment remains positive.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#94
Finland/Society & Culture

Talking Points

Recent interactions between the hosts and their guests.

“Rebuilding My Finances From Scratch After Losing My Job” | The Vault Episode 89
Q: Where should I put my money to make the best decisions?
Focus first on building an emergency fund and then consider your other financial goals such as debt repayment and necessary expenses.
The Debt That Rose From the Dead | The Vault Episode 88
Q: What do I do when the past comes back to haunt me like this?
First, look at the details in the letter and work out what it was, as it could be a mistake or a legitimate debt that you forgot about.
“I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” | The Vault Episode 87
Q: How can I stay positive and motivated during this slower season?
Focus on the privilege of being able to make this career change, and remember that financial progress isn't linear; it involves phases and challenges.
“10 Days Until Payday and Nothing to Fall Back On” | The Vault Episode 86
Q: What should we prioritize between saving and reno when finances are tight?
Emergency fund should be prioritized over renovations.
A BIG ANNOUNCEMENT & “Is Wedding Debt Really Worth It?”| The Vault Episode 85
Q: Is wedding debt really worth it?
It's crucial to avoid going into debt for weddings; prioritize your financial stability first, such as buying a house or investing for the future.

Audience Metrics

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Listeners per Episode
Gender Skew
Location
Interests
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Household Income
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Frequently Asked Questions About The Vault

What is The Vault about and what kind of topics does it cover?

Engaging in real-world money dilemmas, this podcast centers around personal finance and relationships, offering relatable insights into everyday financial struggles. The hosts tackle various topics, including the emotional toll of debt, budgeting for life events, and transparency in financial discussions within relationships. Listeners hear both personal stories and advice, all while creating an inviting atmosphere to discuss often taboo subjects like debt management, money stress, and financial independence. This podcast is particularly noteworthy for blending humor with sound financial advice, making it both entertaining and educational.

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Which podcasts are similar to The Vault?

These podcasts share a similar audience with The Vault:

1. Should I Delete That?
2. We Need To Talk with Paul C. Brunson
3. Great Company with Jamie Laing
4. Ladies Who Launch
5. Olivia's House with Olivia Attwood

How many episodes of The Vault are there?

The Vault launched 2 years ago and published 119 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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