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The Vault with Financielle

Financielle
Budgeting
Financial Independence
Sinking Funds
Buy Now Pay Later
Credit Cards
Financial Planning
Debt Management
Debt
Household Dynamics
Emotional Spending
Buying a House
Comparison
Financial Wellness
Financial Stability
Cost Of Living Crisis
Savings
Credit Scores
Frugality
Community Support
Cars

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

PublishesWeeklyEpisodes132Founded2 years ago
Number of ListenersCategories
Self-ImprovementEducationSociety & Culture

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Latest Episodes

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“My long term partner doesn’t know I have a f off fund” … jail or no jail? 🚨

This week, we’re diving into these money dilemmas:

💸 “I’m Covering Everything Alone While He Dodges Child Support”

💸 ”Do I Blow Three Months of Savings... more

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This week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas:

💸 ”I feel a credit card purchase coming on…”

💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?”

Got a money win or (tot... more

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Today, we’re turning goals into plans.

In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why ... more

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Happy new yeaaaaar! 🎆

This week, we’re playing a NYE edition of “Jail or No Jail” with your money confessions 👀 Then we chat through our personal money goals, celebrate an amazing money win and jump into a listener dilemma:

💸 “I’... more

Key Facts

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Hosts

Lucy
Host with insights on personal finance and practical budgeting strategies.
Laura
Co-host offering relatable perspectives on financial dilemmas.
Holly
Co-host discussing the emotional aspects of money management.

Reviews

4.9 out of 5 stars from 250 ratings
  • I wish that I’d found this podcast sooner

    This is currently my favourite podcast to listen to. It takes topics that aren’t talked about enough and makes them relatable and much easier to understand. I really wish I’d been taught this sort of thing when I was younger. It’s actually made me interested in how I budget and manage my finances. Thanks girls!

    Apple Podcasts
    5
    xjnc
    United Kingdom2 months ago
  • 10/10

    Love listening to this podcast. It has made me feel like I can get ahead financially and the dilemmas from the community are always great. I am always responding out loud to the dilemmas or other topics.

    Apple Podcasts
    5
    CBelcourt
    United States4 months ago
  • Never thought I’d choose to spend time listening to a finance podcast but so glad I did.

    I adore this podcast and listen to it every week while I’m doing the grocery shopping. I also have a premium subscription, the playbook, accompanied by these weekly pods have given me the kick up the bum , but most importantly the self-kindness and focus I’ve needed to take control of my finances. It’s empowering !

    Apple Podcasts
    5
    Fan fairy Ann
    United Kingdom6 months ago
  • Listen but be careful

    Interesting topics explored - however I would not

    use their app to manage my money because it is vague what analytics they are

    doing behind the scenes and what other kickbacks they receive, hence be cautious believing this is dressed up as just a ‘friendly’ chat. Also the girls discussions often come across as judgmental to listeners dilemmas, they seem unaware of imposing their own bias.

    Apple Podcasts
    3
    Shelley_252
    United Kingdom9 months ago
  • My favourite finance podcast

    I have been listening to this podcast for a few months now and I love it. It has given me so much motivation to improve my finances, it is informative and engaging. The app is also amazing!

    Apple Podcasts
    5
    Shannon666
    United Kingdom9 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts make complex topics feel relatable and accessible.
Engaging discussions packed with useful financial insights.
Overall, many feel empowered and motivated to manage their finances better.
Some critiques mention bias in discussions, indicating the need for careful interpretation of advice.
Listeners appreciate the humorous, friendly atmosphere combined with legitimate advice.

Talking Points

Recent interactions between the hosts and their guests.

”Do I Blow Three Months of Savings… or Risk Family Drama?” | The Vault Episode 99
Q: My cousin is getting married this year in the south of France... I feel really torn though. Should I skip it and stay focused on savings or find a way to make it work?
It's important to balance financial responsibilities with family relationships; assess whether attending the wedding is crucial for maintaining family ties. If you decide to go, you might not lose everything financially as you can catch up later, but if it's more important to focus on your savings for your future family, it's valid to prioritize that too.
“We’ve overspent this Christmas” & How to Reset for 2026 | The Vault Episode 96
Q: What's the best move here for handling the overspending during Christmas?
Use savings to cover overspending rather than accumulating debt, and budget carefully going forward.
“Should I Use Child Benefits For My Debts?” | The Vault Episode 95
Q: Should I be including the universal and regional child support money that I get, or continue keeping it separate for nappies nursery fees?
You should put all income at the top of your budget, including child support, to allow you to start building an emergency fund and paying off your debts.
“Do I Still Need My F**k-Off Fund?” | The Vault Episode 94
Q: Should I still have an F off fund?
The hosts discussed the value of being open about such funds in a relationship, particularly regarding financial transparency and the implications of inherited money.
"I’m Scared To Move In With My New Partner" | The Vault Episode 93
Q: What should I do living-wise with my current partner after my previous relationship?
Consider renting instead of jumping into buying a house together, as it keeps options open and financial stress lower in the early stages of a relationship.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About The Vault

What is The Vault about and what kind of topics does it cover?

This podcast offers a lively exploration of personal finance, prioritizing communication and honesty in navigating various money dilemmas. The hosts regularly engage with listeners, discussing relatable issues such as budgeting, debt management, and the emotional complexities of financial decisions. Featuring light-hearted banter and a genuine approach, topics frequently encompass the pressures of consumerism, managing finances during life changes, and the importance of establishing a financial safety net. Notably, the show fosters a safe environment for listeners to share their experiences, making it an accessible and supportive resource for anyone looking to enhance their financial literacy and navigate their unique money challenges.

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How many listeners does The Vault get?

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These podcasts share a similar audience with The Vault:

1. We Need To Talk with Paul C. Brunson
2. Great Company with Jamie Laing
3. LuAnna: The Podcast
4. Happy Place
5. Happy Mum Happy Baby

How many episodes of The Vault are there?

The Vault launched 2 years ago and published 132 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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