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The Money Gains Podcast

The Money Gains Podcast
Personal Finance
Investing
Financial Education
Investment Strategies
Inflation
Stock Market
Entrepreneurship
Financial Literacy
Financial Independence
Side Hustles
Money Management
Pensions
S&P 500
Budgeting
Savings
UK Economy
Cost Of Living Crisis
Wealth Building
Index Funds
Freelancing

Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.

PublishesWeeklyEpisodes198Founded4 years ago
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Artwork for The Money Gains Podcast

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This episode is sponsored by Octopus Legacy.

👉🏼 Write or update your will for FREE until 31st October with Octopus Legacy

🔗 will.octopuslegacy.com/moneygains

Charities cover the cost of wills up to £150, which means simple wills are free... more

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🔗 www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

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YouTube

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capit... more

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capit... more

YouTube

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Recent Guests

Sam Grice
Wills & Trusts Expert
Octopus Legacy
Episode: I Found Out My Parents Would Get My House If I Died (Unless I Did This!) - Wills & Trusts Expert - Sam Grice (Octopus Legacy)
Brian Byrnes
Moneybox spokesperson discussing Lifetime ISA and ISA rule changes
Moneybox
Episode: Can You Still Buy A House In 2026? Lifetime ISA Changes, New ISA Rules & First-Time Buyer Tips - Brian Byrnes (Moneybox)
Emmanuel Asuquo
Financial advisor and fintech/media-savvy money expert
Emmanuel Asuquo Financial Planning
Episode: Financial Advisor Reveals: Why You're Broke (Even On A Good Salary) - Emmanuel Asuquo
Michael Taylor
Tax and business strategy expert guest
Episode: Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor
Jason Butler
Wealth management expert and author
Self-employed/Founder of wealth management firm
Episode: I Advised 2,500 Millionaires: The REAL Reason You're Not Rich! (Jason Butler)
Jay Lawrence
Investment professional and wealth manager, Rathbones
Rathbones
Episode: Wealth Manager Reveals: Why Buying A House Is the WORST Money Move In 2026 (Jay Lawrence - Rathbones)
Neil Invests
Personal finance educator and investor who documents his journey from poverty to financial independence
Independent creator
Episode: I Was Homeless. Now I'm Retiring At 50 From Investing. (Neil Invests)
Holly Guscott
Financial advisor at LCH Wealth
LCH Wealth
Episode: What's ACTUALLY Making People Rich In The UK - (Holly Guscott - LCH Wealth)
Emmelia Powell
Director of Premier World Solutions, financial advisor
Premier World Solutions
Episode: Financial Adviser To Footballers Reveals: Why So Many Struggle With Money When They Retire

Host

Sammie Ellard-King
Host of The Money Gains Podcast

Reviews

4.8 out of 5 stars from 219 ratings
  • Relatable

    This is just honest, practical advice for normal Brits. If more people listened we’d all be so much better off. Building wealth is not as complicated as we’re led to believe and is within reach. Thank you for this well-crafted content.

    Apple Podcasts
    5
    Jacaranda and Mimosa
    United Kingdom2 months ago
  • A must listen ! Economist warns stop buying SMP

    Excellent factual and educational episode ! Andrew Craig should be the Chanceller of the Exchequer..the UK would be in a much stronger financial position.

    Apple Podcasts
    5
    CLMillen
    United Kingdom3 months ago
  • Gives me something to get to bed that also helps me learn

    Recently I have really gotten into this podcast and it is preparing me for my future and also helping me sleep

    Apple Podcasts
    5
    Gl 65
    United Kingdom5 months ago
  • Excellent with a realistic perspective

    An excellent podcast that doesn’t pretend you will be a millionaire in a month. It gives good viewpoints that help the masses improve their financial hygiene

    Apple Podcasts
    5
    SukiSails
    United Kingdom8 months ago
  • A good recent find.

    Quality pod, glad to have found it, interesting guests and nice delivery, thanks.

    Apple Podcasts
    5
    Andy J F (Piano)
    United Kingdom8 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many reviews highlight accessible explanations and consistent value for beginner investors.
The host and guests balance education with relatable real-world examples.
Listeners appreciate practical, no-nonsense money advice that's easy to act on.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Financial Advisor Reveals: Why You're Broke (Even On A Good Salary) - Emmanuel Asuquo
Q: If someone just got a salary bump, what should they do first to avoid slipping into living beyond their means?
Start with a plan that translates the desired lifestyle into a realistic monthly target, then build multiple income streams and automate savings to fund that plan, so upgrades don't outpace earnings.
Can You Still Buy A House In 2026? Lifetime ISA Changes, New ISA Rules & First-Time Buyer Tips - Brian Byrnes (Moneybox)
Q: What should first-time buyers be aware of beyond the deposit when planning to buy?
Beyond the deposit, there are legal and moving costs such as solicitors and conveyancing, plus potential renovations. A purpose-built plan should include a dedicated fund for incidentals and future improvements, with the Lifetime ISA used for the deposit and an additional fund for all ancillary costs.
Can You Still Buy A House In 2026? Lifetime ISA Changes, New ISA Rules & First-Time Buyer Tips - Brian Byrnes (Moneybox)
Q: Is it actually possible for someone to buy a house anymore, or is the finish line getting further away due to rising prices?
Yes, it is still possible to get onto the property ladder today, though the finish line moves with price inflation and cost of living. Disciplined saving, using a Lifetime ISA, and understanding associated costs can help buyers push through the nine-month extension in deposits and still achieve homeownership.
Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor
Q: What can the average listener do to protect or improve the local economy?
Support local independents, consider diverting a portion of spending away from multinationals, and vote with your pounds to help keep wealth circulating locally.
Why Britain Has An Awkward Tax Avoidance Problem, UK Investing For Beginners and MORE! - Michael Taylor
Q: Walk us through how these tax strategies actually work for a big multinational like Starbucks.
Starbucks moves profits between jurisdictions through royalties and intercompany loans, deducting interest in the UK while shifting cash to low-tax areas, which reduces the apparent profits subject to UK taxation.

Audience Metrics

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Frequently Asked Questions About The Money Gains Podcast

What is The Money Gains Podcast about and what kind of topics does it cover?

A practical, beginner-friendly money podcast that balances approachable personal finance guidance with deeper dives into investing and wealth-building strategies. Listeners can expect accessible explanations of asset allocation, budgeting, pensions, and global investing concepts, often anchored by real-world UK context and actionable steps. Notable strengths include clear, relatable hosts and guests who speak from hands-on experience, plus product-forward segments that highlight budgeting tools and apps. The show tends to favor long-term planning over get-rich-quick schemes and regularly features guests who blend financial education with practical life planning, making it a solid fit for those starting their money journey or looking to refi... more

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Which podcasts are similar to The Money Gains Podcast?

These podcasts share a similar audience with The Money Gains Podcast:

1. Making Money
2. The Money To The Masses Podcast
3. The Meaningful Money Personal Finance Podcast
4. This is Money Podcast
5. The Stocks and Savings Podcast

How many episodes of The Money Gains Podcast are there?

The Money Gains Podcast launched 4 years ago and published 198 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Money Gains Podcast?

Recent guests on The Money Gains Podcast include:

1. Sam Grice
2. Brian Byrnes
3. Emmanuel Asuquo
4. Michael Taylor
5. Jason Butler
6. Jay Lawrence
7. Neil Invests
8. Holly Guscott

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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