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Ask The Compound

The Compound
Retirement Planning
Investment Strategies
Stock Market
Inflation
Financial Planning
Housing Market
Investing
Bonds
S&P 500
Financial Advisors
Personal Finance
Bitcoin
Diversification
Recession
Real Estate
Artificial Intelligence
Interest Rates
Market Timing
Rocket Money
4% Rule

Got money questions? We’ve got answers. Join Ben Carlson, Duncan Hill, and a rotating lineup of financial pros as they break down your biggest questions about investing, markets, and personal finance. Ben is a leading financial writer and the Director of Institutional Asset Management at Ritholtz. Duncan is a podcast producer and the Director of Creative Media at The Compound. See our disclosures ... more

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Artwork for Ask The Compound

Latest Episodes

On episode 246 of Ask The Compound, Ben Carlson and Duncan Hill are joined by Downtown Josh Brown to answer five listener questions on investing, financial planning, and the housing market. They discuss whether direct indexing is worth the extra fees... more

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On episode 245 of Ask The Compound, Ben Carlson and Duncan Hill answer five listener questions on investing, bonds, housing, and personal finance. They discuss why Ben finally bought bonds for the first time in his career, whether paying down a high-... more

YouTube

On episode 244 of Ask The Compound, Ben Carlson and Duncan Hill are joined by Bill Sweet to answer six listener questions on investing, retirement planning, taxes, and real estate. They discuss how to diversify away from the concentrated AI trade wit... more

YouTube

On episode 243 of Ask The Compound, Ben Carlson and Duncan Hill answer six listener questions on bonds, retirement, financial planning, and the psychology of spending. They discuss when it makes sense for long-term investors to own bonds, how to thin... more

YouTube

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Recent Guests

Josh Brown
CEO of Ritholtz Wealth Management and financial writer.
Ritholtz Wealth Management
Episode: How to Put Cash to Work In Any Market Environment
Bill Sweet
Finance professional guest brought in to discuss bonds and Roth strategies
Episode: How Do You Hedge a Concentrated Stock Market?
Jonathan Novy
Resident insurance expert
Ritholtz Chicago (insurance specialist)
Episode: When Will the Next Bear Market Hit?
Alex Morris
Bond expert from FM Investments
FM Investments
Episode: Should You Pick Stocks or Buy Index Funds?
Jack Raines
Author of Young Money, A Field Guide to Wealth and Purpose in Your 20s
Author, Speaker
Episode: Is Buying a Home Still a Good Investment?
Jurrien Timmer
Director of Global Macro at Fidelity Investments
Fidelity Investments
Episode: What Are the Two Main Risks Right Now?
Ralph Ira
Tax expert invited to discuss the question from the inbox
Tax expert (presented as guest on show)
Episode: How Do You Sell Your Stocks Without a Big Tax Hit?
Barry Ritholtz
Macro commentator and author
Ritholtz Wealth Management
Episode: U.S. Debt Is Near $40T. Should Investors Be Worried?
Bill Artzerounian
Tax expert guest
CPA
Episode: Will Social Security Be Around in 2060?

Hosts

Ben Carlson
Host of Ask The Compound; senior figure at Ritholtz Wealth Management; frequent questions and analysis on personal finance, investing, and wealth strategy.
Duncan Hill
Co-host; podcast producer; Director of Creative Media at The Compound; contributes host dynamics and production insight.

Reviews

4.8 out of 5 stars from 541 ratings
  • Good picture of the market

    Whether watching on YouTube or listening on Apple Podcasts, I always find this show highly valuable. It does a fantastic job of giving a much fuller, clearer picture of the market

    Apple Podcasts
    5
    AguirreM91
    United States5 months ago
  • Great Personal Finance Show

    The range topics are extremely valuable to those who hope to manage their way through life and come out on top with a comfortable retirement.

    Apple Podcasts
    5
    ChrisK225
    United States6 months ago
  • Go to podcast for finance

    In my weekly rotation. Great advice and commentary to real life financial situations and questions.

    Apple Podcasts
    5
    KnightNole77
    United States7 months ago
  • Merry Christmas Duncan!!

    Long time listener. First time reviewer. Appreciate the dynamic the guests and the clear advice given in a non judgmental way. Everyone could learn something by listening.

    Apple Podcasts
    5
    NolaJM1
    United States10 months ago
  • Great personal finance pod!!

    I listen to a lot of financial planning and investing podcasts. To me, this is the best one. The reason for that is that Duncan and Ben provide practical, actionable advice on a weekly basis. Keep up the good work, gents!

    Apple Podcasts
    5
    missmacreads
    United States10 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Audience notes diverse, guest-heavy episodes are informative but can lean heavy on macro topics.
Some feedback calls out occasional repetition or guest saturation but overall high value for investors and advisors.
Listeners praise actionable, practical finance guidance and clear host chemistry.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How to Put Cash to Work In Any Market Environment
Q: On a strictly number basis, is buying a house a terrible investment right now?
The panel says a primary residence is better viewed as consumption than as a competing investment. Whether buying makes sense depends on location, borrowing and ownership costs, rent alternatives, and the buyer's personal circumstances.
How to Put Cash to Work In Any Market Environment
Q: How do you personally force yourself to allocate as cash comes in?
The panel recommends setting allocation rules and automating investments instead of making ad hoc decisions. Brown describes directing money into retirement accounts, an advisory account, a small speculative account, and cash reserves for real estate construction payments.
Why Won’t the Housing Market Crash?
Q: Are there legitimate reasons to overweight your home country, and is currency risk a real concern?
Carlson sees global market-cap weighting as a useful baseline and favors international diversification to reduce concentration risk. He also notes that foreign holdings can benefit when the U.S. dollar weakens.
Why Won’t the Housing Market Crash?
Q: Why are home prices not crashing?
Carlson points to limited housing construction, stronger lending standards, mortgage-rate lock-in, fewer speculative buyers, and homeowners with no mortgage who are not forced to sell. He expects prices may stagnate, with modest declines possible if rates remain high.
What’s the Safe Withdrawal Rate for Retirement?
Q: What is the safe withdrawal rate given different inflation scenarios?
The hosts discuss that precise two-decimal estimates are unreliable, but there are rough ranges (e.g., around 4% with 2% inflation, a bit lower with higher inflation) and the more important point is to be flexible and consider margin of safety rather than a fixed number.

Audience Metrics

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Gender Skew
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Frequently Asked Questions About Ask The Compound

What is Ask The Compound about and what kind of topics does it cover?

A practical, listener-driven show that tackles money, investing, and personal finance through a straightforward, no-jonsense lens. Episodes frequently unfold around market strategy, macro context, and real-world financial planning—from tax planning and estate considerations to housing affordability and AI-driven shifts in the economy. Guests range from macro economists to authors and tax experts, adding diverse perspectives on how to navigate today's markets while keeping long-term wealth-building in focus. Expect candid Q&As, tactical tips, and a conversational style that blends data, anecdotes, and humor to help retail investors, advisors, and curious professionals make sense of complex financial decisions. A recurring strength is groundi... more

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Which podcasts are similar to Ask The Compound?

These podcasts share a similar audience with Ask The Compound:

1. Animal Spirits Podcast
2. The Compound and Friends
3. Talking Wealth
4. Facts vs Feelings with Ryan Detrick & Sonu Varghese
5. RiskReversal Pod

How many episodes of Ask The Compound are there?

Ask The Compound launched 6 years ago and published 373 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Ask The Compound?

Recent guests on Ask The Compound include:

1. Josh Brown
2. Bill Sweet
3. Jonathan Novy
4. Alex Morris
5. Jack Raines
6. Jurrien Timmer
7. Ralph Ira
8. Barry Ritholtz

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