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Artwork for Fintech Takes

Fintech Takes

Alex Johnson
Fintech
Open Banking
Stablecoins
Banking As a Service
Artificial Intelligence
CFPB
Embedded Finance
Cash Flow Data
Regulation
Vertical Saas
Consumer Lending
Consumer Financial Protection Bureau
Small Business Lending
Synapse
FDIC
Compliance
Buy Now Pay Later
Consumer Protection
Marqeta
Jpmorgan Chase

Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat. Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out. Join Alex and a lineup of fintech’s brightest minds as they dissect what’s hap... more

PublishesTwice weeklyEpisodes221Founded4 years ago
Number of ListenersCategories
NewsTech NewsBusinessInvesting

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Artwork for Fintech Takes

Latest Episodes

We kick things off with personal financial management, a category I've been following through three distinct generations. From Mint and Credit Karma to newer subscription tools, the core problem hasn’t changed; most folks don’t want to manage their m... more

Welcome back to Collections Conversations, a new miniseries from Fintech Takes, sponsored by our friends at C&R Software.

The series digs into how generative AI is reshaping debt collections; what it enables, what it complicates, and why it might fi... more

Welcome back to the Fintech Takes podcast. I'm Alex Johnson, joined by Mike Hsu, former Acting Comptroller of the Currency.

I recently crossed paths with Mike at the Bank of North Dakota's fintech and stablecoin event in Fargo, where he led a 90-min... more

YouTube

Welcome back to Collections Conversations, a miniseries from Fintech Takes, sponsored by our friends at C&R Software.

The series digs into how generative AI is reshaping debt collections: what it enables, what it complicates, and why it may force th... more

YouTube

Key Facts

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Recent Guests

Mike Hsu
Former acting Comptroller of the Currency
Office of the Comptroller of the Currency (formerly)
Episode: The Historical Roots of Stablecoins
Chris Smith
VP of Product at C&R Software
C&R Software
Episode: Fintech Takes x C&R presents Collections Conversations Episode 7: Collections Without Borders
Rich Franks
Fintech Advisor and Consultant with 20+ years in credit risk
Episode: Facing Credit: The Credit Score After FICO
Pedro Maya
Head of Collections and Credit Risk at Tangerine
Tangerine Bank
Episode: Fintech Takes x C&R presents Collections Conversations Episode 6: Humans in the Fintech Loop
Rochelle Gorey
Founder and CEO of SpringFour
SpringFour
Episode: Fintech Takes x C&R presents Collections Conversations Episode 5: The Missed Payment Is Not the Problem
Jason Henrichs
CEO of Alloy Labs; host of Breaking Banks podcast
Alloy Labs
Episode: The Great Bank-Fintech Partnership Reset
AJ Clark
Startup advisor; Fintech Takes Network member
Freelance / Fintech Takes Network
Episode: The Great Bank-Fintech Partnership Reset
Tom Johnson
Startup advisor; Fintech Takes Network member
Freelance / Fintech Takes Network
Episode: The Great Bank-Fintech Partnership Reset
Michelle Young
Credit Product Lead at Plaid
Plaid
Episode: Facing Credit: Credit Underwriting as a System

Host

Alex Johnson
Host with extensive involvement across fintech talks, product strategy, and newsletter/ownership of Fintech Takes.

Reviews

4.9 out of 5 stars from 46 ratings
  • Sharp

    These guys are witty and bring new concepts and ideas to my attention. Subscribed.

    Apple Podcasts
    5
    Matts1999
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Great for staying informed on fintech topics.
Solid mix of practical and policy angles for listeners.
Sharp takes on regulation and market trends.
Witty hosts who bring new concepts.
Engaging guests and strong industry insights.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#244
United States/Business/Investing
Apple Podcasts
#74
Argentina/Business/Investing
Apple Podcasts
#212
Hong Kong/Business/Investing
Apple Podcasts
#250
Argentina/Business

Talking Points

Recent interactions between the hosts and their guests.

The Historical Roots of Stablecoins
Q: What lessons did policymakers take from the Libra/Diem episode?
They learned not to be surprised, to engage and shape the regulation with a clear compliance path, and to consider structural changes rather than expecting permission to ride roughshod over existing financial systems.
The Historical Roots of Stablecoins
Q: What parallels exist between free banking and modern stablecoins?
Both involve multiple issuers, redemption mechanisms, and information asymmetries; the move from a many-issuer system to centralized oversight in the past provides a cautionary tale for how to structure governance and reserves in today's digital currencies.
The Historical Roots of Stablecoins
Q: Why is understanding history important to policymakers when it comes to stablecoins?
Because history shows path dependence in regulation and helps explain why regulators react to new technologies in particular ways, revealing the likely design and policy choices that will be accepted or resisted.
Not Fintech Investment Advice: monk, MKIII, Wealth Architect, & CloutScore
Q: What is the major compelling KPI for CloutScore in underwriting?
The ability to translate diverse digital-income signals into a reliable credit score with a broad, well-documented data set and transparent disclosure about data sources and consent.
Not Fintech Investment Advice: monk, MKIII, Wealth Architect, & CloutScore
Q: How should Wealth Architect position itself to gain consumer trust and traction outside existing PFMs?
It needs a clear brand and center of gravity as the go-to wealth planning conversation hub, independent of a single app, with a subscription or trusted model-based revenue to ensure unbiased, long-term planning advice.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Fintech Takes

What is Fintech Takes about and what kind of topics does it cover?

A fast-paced show that dissects fintech and banking news through sharp analysis and guest-led conversations. Episodes frequently cover regulatory shifts, open banking, lending innovations, AI in collections, and the evolving advertising landscape for fintech. Listeners get clear takes on complex topics like data portability, consumer protection, and the competitive dynamics of BNPL, cash flow underwriting, and crypto-enabled financial products. A standout aspect is the mix of practitioners and policy experts, which helps translate regulatory and market changes into practical implications for product teams, marketers, and investors.

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Which podcasts are similar to Fintech Takes?

These podcasts share a similar audience with Fintech Takes:

1. The a16z Show
2. Odd Lots
3. The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch
4. Macro Musings with David Beckworth
5. The Memo by Howard Marks

How many episodes of Fintech Takes are there?

Fintech Takes launched 4 years ago and published 221 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Fintech Takes?

Recent guests on Fintech Takes include:

1. Mike Hsu
2. Chris Smith
3. Rich Franks
4. Pedro Maya
5. Rochelle Gorey
6. Jason Henrichs
7. AJ Clark
8. Tom Johnson

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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