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Artwork for Fintech Takes

Fintech Takes

Alex Johnson
Fintech
Banking As a Service
Synapse
Visa
Chime
Federal Reserve Master Accounts
Consumer Protection
Fintech Trends
Chapter 11 Bankruptcy
New York Fintech Week
Nayaone
Whop
Revenew
Chipp.ai
Stock Prices
Bank Health
Bloomtech
Tabapay
Pay By Bank
Large Language Models

Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat. Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out. Join Alex and a lineup of fintech’s brightest minds as they dissect what’s hap... more

PublishesTwice weeklyEpisodes214Founded4 years ago
Number of ListenersCategories
BusinessNewsInvestingTech News

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Artwork for Fintech Takes

Latest Episodes

Welcome back to Collections Conversations, a new miniseries from Fintech Takes, sponsored by our friends at C&R Software – now with a fresh batch of episodes!

The series digs into how generative AI is reshaping debt collections; what it enables, wha... more

YouTube

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Jason Henrichs, CEO of Alloy Labs and co-host of the Breaking Banks podcast.

This episode is structured in two parts.

In part one, Jason and I zoom out on bank-fintech partnersh... more

YouTube

Welcome back to Fintech Recap. I'm Alex Johnson, joined as always by my partner in recapping, Jason Mikula.

We kick things off with Bilt 2.0. After Wells Fargo pulled the plug on a partnership costing the bank reportedly $10M a month, Bilt rebuilt i... more

YouTube

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel.

The series revolves around one question: how do we make the best possible credit decisions for the benefit of both... more

YouTube

Key Facts

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Podcast Host
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Recent Guests

Rich Franks
Fintech advisor and consultant with prior experience at Capital One, Credit Karma, and PayPal
Independent/Consultant
Episode: Fintech Takes x Spinwheel presents Credit Without Constraints Episode 4: Context
Michelle Young
Credit Product Lead at Plaid
Plaid
Episode: Facing Credit: Credit Underwriting as a System
Kiran Aware
Chief Consumer Credit Officer at LendingClub
LendingClub
Episode: Facing Credit: Credit Underwriting as a System
Lamine Zarrad
CEO of StellarFi
StellarFi
Episode: Fintech Takes x Spinwheel presents Credit Without Constraints Episode 3: Acquisition
Chris Hansen
GM of Cash Atlas Solutions at Nova Credit
Nova Credit
Episode: Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting
Tomás Campos
CEO of Spinwheel
Spinwheel
Episode: Fintech Takes x Spinwheel presents Credit Without Constraints Episode 1: The "Yes And" Approach to Credit Data
Steve Boms
Executive Director, Financial Data and Technology Association, North America
Financial Data and Technology Association (FDATA)
Episode: Canada Leapfrogs on Open Banking
Dan Murphy
Founder, Sunset Park Advisory; former CFPB official
Sunset Park Advisory
Episode: Canada Leapfrogs on Open Banking
Jane Barratt
Chief Advocacy Officer at MX and a fintech expert with a background in the advertising industry
MX
Episode: Fintech Takes: Super Bowl Edition

Host

Alex Johnson
Host with extensive involvement across fintech talks, product strategy, and newsletter/ownership of Fintech Takes.

Reviews

4.9 out of 5 stars from 46 ratings
  • Sharp

    These guys are witty and bring new concepts and ideas to my attention. Subscribed.

    Apple Podcasts
    5
    Matts1999
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Great for staying informed on fintech topics.
Solid mix of practical and policy angles for listeners.
Sharp takes on regulation and market trends.
Witty hosts who bring new concepts.
Engaging guests and strong industry insights.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#148
Italy/Business/Investing
Apple Podcasts
#60
Argentina/Business/Investing
Apple Podcasts
#191
Colombia/Business/Investing
Apple Podcasts
#231
Ukraine/Business/Investing
Apple Podcasts
#244
South Africa/Business/Investing
Apple Podcasts
#244
Argentina/Business

Talking Points

Recent interactions between the hosts and their guests.

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 4: Context
Q: Where are we with AI in the industry right now? Where are LLMs actually being utilized?
AI is currently used mainly for chatbots and productivity tools, with real progress in policy drafting, underwriting assist, and data-science workflows; however, explainability and regulatory concerns limit full deployment, and the industry is moving toward more integrated, AI-first approaches rather than simple chatbots.
Not Fintech Investment Advice: Rhythmic, AgentCard, Rowspace, & Burst
Q: How does AgentCard differ from traditional virtual cards, and why is it compelling for AI agents as customers?
AgentCard is designed specifically for agents as customers, emphasizing simplicity, fast issuance, and Markdown-friendly documentation that makes integration easier for developers building agent-based workflows, which can accelerate practical, low-friction card-based payments for AI agents.
Not Fintech Investment Advice: Rhythmic, AgentCard, Rowspace, & Burst
Q: Do you think Rhythmic represents a domestic stablecoin use case with legs, given the OCC guidance on yielding and regulatory treatment?
The hosts and guest agree that it could work domestically by providing a native yield channel within a closed-loop ecosystem, especially for large brands that can benefit from yield on merchant funds, while accounting and regulatory questions remain; the practical path requires regulatory clarity and careful handling of rewards to avoid conflicts with existing rules.
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 3: Acquisition
Q: Where do you see AI and LLMs fitting into StellarFi's future without compromising data safety?
StellarFi views AI as a tool that enhances user understanding and navigation of complex data, with a distinction between not building a chatbot but using AI-backed 'benchwork' and a safe, auditable data environment to guide users through their credit journey.
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 3: Acquisition
Q: What role do partnerships play in your growth strategy, and how do you work with financial institutions to embed StellarFi?
Partnerships enable embedding the StellarFi experience into partner channels via a handshake API, allowing onboarding to be simplified with partner-supplied data, which reduces friction and enables negative CAC growth through affiliate and channel ecosystems.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About Fintech Takes

What is Fintech Takes about and what kind of topics does it cover?

A fast-paced show that dissects fintech and banking news through sharp analysis and guest-led conversations. Episodes frequently cover regulatory shifts, open banking, lending innovations, AI in collections, and the evolving advertising landscape for fintech. Listeners get clear takes on complex topics like data portability, consumer protection, and the competitive dynamics of BNPL, cash flow underwriting, and crypto-enabled financial products. A standout aspect is the mix of practitioners and policy experts, which helps translate regulatory and market changes into practical implications for product teams, marketers, and investors.

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How many listeners does Fintech Takes get?

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Which podcasts are similar to Fintech Takes?

These podcasts share a similar audience with Fintech Takes:

1. Fintech Insider Podcast by 11:FS
2. Cheeky Pint
3. The a16z Show
4. All-In with Chamath, Jason, Sacks & Friedberg
5. Odd Lots

How many episodes of Fintech Takes are there?

Fintech Takes launched 4 years ago and published 214 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Fintech Takes?

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What guests have appeared on Fintech Takes?

Recent guests on Fintech Takes include:

1. Rich Franks
2. Michelle Young
3. Kiran Aware
4. Lamine Zarrad
5. Chris Hansen
6. Tomás Campos
7. Steve Boms
8. Dan Murphy

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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