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Artwork for Fintech Takes

Fintech Takes

Alex Johnson
Fintech
Banking As a Service
Synapse
Visa
Chime
Federal Reserve Master Accounts
Fintech Trends
Consumer Protection
Chapter 11 Bankruptcy
New York Fintech Week
Revenew
Nayaone
Chipp.ai
Whop
Bank Health
Stock Prices
Tabapay
Pay By Bank
Bloomtech
Large Language Models

Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat. Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out. Join Alex and a lineup of fintech’s brightest minds as they dissect what’s hap... more

PublishesTwice weeklyEpisodes208Founded4 years ago
Number of ListenersCategories
InvestingBusinessNewsTech News

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Artwork for Fintech Takes

Latest Episodes

Welcome back to Not Fintech Investment Advice, where Simon Taylor and I do what we do best: talk about fintech startups we’re absolutely not giving investment advice on.

First up is Rhythmic, stablecoin-powered embedded wallets for brands (think Ans... more

YouTube

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel.

The series orbits around one core challenge: how do we make the best possible credit decisions for the benefit of ... more

YouTube

Welcome back to Fintech Takes. I'm Alex Johnson, joined again by Carlos Caro (author of the Free Toaster newsletter and host of the Free Toaster podcast) to continue the conversation we started on Carlos’s podcast about MrBeast's acquisition of Step ... more

YouTube

Welcome to Credit Without Constraints, a new four-part podcast miniseries from Fintech Takes, presented with our friends at Spinwheel.

The series orbits around one core challenge: how do we make the best possible credit decisions for the benefit of ... more

YouTube

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
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Recent Guests

Chris Hansen
GM of Cash Atlas Solutions at Nova Credit
Nova Credit
Episode: Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting
Carlos Caro
Creator, podcaster, author of the Free Toaster Newsletter and Podcast
Free Toaster
Episode: Celebrity Fintech, Before MrBeast
Tomás Campos
CEO of Spinwheel
Spinwheel
Episode: Fintech Takes x Spinwheel presents Credit Without Constraints Episode 1: The "Yes And" Approach to Credit Data
Steve Boms
Executive Director, Financial Data and Technology Association, North America
Financial Data and Technology Association (FDATA)
Episode: Canada Leapfrogs on Open Banking
Jane Barratt
Chief Advocacy Officer at MX and a fintech expert with a background in the advertising industry
MX
Episode: Fintech Takes: Super Bowl Edition
John McNamara
Chief Growth Officer at Avtal with extensive experience in debt collection and regulatory compliance.
Avtal
Episode: Fintech Takes x C&R presents Collections Conversations Episode 3: The System Behind Collections
Ed Wallen
CEO of C&R Software
C&R Software
Episode: Fintech Takes x C&R presents Collections Conversations Episode 2: When Customer Centricity Breaks
Marc Rubinstein
Newsletter author and content creator covering the financial services space
Net Interest
Episode: Inside Net Interest
Naeem Abraham
Senior Director at C&R Software
C&R Software
Episode: Fintech Takes x C&R presents Collections Conversations Episode 1: Collections in the Age of AI

Host

Alex Johnson
Host with extensive involvement across fintech talks, product strategy, and newsletter/ownership of Fintech Takes.

Reviews

4.9 out of 5 stars from 46 ratings
  • Sharp

    These guys are witty and bring new concepts and ideas to my attention. Subscribed.

    Apple Podcasts
    5
    Matts1999
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Great for staying informed on fintech topics.
Solid mix of practical and policy angles for listeners.
Sharp takes on regulation and market trends.
Witty hosts who bring new concepts.
Engaging guests and strong industry insights.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting
Q: In today's episode, what is the core impact of cash flow data on lenders' underwriting workflows?
Cash flow data fortifies underwriting by providing a richer, more real-time view of a consumer's ability to repay, enabling more informed decisions and broader originations without raising marginal bad rates. It also pushes lenders to rethink model governance and integration across the enterprise.
Fintech Recap: Block, Crypto Cards, and Prediction Markets Split the Right
Q: What value do you think this Cash App score would have to other lenders?
The guest discusses data gravity, the friction of data sharing, and how most large lenders rely on established bureau data; he remains skeptical about a standalone payoff from Cash App score without broad distribution and regulatory clarity.
Fintech Recap: Block, Crypto Cards, and Prediction Markets Split the Right
Q: Jason, are you familiar with any other lenders that have ever built their own internal score and then sold it to other lenders?
Jason explains that while many lenders build internal scores, Block's move to monetize and share its own Cash App score with third parties is unusual, and he notes skepticism from traditional lenders about the practicality and risk of such a model.
Canada Leapfrogs on Open Banking
Q: When is the timeline for Canada's read-only system and right access regime?
The read-only system is planned to be up and running by the end of 2026, with right access legislation introduced by mid-2027 and implemented possibly in 2028, acknowledging that timelines have historically overshot.
Canada Leapfrogs on Open Banking
Q: What are Canada's core components of its open banking framework and why is it seen as a leap forward?
Dan and Steve discuss lessons learned from other jurisdictions, the inclusion of all business accounts, mandatory access, and the goal to enable right access with robust governance, setting the stage for a more comprehensive, secure, and scalable system than earlier pilots.

Audience Metrics

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Frequently Asked Questions About Fintech Takes

What is Fintech Takes about and what kind of topics does it cover?

A fast-paced show that dissects fintech and banking news through sharp analysis and guest-led conversations. Episodes frequently cover regulatory shifts, open banking, lending innovations, AI in collections, and the evolving advertising landscape for fintech. Listeners get clear takes on complex topics like data portability, consumer protection, and the competitive dynamics of BNPL, cash flow underwriting, and crypto-enabled financial products. A standout aspect is the mix of practitioners and policy experts, which helps translate regulatory and market changes into practical implications for product teams, marketers, and investors.

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How many listeners does Fintech Takes get?

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Which podcasts are similar to Fintech Takes?

These podcasts share a similar audience with Fintech Takes:

1. The a16z Show
2. Odd Lots
3. Dwarkesh Podcast
4. The Ezra Klein Show
5. The Prof G Pod with Scott Galloway

How many episodes of Fintech Takes are there?

Fintech Takes launched 4 years ago and published 208 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Fintech Takes?

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What guests have appeared on Fintech Takes?

Recent guests on Fintech Takes include:

1. Chris Hansen
2. Carlos Caro
3. Tomás Campos
4. Steve Boms
5. Jane Barratt
6. John McNamara
7. Ed Wallen
8. Marc Rubinstein

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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