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Artwork for Real Personal Finance

Real Personal Finance

Scott Frank
Retirement Planning
Personal Finance
Financial Planning
Tax Season
Health Savings Account
Investment Strategies
Donor-Advised Fund
Stock Market
Emergency Fund
Charitable Giving
Healthcare Costs
High-Deductible Health Plans
Expenses
Emergency Plan
Investment Portfolio
Investing
Risk Management
Stock Compensation
Tax Projections
Financial Independence

Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finance... more

PublishesTwice monthlyEpisodes243Founded7 years ago
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Artwork for Real Personal Finance

Latest Episodes

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.

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You did everything right. You maxed your 401(k) for decades, watched ... more

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.

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Most people don’t actually want retirement, but they do want relief. more

There’s a common belief people have about money: you build it, you protect it, and whatever’s left gets passed on at the end.

But what if the timing matters more than the total?

As lifespans stretch into the 90s and portfolios grow beyond what many... more

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning.

— 

Deferred compensation tends to enter the picture when work is going w... more

Key Facts

Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Carl Richards
Former New York Times columnist and financial advisor
Episode: A Meaningful Conversation About Money with Former NYT Columnist Carl Richards

Hosts

Scott Frank
Host of Real Personal Finance and CERTIFIED FINANCIAL PLANNER™ professional.
Nick Covyeau
Co-host of Real Personal Finance and professional in financial planning.

Reviews

4.9 out of 5 stars from 637 ratings
  • Always clear and easy to understand

    Really appreciate the friendly and clear approach to a very complicated and important subject. Our financial control and freedom is not an easy path to follow but y’all do a great job giving us some understanding and peace of mind on decisions that impact my family’s future. Thank you for sharing your knowledge and care with us!

    Apple Podcasts
    5
    Friggle Friggel
    United States7 months ago
  • Informative, relevant and approachable

    I listen to several financial podcasts, and I find Scott and Meg’s style very informative, in that they break things down into relevant concepts, without dumbing it down. I anticipate both those who have fairly basic grasp of finances to those who are more sophisticated in their understanding will find useful insights and perspective. Their discussions are grounded in the context of financial decision-making, rather than just specific tactics. In other words, you’ll enjoy this podcast if you wan... more

    Apple Podcasts
    5
    ERB-SEA
    United States2 years ago
  • fire 🔥

    fire 🔥🔥🔥

    Apple Podcasts
    5
    arlito661
    United States3 years ago
  • It was good while it lasted

    I enjoyed the podcast. I liked that it was just one topic each week. It made it easy to know what a give show would cover and not miss out on gems. Other shows cover multiple topics and they cover the same topic multiple times and become repetitive.

    Apple Podcasts
    5
    Blacksburg VA
    United States3 years ago
  • Say it isn’t so!

    I’ve listened to all the episodes- some more than once. I know I’ll come back to review. Thank you so much for sharing your time and wisdom! You made a real difference in peoples’ lives.

    Apple Podcasts
    5
    Mr. Coffin
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many reviews highlight the practical advice provided, emphasizing how it helps demystify complex financial issues and encourages action.
The content is often described as relevant and applicable, with positive mentions of the absence of advertising, allowing for unbiased information.
Listeners enjoy the straightforward and engaging communication style of the hosts, which makes financial concepts accessible to all.
Listeners appreciate the clarity and depth of personal finance topics discussed, finding the hosts relatable and insightful in their approach.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#223
Ireland/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Am I Behind? Rethinking Retirement Catch-Up Strategies
Q: Any tips to getting over the emotional blocker that steers me to dividend funds instead?
The hosts explain the emotional appeal of dividends but suggest diversifying investments rather than over-concentrating in dividend-paying stocks to maximize growth potential.
Am I Behind? Rethinking Retirement Catch-Up Strategies
Q: What percentage should I aim to have in growth?
The hosts suggest aiming for a balance in asset allocation with a focus on growth, especially given the listener's age and that retirement accounts won't be touched for many years, advocating for an equity-heavy portfolio.
Am I Behind? Rethinking Retirement Catch-Up Strategies
Q: Is the traditional 401k the correct approach? Or to have more capital to invest now?
The hosts discuss whether it makes more sense to contribute to a traditional 401(k) or a Roth account, suggesting that due to the listener's tax bracket, contributing to a Roth may be more beneficial overall, particularly if they plan to be in a higher tax bracket in retirement.
What’s the Purpose of Your Money?
Q: What should I do with some extra money I want to invest for short to medium-term gains?
Evaluate your financial situation, including savings rates and goals, before deciding to invest.
The Art of Knowing When to Save or Spend
Q: What is the maximum contribution that he can make?
Nathan can contribute up to $23,500 to his 401(k) this year, and his employer contributions can bring the total to a maximum of $70,000 including both employee and employer contributions.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Real Personal Finance

What is Real Personal Finance about and what kind of topics does it cover?

This podcast focuses on personal finance, providing listeners with clear, actionable advice from CERTIFIED FINANCIAL PLANNER™ professionals. Episodes tackle a variety of topics including retirement planning, tax strategies, budgeting, and investment guidance, tailored to demystify complex financial concepts and help individuals on their journey to financial security. The engaging style of the hosts encourages self-reflection and promotes the importance of aligning financial strategies with personal values and life goals. Unique features include a focus on real-life scenarios and practical tips, ensuring the content is both relatable and valuable for a diverse audience.

Where can I find podcast stats for Real Personal Finance?

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How many listeners does Real Personal Finance get?

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What are the audience demographics for Real Personal Finance?

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How many subscribers and views does Real Personal Finance have?

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Which podcasts are similar to Real Personal Finance?

These podcasts share a similar audience with Real Personal Finance:

1. Ready For Retirement
2. Your Money, Your Wealth
3. Stay Wealthy Retirement Podcast
4. Money Guy Show
5. Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

How many episodes of Real Personal Finance are there?

Real Personal Finance launched 7 years ago and published 243 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Real Personal Finance?

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Where can I see ratings and reviews for Real Personal Finance?

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What guests have appeared on Real Personal Finance?

Recent guests on Real Personal Finance include:

1. Carl Richards

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