Rephonic
Artwork for Perspectives
Scotiabank
Bank Of Canada
Inflation
Canada
Interest Rates
Canadian Economy
Tariffs
Housing Market
Artificial Intelligence
Estate Planning
Investing
Wills
Real Estate
Investment Strategies
Tiff Macklem
United States
Productivity
Invictus Games
Canadian Real Estate Market
Mortgages

Each episode we help break down the important economic issues on Canadians’ minds. With our unique access to leading experts, timely insights and helpful explainers, we navigate the latest in the world of finance, housing, business, the markets — and more. For legal disclosures, please visit bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures

PublishesTwice monthlyEpisodes136Founded6 years ago
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Artwork for Perspectives

Latest Episodes

Artificial intelligence has quickly become part of everyday life. It helps people write emails, summarize meetings, generate code, and answer questions in seconds.

But the next phase of AI may be less about generating information and more about taki... more

YouTube

With a slightly more positive but cautious tone, the Bank of Canada announced Wednesday that interest rates would stay put, marking its sixth consecutive hold.

As part of the decision announcement, Bank of Canada Governor Tiff Macklem outlined three... more

YouTube

Oil prices have been moving again, and Canadians are feeling it at the pump. But while changes in gas prices are easy to spot, the forces behind them can be much harder to untangle.

In this episode, Jennifer Stevenson, Vice President and Portfolio M... more

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For the fifth time in a row, the Bank of Canada announced it would be keeping interest rates unchanged as many economists expected.

There are numerous economic factors the Bank of Canada says it’s monitoring before making any interest rate moves inc... more

YouTube

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Recent Guests

Olivier Gervais
Director of Modeling and Forecasting at Scotiabank
Scotiabank
Episode: Holding steady: Why did the Bank of Canada hit pause once again?
Jennifer Stevenson
Vice President and Portfolio Manager with Scotia Global Asset Management
Scotia Global Asset Management
Episode: Oil producer, global prices: Why Canada is not isolated from energy shocks
Robert Cohen
VP and Senior Portfolio Manager at Scotia Global Asset Management
Scotiabank / Scotia Global Asset Management
Episode: Gold 101: Why gold prices rise and what it really signals
Patrick Perrier
Economic director of forecasting at Scotiabank
Scotiabank
Episode: What is economic productivity?
Chris Lynam
Director General of the National Cybercrime Coordination Centre and Canadian Anti-Fraud Centre with the Royal Canadian Mounted Police
Royal Canadian Mounted Police
Episode: Fraud isn’t going away – here’s how you can protect yourself
Aaron McAllister
Vice President of Fraud Threat Management at Scotiabank
Scotiabank
Episode: Fraud isn’t going away – here’s how you can protect yourself
Kim Lear
An expert in generational research
Episode: From Boomers to Gen Z – how different generations approach money and why
Stacey Allaster
Former US Open Tournament Director and Chief Executive of Professional Tennis at the United States Tennis Association
United States Tennis Association
Episode: Former U.S. Open Tournament Director on empowering women in tennis and in business
Rebekah Young
Vice President and Head of Inclusion and Resilience Economics at Scotiabank
Scotiabank
Episode: Breaking down the 2025 federal budget

Hosts

Armina Lagaya
Host of Perspectives; frequently features as a lead interviewer with ties to Scotiabank / Perspectives podcast.
Stephen Maurice
Host of Perspectives; longtime moderator and interviewer.

Reviews

4.7 out of 5 stars from 84 ratings
  • Great podcast

    You are doing a great job. Great podcast!

    Apple Podcasts
    5
    Ermest_Ellobo
    Canada3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Content consistently helpful for audiences in finance, investment, and policy planning.
Listeners appreciate clear, practical macro insights that connect policy to everyday finances.
High-quality guests and thoughtful questions demonstrate credibility and expertise.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#80
Colombia/Business

Talking Points

Recent interactions between the hosts and their guests.

Oil producer, global prices: Why Canada is not isolated from energy shocks
Q: What is happening with oil prices right now?
Prices are rising due to a global supply disruption centered on the Strait of Hormuz, which acts as a major chokepoint, while Canadian pump prices track global prices despite local production and refining dynamics.
What's behind the Bank of Canada's fifth-consecutive rate hold?
Q: What would it take for a cut or a hike?
A cut would require a stronger downturn in inflation and growth; a hike could occur if oil and commodity prices stay elevated and inflation risks rise, prompting a monetary policy tightening.
What's behind the Bank of Canada's fifth-consecutive rate hold?
Q: All right. So take us through today's decision. It was another hold. Why did the Bank of Canada make that choice?
The decision was expected; the Bank is evaluating the war in Iran and other inflation drivers while monitoring weak first-quarter data. They want to see how various factors evolve before adjusting rates.
Bank of Canada holds steady for fourth time in a row at 2.25%
Q: So let's jump right into it. The Bank of Canada decided to hold interest rates today. Tell us why.
The decision reflects no surprise in the near term; policymakers recognized uncertainty from the Iran conflict and ongoing trade tensions, which necessitate waiting for more information before adjusting policy.
Gold 101: Why gold prices rise and what it really signals
Q: What role does gold play in a modern diversified portfolio according to the discussion?
Gold can improve portfolio efficiency by reducing risk for a given level of return, with recommendations suggesting 5% to 20% allocations depending on risk tolerance and market conditions.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
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Frequently Asked Questions About Perspectives

What is Perspectives about and what kind of topics does it cover?

A finance-focused series that translates economics, policy, and markets into practical insights for Canadians. Episodes routinely dissect central-bank actions, inflation drivers, productivity, and financial planning through expert guests from Scotiabank and allied institutions. Listeners can expect clear explanations of complex macro topics, with real-world implications for mortgages, investments, and household finances. The show often features senior economists and portfolio managers, plus notable voices shaping policy and corporate leadership, making it valuable for professionals seeking timely, market-facing analysis touched by policy context and regional specifics. A notable strength is the integration of policy debate with actionable t... more

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Which podcasts are similar to Perspectives?

These podcasts share a similar audience with Perspectives:

1. The Decibel
2. The Wealthy Barber Podcast
3. Build Wealth Canada Podcast
4. The Canadian Real Estate Investor
5. The Peak Daily

How many episodes of Perspectives are there?

Perspectives launched 6 years ago and published 136 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Perspectives?

Recent guests on Perspectives include:

1. Olivier Gervais
2. Jennifer Stevenson
3. Robert Cohen
4. Patrick Perrier
5. Chris Lynam
6. Aaron McAllister
7. Kim Lear
8. Stacey Allaster

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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