Rephonic
Artwork for Perspectives
Scotiabank
Bank Of Canada
Inflation
Canada
Interest Rates
Canadian Economy
Tariffs
Artificial Intelligence
Housing Market
Estate Planning
Investing
Wills
Real Estate
Investment Strategies
Tiff Macklem
United States
Productivity
Canadian Real Estate Market
Mortgages
Invictus Games

Each episode we help break down the important economic issues on Canadians’ minds. With our unique access to leading experts, timely insights and helpful explainers, we navigate the latest in the world of finance, housing, business, the markets — and more. For legal disclosures, please visit bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures

PublishesTwice monthlyEpisodes136Founded6 years ago
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Artwork for Perspectives

Latest Episodes

For the fifth time in a row, the Bank of Canada announced it would be keeping interest rates unchanged as many economists expected.

There are numerous economic factors the Bank of Canada says it’s monitoring before making any interest rate moves inc... more

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Food inflation is becoming harder to ignore, and it may still have further to run.

As geopolitical tensions push up energy prices, those pressures are beginning to move through the broader economy. If it persists, it could impact what Canadians pay ... more

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The Bank of Canada announced it would be keeping the overnight interest rate at 2.25% as uncertainty looms with the ongoing conflict in the Middle East and the renegotiation of the trade deal between Canada, the U.S. and Mexico.

Scotiabank’s Chief E... more

In this episode, we break down how gold functions in today’s financial system, from the different ways people invest in it to why it often gains attention during periods of inflation, volatility and uncertainty, with guest Robert Cohen, Vice Presiden... more

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Recent Guests

Jean-François Perrault
Senior Vice President and Chief Economist at Scotiabank
Scotiabank
Episode: What's behind the Bank of Canada's fifth-consecutive rate hold?
Robert Cohen
VP and Senior Portfolio Manager at Scotia Global Asset Management
Scotiabank / Scotia Global Asset Management
Episode: Gold 101: Why gold prices rise and what it really signals
Patrick Perrier
Economic director of forecasting at Scotiabank
Scotiabank
Episode: What is economic productivity?
Chris Lynam
Director General of the National Cybercrime Coordination Centre and Canadian Anti-Fraud Centre with the Royal Canadian Mounted Police
Royal Canadian Mounted Police
Episode: Fraud isn’t going away – here’s how you can protect yourself
Kim Lear
An expert in generational research
Episode: From Boomers to Gen Z – how different generations approach money and why
Stacey Allaster
Former US Open Tournament Director and Chief Executive of Professional Tennis at the United States Tennis Association
United States Tennis Association
Episode: Former U.S. Open Tournament Director on empowering women in tennis and in business
Yuko Girard
VP and Portfolio Manager on the Multi Asset Management Team
Scotia Global Asset Management
Episode: Looking ahead to 2026 with investing lessons from 2025
Clint Davis
CEO of Cedar Leaf Capital Inc.
Cedar Leaf Capital
Episode: Looking back on a ‘historic’ first year: Cedar Leaf Capital hits a milestone
Rob McGavin
Managing director at Scotiatrust
Scotiatrust
Episode: So, what exactly is a will?

Hosts

Armina Lagaya
Host of Perspectives; frequently features as a lead interviewer with ties to Scotiabank / Perspectives podcast.
Stephen Maurice
Host of Perspectives; longtime moderator and interviewer.

Reviews

4.7 out of 5 stars from 84 ratings
  • Great podcast

    You are doing a great job. Great podcast!

    Apple Podcasts
    5
    Ermest_Ellobo
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Content consistently helpful for audiences in finance, investment, and policy planning.
Listeners appreciate clear, practical macro insights that connect policy to everyday finances.
High-quality guests and thoughtful questions demonstrate credibility and expertise.

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Talking Points

Recent interactions between the hosts and their guests.

What's behind the Bank of Canada's fifth-consecutive rate hold?
Q: What would it take for a cut or a hike?
A cut would require a stronger downturn in inflation and growth; a hike could occur if oil and commodity prices stay elevated and inflation risks rise, prompting a monetary policy tightening.
What's behind the Bank of Canada's fifth-consecutive rate hold?
Q: All right. So take us through today's decision. It was another hold. Why did the Bank of Canada make that choice?
The decision was expected; the Bank is evaluating the war in Iran and other inflation drivers while monitoring weak first-quarter data. They want to see how various factors evolve before adjusting rates.
Bank of Canada holds steady for fourth time in a row at 2.25%
Q: So let's jump right into it. The Bank of Canada decided to hold interest rates today. Tell us why.
The decision reflects no surprise in the near term; policymakers recognized uncertainty from the Iran conflict and ongoing trade tensions, which necessitate waiting for more information before adjusting policy.
Gold 101: Why gold prices rise and what it really signals
Q: What role does gold play in a modern diversified portfolio according to the discussion?
Gold can improve portfolio efficiency by reducing risk for a given level of return, with recommendations suggesting 5% to 20% allocations depending on risk tolerance and market conditions.
Gold 101: Why gold prices rise and what it really signals
Q: What is behind this big increase in gold recently, and what does it tell us about the moment we're in?
The uptick is driven by monetary reflation, large government deficits, expanding money supply, and currency devaluation, signaling a broad-based search for assets that preserve purchasing power.

Audience Metrics

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Frequently Asked Questions About Perspectives

What is Perspectives about and what kind of topics does it cover?

A finance-focused series that translates economics, policy, and markets into practical insights for Canadians. Episodes routinely dissect central-bank actions, inflation drivers, productivity, and financial planning through expert guests from Scotiabank and allied institutions. Listeners can expect clear explanations of complex macro topics, with real-world implications for mortgages, investments, and household finances. The show often features senior economists and portfolio managers, plus notable voices shaping policy and corporate leadership, making it valuable for professionals seeking timely, market-facing analysis touched by policy context and regional specifics. A notable strength is the integration of policy debate with actionable t... more

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Which podcasts are similar to Perspectives?

These podcasts share a similar audience with Perspectives:

1. Build Wealth Canada Podcast
2. The Loonie Hour
3. The Canadian Investor
4. In the Money with Amber Kanwar
5. The Wealthy Barber Podcast

How many episodes of Perspectives are there?

Perspectives launched 6 years ago and published 136 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Perspectives?

Recent guests on Perspectives include:

1. Jean-François Perrault
2. Robert Cohen
3. Patrick Perrier
4. Chris Lynam
5. Kim Lear
6. Stacey Allaster
7. Yuko Girard
8. Clint Davis

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