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No Stupid Questions with Susan Edmunds

RNZ
Kiwisaver
Personal Finance
Money Queries
RNZ National
New Zealand
Inflation
Interest Rates
Investing
Official Cash Rate
New Zealand Superannuation
New Zealand Super
Bank Of Mum and Dad
Economy
Taxation
New Zealand Government
Blended Families
Retirement
Housing Market
Financial Planning
GDP

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

PublishesWeeklyEpisodes38Founded9 months ago
Number of ListenersCategory
Business

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Artwork for No Stupid Questions

Latest Episodes

There's nothing better than a warm, dry towel after a shower. And on these chilly winter mornings, that goes double. Your power bills can go double, too, during these months. But is it really all due to your heated towel rail or whether you keep your... more

Got a foreign investment fund? Yes? Wondering what changes to the FIF tax rate mean for you? Probably! Good news - this episode of No Stupid Questions with Susan Edmunds is for you! Well, mostly, anyway. We'll also crack into the promise of open bank... more

KiwiSaver hardship withdrawals are on the rise. In April, more than 4000 applications were made, with $38.5 million being paid out. On the flipside, questions are being asked about the returns active managers are getting versus the fees they charge. ... more

YouTube

The property market has been a bit boring of late. Prices did drop dramatically after Covid, no doubt, but since then, they have mostly just been moseying along. But boring doesn't mean things aren't going on under the surface and that there aren't q... more

YouTube

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Recent Guests

Ed McKnight
Partner at OPEC Partners, mortgage/finance expert
OPEC Partners
Episode: Buying, refixing or just holding on? Here's what you need to know about the property market
Gareth Kiernan
Chief Forecaster at Infometrics
Infometrics
Episode: Buying, refixing or just holding on? Here's what you need to know about the property market
David Cunningham
Chief Executive of Squirrel (mortgage broker/fintech)
Squirrel
Episode: Buying, refixing or just holding on? Here's what you need to know about the property market
Shamabil Yaakob
Chief Economist? (economist providing views on pension entitlement while traveling)
Self/Industry
Episode: Young, old, or in between, you need to know about NZ Super!
Sharon Zollner
Chief Economist at Kiwi Bank
Kiwi Bank
Episode: Young, old, or in between, you need to know about NZ Super!
Jared Kerr
Chief Economist at Kiwi Bank
Kiwi Bank
Episode: Young, old, or in between, you need to know about NZ Super!
Susan Edmunds
RNZ money correspondent
RNZ
Episode: Thrift Podcast: Investing with Share Trading Apps
Rachel Pratt
Mother of four, discusses personal finance and investing
Episode: Thrift Podcast: Investing with Share Trading Apps
Cam Scott
Counsellor and investor, shares personal journey with apps
Episode: Thrift Podcast: Investing with Share Trading Apps

Host

Susan Edmunds
RNZ's Money Correspondent and host of a money-focused show; frequently presents on personal finance, budgeting, and policy. Seen as the primary driver of the program, bringing financial journalism experience and cross-cutting guest interviews.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#17
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

We've split up! Is our student loan debt considered relationship property?
Q: Can moving to Australia affect eligibility for New Zealand Super, and how can residency rules influence retirement planning?
Citizens can use time spent in Australia to meet residency requirements in some contexts, but eligibility still depends on meeting age and asset tests, so careful planning is required for retirement across borders.
We've split up! Is our student loan debt considered relationship property?
Q: How is the benefit gained from paying off student debt during the relationship assessed for compensation purposes?
The benefit is measured by the amount of debt repayment that occurred during the relationship and the resulting increase in one partner's share of relationship property or compensation awarded by the court.
We've split up! Is our student loan debt considered relationship property?
Q: What determines whether student loan debt is included in a divorce settlement as relationship property?
In practice, for debt to be considered relationship debt it generally must be incurred during the relationship or for the couple's joint benefit, and there must be consistent handling of such debts in settlements, otherwise it remains separate debt if incurred beforehand.
We've split up! Is our student loan debt considered relationship property?
Q: If, when you're married with kids, one person pays off their student loan debt due to working more years and hours, while the other person was the daily caregiver of the children, and as a result reduced their work years and hours, what happens if they separate?
The experts explain that the remaining student debt could be treated as relationship debt if incurred during the relationship, and the court may consider compensation or adjusting the shares of relationship property based on the benefit to the partner who paid down the debt.
I need to downsize my house. Is it better to do it now or later?
Q: How do rest-home pricing and subsidies work for standard vs non-standard rooms?
Non-standard rooms can incur significant surcharges; families should compare options, including not-for-profit providers, and be aware that standard rooms may be harder to obtain as providers adjust offerings.

Audience Metrics

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Gender Skew
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Frequently Asked Questions About No Stupid Questions

What is No Stupid Questions about and what kind of topics does it cover?

This show centers on practical personal finance, money questions, and how financial rules affect everyday life. Episodes frequently feature economists, tax experts, legal professionals, and academics to unpack topics like KiwiSaver, housing costs, inheritance, taxation, retirement funding, and consumer rights. A recurring strength is translating complex financial concepts into actionable advice for listeners navigating mortgages, savings, investments, and government policy. Notable is the openness to cross-disciplinary perspectives—from legal ethics to macroeconomics—while keeping discussions anchored in real-life scenarios and listener questions. The format is approachable for non-experts and useful for potential guests who bring expertise... more

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1. The Detail
2. Making Cents
3. Saturday Morning
4. Mediawatch
5. Shared Lunch

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No Stupid Questions launched 9 months ago and published 38 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on No Stupid Questions?

Recent guests on No Stupid Questions include:

1. Ed McKnight
2. Gareth Kiernan
3. David Cunningham
4. Shamabil Yaakob
5. Sharon Zollner
6. Jared Kerr
7. Susan Edmunds
8. Rachel Pratt

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