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No Stupid Questions with Susan Edmunds

RNZ
Kiwisaver
Personal Finance
New Zealand
Money Queries
RNZ National
Inflation
Interest Rates
New Zealand Superannuation
Investing
Official Cash Rate
New Zealand Super
Bank Of Mum and Dad
Estate Planning
Blended Families
GST
Retirement Planning
Economy
Mortgage
Taxation
New Zealand Government

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

PublishesWeeklyEpisodes58Foundeda year ago
Number of ListenersCategory
Business

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Artwork for No Stupid Questions

Latest Episodes

Last time on the show we got into family, property and all that can go wrong with them. And it got kinda fraught. This time, we’re tiptoeing into even trickier territory; property again, but now, we add relationships to the mix. When it comes to your... more

Family, the family home, retirement – and a lot of the things that can go wrong when you mix them together. That's all in this episode of No Stupid Questions with Susan Edmunds.

In this episode, Susan answers questions about:

* Should you buy a h... more

YouTube

Are you confused about KiwiSaver, retirement, or your pension? Then you're in the right place. Retirement Commissioner David Boyle joins No Stupid Questions with Susan Edmunds this week to answer all your questions.

In this episode, Retirement Commi... more

YouTube

What can you do if you’re renting a house and your landlord decides to put a billboard on it, supporting a political party you object to? That’s just one of the questions we get into on this week’s episode of No Stupid Questions.

In this episode, ou... more

YouTube

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Recent Guests

Campbell Hastie
Mortgage adviser at Hasty Mortgages.
Hasty Mortgages
Episode: Should you buy a house from your mother-in-law?
David Boyle
Retirement Commissioner
Retirement Commission
Episode: Do I know enough about my financial state to retire?
Serena Gibbon
Representative from Tenancy Advisory
Tenancy Advisory
Episode: Can my landlord put a political billboard on my home?
Justine Wood
Specialist trustee
Public Trust
Episode: Can my landlord put a political billboard on my home?
Cameron Brewer
Commerce and Consumer Affairs Minister
Government
Episode: Can my landlord put a political billboard on my home?
Liz Coe
Financial advisor referenced as a contact for Lifetime Home questions
Lifetime / Lifetime Home discussions
Episode: Is a loan on my home the best way help my kids?
Ralph Stewart
Founder/representative for Lifetime (lifetime home product)
Lifetime
Episode: Is a loan on my home the best way help my kids?
Mike Newton
Finance commentator associated with Gatsby (as cited)
Gatsby (as cited)
Episode: Is a loan on my home the best way help my kids?
Kelly Eckholt
Westpac spokesperson referenced in discussion about fuel margins and household finance
Westpac
Episode: Is a loan on my home the best way help my kids?

Hosts

Susan Edmunds
Host and RNZ money correspondent; leads money-focused discussions with guest experts
Justin Gregory
Producer and co-host, contributes practical finance questions and analysis
Ayana Paepahelian
Co-host on No Stupid Questions; contributes as guest host

Reviews

4.6 out of 5 stars from 25 ratings
  • ?

    What does this mean? (Sorry if I’m a little rude)

    Apple Podcasts
    5
    Kris-definitely-ate-pie
    United States5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Clear, practical personal-finance guidance that translates policy into everyday actions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#48
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

Should you buy a house from your mother-in-law?
Q: If her husband needs rest home care, will she have to pay for that out of her savings?
The hosts say both partners' assets are assessed for rest-home subsidy eligibility, subject to thresholds that exclude or include the family home and car. Divorcing while continuing to live together is unlikely to change the assessment if they still meet the government's definition of a relationship.
Should you buy a house from your mother-in-law?
Q: Should they hang in there and keep paying off the mortgage, hoping it turns into a solid asset for them all in the future, or should they cut their losses in the next year or so and walk away with an equal share of the equity?
Campbell Hastie says the choice depends on affordability, the family's housing needs and whether selling would leave the parents with a secure home. One possible alternative is for the adult children to buy the property and rent it back to their parents, with independent legal advice and family discussions.
Do I know enough about my financial state to retire?
Q: Does means testing ever apply to New Zealanders aged over 65, and does New Zealand Super last unconditionally for the rest of a person's life?
Boyle says New Zealand Super itself is not means-tested, but supports such as residential care subsidies, accommodation supplements, disability allowances and temporary additional support can involve income or asset assessments.
Do I know enough about my financial state to retire?
Q: Does KiwiSaver offer security or a guarantee that people will at least receive back what they put into their investments if markets fall significantly?
Boyle says investment guarantees exist in some countries but are uncommon in modern retirement systems and can bring trade-offs such as lower returns and higher costs. New Zealand relies on public pensions for security while private investments remain exposed to market risk.
Can my landlord put a political billboard on my home?
Q: What is a contracting out agreement and why might it matter for a will?
A contracting out agreement defines which assets are separate or shared property, useful for blended families to determine who inherits what and to align with a will to avoid conflicts.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
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Frequently Asked Questions About No Stupid Questions

What is No Stupid Questions about and what kind of topics does it cover?

Across multiple episodes, the show focuses on practical, consumer-oriented money topics in New Zealand. Listeners get accessible guidance on KiwiSaver, retirement planning, mortgages, debt reduction, tax, GST, and everyday budgeting, all framed by Q&A formats and expert context from industry professionals. Notable strengths include clear explanations of complex policy ideas (like KiwiSaver incentives, tax treatment, and deposit protections) and real-world applicability for families navigating costs, savings, and financial decisions in a lived, local context. The format often blends listener questions with macro context from economists, bankers, and tax professionals, and it frequently covers timely issues such as mortgage strategies, energy... more

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Which podcasts are similar to No Stupid Questions?

These podcasts share a similar audience with No Stupid Questions:

1. Making Cents
2. The Detail
3. The Happy Saver Podcast - Personal Finance in New Zealand
4. Shared Lunch
5. Sunday Morning

How many episodes of No Stupid Questions are there?

No Stupid Questions launched a year ago and published 58 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on No Stupid Questions?

Recent guests on No Stupid Questions include:

1. Campbell Hastie
2. David Boyle
3. Serena Gibbon
4. Justine Wood
5. Cameron Brewer
6. Liz Coe
7. Ralph Stewart
8. Mike Newton

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