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No Stupid Questions with Susan Edmunds

RNZ
Kiwisaver
Personal Finance
New Zealand
Money Queries
RNZ National
Inflation
Interest Rates
Investing
Official Cash Rate
New Zealand Superannuation
New Zealand Super
Bank Of Mum and Dad
Estate Planning
Blended Families
GST
Economy
Taxation
New Zealand Government
Retirement
Housing Market

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

PublishesWeeklyEpisodes44Foundeda year ago
Number of ListenersCategory
Business

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Artwork for No Stupid Questions

Latest Episodes

Not everyone is entranced by the promise of AI That includes potential investors - and might include you. Perhaps you're unconvinced by the property market? Maybe you can't make your mind up between pumping up your KiwiSaver balance or paying off mor... more

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A couple of episodes ago, we talked about tax. Now, it's time for the OTHER certainty in life: death. That’s where we’re going in this episode of No Stupid Questions: making a will, estate planning, blended families, joint property - all the thorny q... more

YouTube

It sure seems like the world is a tough place right now. And sometimes it's hard to believe things could get worse. But they could! History shows us it's possible - and your emails lately show us you're thinking about it, too. So, in this week's epis... more

YouTube

GST turns 40 this year and nowadays makes up about 30% of our total tax revenue every year. But since its introduction back in October 1986, economists and everyday folk have been questioning whether it’s a fair system for all, or if some households ... more

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Key Facts

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Recent Guests

Michelle Pope
Principal Trustee at Public Trust
Public Trust
Episode: Who gets all your stuff when you die?
Kelly Eckold
Chief Economist at Westpac
Westpac
Episode: What do I do if things go really, really wrong?
Kerry Beaumont
Staff at the Reserve Bank discussed in the Depositor Compensation Scheme segment
Reserve Bank of New Zealand
Episode: What do I do if things go really, really wrong?
Shamabil Yakov
Chief economist at Simplicity
Simplicity
Episode: Would raising the rate of GST affect you more than others?
Brad Olson
Infometrics Chief Executive
Infometrics
Episode: Things are going well for New Zealand’s farmers. Shouldn't everyone else be feeling the benefit?
Gareth Gretton
Gareth Gretton, probably associated with EECA (energy efficiency expertise)
EECA
Episode: What's up with my winter power bills?
Paul Fuge
PowerSwitch General Manager
PowerSwitch
Episode: What's up with my winter power bills?
Greg Smith
From Generate, discussing active vs. passive management and performance nuances
Generate
Episode: The KiwiSaver quandary; are fund managers worth the fees we pay them?
Murray Harris
From Milford, offering perspective on local KiwiSaver performance
Milford Asset Management
Episode: The KiwiSaver quandary; are fund managers worth the fees we pay them?

Hosts

Susan Edmunds
RNZ money correspondent; host of the show focused on money, personal finance, and practical guidance.
Justin Gregory
Producer/Co-host; supports the money guidance format and episode production.
Katy Gosset
Host of Thrift; brings consumer-focused financial perspectives.

Reviews

4.3 out of 5 stars from 15 ratings
  • ?

    What does this mean? (Sorry if I’m a little rude)

    Apple Podcasts
    5
    Kris-definitely-ate-pie
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The show's approachable format helps make policy and finance topics accessible to everyday listeners.
Guests with credible economics or policy backgrounds add depth and trust to the discussions.
Listeners appreciate practical, real-world money guidance and clear explanations of complex topics like KiwiSaver and housing decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#178
New Zealand/Top Podcasts
Apple Podcasts
#14
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

What if you don't want a slice of the AI hype?
Q: Josh expresses concerns about retirement readiness and whether current savings will be enough to sustain retirement needs.
The discussion analyzes projected KiwiSaver outcomes, highlights that retirement planning should consider both spouses and shared financial planning, and emphasizes realistic expectations about future spending with age.
What if you don't want a slice of the AI hype?
Q: Gregory asks whether to stay in Milford Conservative Fund or switch to ASB Cash Pi Fund given different risk profiles and yields.
The advisor cautions that past performance is not a predictor of future results, explains the difference between a cash fund versus a diversified fund, and recommends personalised advice to fit goals and risk tolerance.
What if you don't want a slice of the AI hype?
Q: Sarah asks whether to increase KiwiSaver contributions to 6% or allocate more to flexible investment accounts for emergencies.
The host recommends contributing at least to the employer match in KiwiSaver, while allowing discretionary allocation beyond that depending on desired liquidity and retirement goals, and emphasizes not giving personalised financial advice but framing options.
What if you don't want a slice of the AI hype?
Q: Mary asks about selling two rental properties and whether to invest the proceeds in the long term, given age and risk considerations.
Susan advocates maintaining some liquidity for accessibility, while recognizing potential long-term returns from shares; in the specific scenario, she discusses trade-offs between debt, liquidity, and potential reallocation in retirement planning, stressing uncertainty and the value of flexibility.
What if you don't want a slice of the AI hype?
Q: Philip asks whether there is a way to de-invest from big AI and similar companies and how to keep KiwiSaver out of AI-heavy stocks.
The guest explains that much of the AI exposure comes from broad market indexes and large US tech companies; diversification matters and some regions appear less exposed to AI hype, suggesting European exposure as a potential alternative, while noting that SpaceX is not yet in major indices.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About No Stupid Questions

What is No Stupid Questions about and what kind of topics does it cover?

The show focuses on practical money management, investing, and personal-finance decision-making for everyday listeners in New Zealand. Across recent episodes, the emphasis is on KiwiSaver mechanics, retirement planning, energy costs, housing decisions, and tax/finance questions, with hosts guiding listener Q&As and bringing in experts to illuminate policy, market context, and real-world implications. Noteworthy aspects include a steady rotation of subject-matter guests (economists, policy analysts, and industry practitioners) alongside accessible, example-driven advice, a pragmatic tone, and cross-promotions that broaden reach to related RNZ programs. Potential listeners will likely find grounded guidance on budgeting, saving, and navigatin... more

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Which podcasts are similar to No Stupid Questions?

These podcasts share a similar audience with No Stupid Questions:

1. Making Cents
2. The Detail
3. The Happy Saver Podcast - Personal Finance in New Zealand
4. Shared Lunch
5. The Front Page

How many episodes of No Stupid Questions are there?

No Stupid Questions launched a year ago and published 44 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on No Stupid Questions?

Recent guests on No Stupid Questions include:

1. Michelle Pope
2. Kelly Eckold
3. Kerry Beaumont
4. Shamabil Yakov
5. Brad Olson
6. Gareth Gretton
7. Paul Fuge
8. Greg Smith

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