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Artwork for No Stupid Questions

No Stupid Questions with Susan Edmunds

RNZ
Kiwisaver
Personal Finance
Money Queries
RNZ National
New Zealand
Inflation
Interest Rates
Investing
Official Cash Rate
New Zealand Superannuation
New Zealand Super
Bank Of Mum and Dad
Economy
Taxation
New Zealand Government
Blended Families
Retirement
Housing Market
Financial Planning
Residential Care

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

PublishesWeeklyEpisodes41Founded10 months ago
Number of ListenersCategory
Business

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Artwork for No Stupid Questions

Latest Episodes

GST turns 40 this year and nowadays makes up about 30% of our total tax revenue every year. But since its introduction back in October 1986, economists and everyday folk have been questioning whether it’s a fair system for all, or if some households ... more

There are some solid reasons to change your KiwiSaver provider. But how easy is it to swap? How long does it take? And how do you know whether you should, anyway?

In this episode, Susan answers questions about:

* How (and why) do you swap KiwiSav... more

YouTube

The news lately seems to have lots of good stories about how well our farmers are doing. Fonterra's big payout, exports going really well and sheep and beef farmers are seeing a rebound after years of struggle. But there are also stories how some New... more

YouTube

There's nothing better than a warm, dry towel after a shower. And on these chilly winter mornings, that goes double. Your power bills can go double, too, during these months. But is it really all due to your heated towel rail or whether you keep your... more

YouTube

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Recent Guests

Gareth Gretton
Gareth Gretton, probably associated with EECA (energy efficiency expertise)
EECA
Episode: What's up with my winter power bills?
Greg Smith
From Generate, discussing active vs. passive management and performance nuances
Generate
Episode: The KiwiSaver quandary; are fund managers worth the fees we pay them?
Murray Harris
From Milford, offering perspective on local KiwiSaver performance
Milford Asset Management
Episode: The KiwiSaver quandary; are fund managers worth the fees we pay them?
Paul Fuge
General Manager, PowerSwitch (energy sector expert)
PowerSwitch
Episode: The KiwiSaver quandary; are fund managers worth the fees we pay them?
Ed McKnight
Partner at OPEC Partners, mortgage/finance expert
OPEC Partners
Episode: Buying, refixing or just holding on? Here's what you need to know about the property market
Gareth Kiernan
Chief Forecaster at Infometrics
Infometrics
Episode: Buying, refixing or just holding on? Here's what you need to know about the property market
David Cunningham
Chief Executive of Squirrel (mortgage broker/fintech)
Squirrel
Episode: Buying, refixing or just holding on? Here's what you need to know about the property market
Shamabil Yaakob
Chief Economist? (economist providing views on pension entitlement while traveling)
Self/Industry
Episode: Young, old, or in between, you need to know about NZ Super!
Sharon Zollner
Chief Economist at Kiwi Bank
Kiwi Bank
Episode: Young, old, or in between, you need to know about NZ Super!

Host

Susan Edmunds
RNZ's Money Correspondent and host of a money-focused show; frequently presents on personal finance, budgeting, and policy. Seen as the primary driver of the program, bringing financial journalism experience and cross-cutting guest interviews.

Reviews

4.3 out of 5 stars from 14 ratings
  • ?

    What does this mean? (Sorry if I’m a little rude)

    Apple Podcasts
    5
    Kris-definitely-ate-pie
    United Statesa month ago

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#54
New Zealand/Business
Apple Podcasts
#96
Norway/Business

Talking Points

Recent interactions between the hosts and their guests.

The KiwiSaver quandary; are fund managers worth the fees we pay them?
Q: Are KiwiSaver investment managers actually adding value after considering fees and taxes?
The consensus is nuanced: some skilled managers can add value, especially after fees and taxes, but most investors can't reliably pick them in advance, and the average net outcome may not justify higher fees.
What's up with my winter power bills?
Q: What does it cost to run a heated towel rail?
Consumer NZ estimates around 61 cents a day for an 80-watt towel rail, totaling about $180 a year, which is a noteworthy but still relatively small line item for many households.
What's up with my winter power bills?
Q: Is there a best time to have a shower to save money?
Hot water makes up a sizable portion of electricity use, so saving money comes from when you heat the water rather than strictly when you shower; using a time-of-use plan and heating water during off-peak times can reduce costs, especially with well-insulated cylinders.
What's up with my winter power bills?
Q: Is it cheaper to boil the jug, microwave a mug of water, or boil the water on the stove?
When comparing electric options, most are similarly efficient, with gas being notably less efficient; an electric kettle or jug is typically the cheapest option for boiling water, a microwave is close but can be slightly more expensive, and gas is the most expensive. Overall, electric jugs are usually the most cost-effective.
Some investment rules are changing. But what is a FIF anyway?
Q: What is open banking and why should I care as a consumer or business?
Open Banking enables banks to share data with third parties under consumer consent, fostering competition, better quotes for mortgages and KiwiSaver rates, and the possibility of new payment services using APIs.

Audience Metrics

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Listeners per Episode
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Frequently Asked Questions About No Stupid Questions

What is No Stupid Questions about and what kind of topics does it cover?

This show centers on practical personal finance, money questions, and how financial rules affect everyday life. Episodes frequently feature economists, tax experts, legal professionals, and academics to unpack topics like KiwiSaver, housing costs, inheritance, taxation, retirement funding, and consumer rights. A recurring strength is translating complex financial concepts into actionable advice for listeners navigating mortgages, savings, investments, and government policy. Notable is the openness to cross-disciplinary perspectives—from legal ethics to macroeconomics—while keeping discussions anchored in real-life scenarios and listener questions. The format is approachable for non-experts and useful for potential guests who bring expertise... more

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Which podcasts are similar to No Stupid Questions?

These podcasts share a similar audience with No Stupid Questions:

1. Making Cents
2. The Happy Saver Podcast - Personal Finance in New Zealand
3. The Detail
4. Shared Lunch
5. The Front Page

How many episodes of No Stupid Questions are there?

No Stupid Questions launched 10 months ago and published 41 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on No Stupid Questions?

Recent guests on No Stupid Questions include:

1. Gareth Gretton
2. Greg Smith
3. Murray Harris
4. Paul Fuge
5. Ed McKnight
6. Gareth Kiernan
7. David Cunningham
8. Shamabil Yaakob

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