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No Stupid Questions with Susan Edmunds

RNZ
Kiwisaver
Personal Finance
New Zealand
Money Queries
RNZ National
Inflation
Interest Rates
Investing
Official Cash Rate
New Zealand Superannuation
New Zealand Super
Bank Of Mum and Dad
Estate Planning
Blended Families
GST
Economy
Mortgage
Taxation
New Zealand Government
Retirement

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

PublishesWeeklyEpisodes52Foundeda year ago
Number of ListenersCategory
Business

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Artwork for No Stupid Questions

Latest Episodes

It’s our 50th episode, and so this week on No Stupid Questions with Susan Edmunds, there’s a bit of a twist! Normally, you send in your questions and we find experts to answer them. Instead, we’re asking the experts what important questions they reck... more

YouTube

Every parent wants to help their kids with money stuff. And we know that some aren't able to. But for those who can, at what age does that responsibility end? Should you still support your kids through university, trades training and the like? What a... more

YouTube

If your employer doesn't contribute extra to your KiwiSaver, is there any point being in the scheme? It's a question that gets to the heart of what KiwiSaver is for, and whether some New Zealanders might be better off investing elsewhere.

In this e... more

YouTube

Say you can afford to pay off more than the minimum on your mortgage. Everyone says it's a good idea. But what's the best way to do it? Focus on one part of it, or spread it across the whole loan? Listen and find out in this week’s episode of No Stup... more

YouTube

Key Facts

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Recent Guests

Liz Coe
Enrich Retirement speaker, money expert
Enrich Retirement
Episode: When can I stop giving money to my kids?
Campbell Hasty
Mortgage broker
Mortgage broker (as quoted)
Episode: How can I pay down my mortgage as fast as possible?
Jessica Walker
Consumer advocate
Consumer NZ
Episode: How can I pay down my mortgage as fast as possible?
Roger Beaumont
Chief executive
New Zealand Banking Association
Episode: How can I pay down my mortgage as fast as possible?
Alan Bullo
GST guru at Deloitte
Deloitte
Episode: Who charges GST, who doesn't and why?
John Duffy
Chief Executive
Consumer NZ
Episode: Who charges GST, who doesn't and why?
Gemma Rasmussen
Consumer New Zealand spokesperson explaining retail promotions and consumer concerns
Consumer New Zealand
Episode: Why have Ooshies taken over my house?
Mike Newton
Petrol price competition expert consulted for pricing questions
Gatsby
Episode: Do I have to buy that extended warranty?
Susan St. John
Auckland University Associate Professor consulted on benefits and taxation
University of Auckland
Episode: Do I have to buy that extended warranty?

Hosts

Susan Edmunds
RNZ money correspondent; host of the show focused on money, personal finance, and practical guidance.
Justin Gregory
Producer/Co-host; supports the money guidance format and episode production.
Katy Gosset
Host of Thrift; brings consumer-focused financial perspectives.

Reviews

4.6 out of 5 stars from 24 ratings
  • ?

    What does this mean? (Sorry if I’m a little rude)

    Apple Podcasts
    5
    Kris-definitely-ate-pie
    United States4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The show's approachable format helps make policy and finance topics accessible to everyday listeners.
Guests with credible economics or policy backgrounds add depth and trust to the discussions.
Listeners appreciate practical, real-world money guidance and clear explanations of complex topics like KiwiSaver and housing decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#19
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

How can I pay down my mortgage as fast as possible?
Q: Is it better to pay the minimum on two loans and put extra on the highest-interest loan, or keep paying a bit extra on all?
Focus extra payments on the loan with the highest interest rate, while staying within any bank caps; spreading across multiple loans should be considered only if the cap is binding or to avoid straining the budget during refix periods.
Who charges GST, who doesn't and why?
Q: Who actually needs to register for GST and why is the threshold at $60,000 important?
Registration is required if revenue exceeds $60,000 per year, and it can be beneficial to register to claim back GST on business costs, especially if costs are high; below the threshold, registration is optional.
Why have Ooshies taken over my house?
Q: Is solar power taxable income for households under current rules?
Currently, solar power generation for households is exempt from income tax to avoid bureaucratic complexity, though the specifics can be nuanced and may involve discussions about depreciation and other costs.
What's good debt, what's bad debt and how do I tell the difference?
Q: What about prepaid funeral trusts with Public Trust?
prepaid funeral trusts provide a way to set funds aside specifically for funeral costs with government-guaranteed security, minimal setup fees, and potential asset-test protections if under thresholds.
What's good debt, what's bad debt and how do I tell the difference?
Q: Should people switch KiwiSaver providers or stay where they are?
There isn't one right answer; focus on fees, after-fee returns, investment style (active vs passive), and the usability of tools, while avoiding hasty changes based on short-term returns.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About No Stupid Questions

What is No Stupid Questions about and what kind of topics does it cover?

The show focuses on practical money management, investing, and personal-finance decision-making for everyday listeners in New Zealand. Across recent episodes, the emphasis is on KiwiSaver mechanics, retirement planning, energy costs, housing decisions, and tax/finance questions, with hosts guiding listener Q&As and bringing in experts to illuminate policy, market context, and real-world implications. Noteworthy aspects include a steady rotation of subject-matter guests (economists, policy analysts, and industry practitioners) alongside accessible, example-driven advice, a pragmatic tone, and cross-promotions that broaden reach to related RNZ programs. Potential listeners will likely find grounded guidance on budgeting, saving, and navigatin... more

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Which podcasts are similar to No Stupid Questions?

These podcasts share a similar audience with No Stupid Questions:

1. Making Cents
2. The Detail
3. The Happy Saver Podcast - Personal Finance in New Zealand
4. Saturday Morning
5. Shared Lunch

How many episodes of No Stupid Questions are there?

No Stupid Questions launched a year ago and published 52 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on No Stupid Questions?

Recent guests on No Stupid Questions include:

1. Liz Coe
2. Campbell Hasty
3. Jessica Walker
4. Roger Beaumont
5. Alan Bullo
6. John Duffy
7. Gemma Rasmussen
8. Mike Newton

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