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No Stupid Questions with Susan Edmunds

RNZ
Kiwisaver
Personal Finance
New Zealand
Money Queries
RNZ National
Inflation
Interest Rates
Investing
Official Cash Rate
New Zealand Super
New Zealand Superannuation
Bank Of Mum and Dad
Estate Planning
Blended Families
GST
Economy
Mortgage
Taxation
New Zealand Government
Retirement

RNZ money correspondent Susan Edmunds wants to demystify money and personal finance.

PublishesWeeklyEpisodes55Foundeda year ago
Number of ListenersCategory
Business

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Artwork for No Stupid Questions

Latest Episodes

What can you do if you’re renting a house and your landlord decides to put a billboard on it, supporting a political party you object to? That’s just one of the questions we get into on this week’s episode of No Stupid Questions.

In this episode, ou... more

Everyone who has kids wants to help them get on in life. One way is to help them buy their first home. But is selling a stake in your home a good way to do this? This week on No Stupid Questions with Susan Edmunds, we're looking at Lifetime Homes, te... more

YouTube

One of our listeners emailed us to say she was surprised to find out she was paying tax on her KiwiSaver account and horrified to realise she wasn't paying the right amount. She now owes money to the IRD. This week on No Stupid Questions with Susan E... more

YouTube

It’s our 50th episode, and so this week on No Stupid Questions with Susan Edmunds, there’s a bit of a twist! Normally, you send in your questions and we find experts to answer them. Instead, we’re asking the experts what important questions they reck... more

YouTube

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Recent Guests

Liz Coe
Financial advisor referenced as a contact for Lifetime Home questions
Lifetime / Lifetime Home discussions
Episode: Is a loan on my home the best way help my kids?
Ralph Stewart
Founder/representative for Lifetime (lifetime home product)
Lifetime
Episode: Is a loan on my home the best way help my kids?
Mike Newton
Finance commentator associated with Gatsby (as cited)
Gatsby (as cited)
Episode: Is a loan on my home the best way help my kids?
Kelly Eckholt
Westpac spokesperson referenced in discussion about fuel margins and household finance
Westpac
Episode: Is a loan on my home the best way help my kids?
Shamabel Yaakob
Simplicity's chief economist
Simplicity
Episode: Could I run out of money in retirement and other questions experts wish you'd ask
Rupert Carlion
Finance commentator; frequent guest on KiwiSaver topics
Episode: Could I run out of money in retirement and other questions experts wish you'd ask
Shamabil Yaakob
Chief Economist at Simplicitiy (Simplicity)
Simplicity
Episode: When can I stop giving money to my kids?
Campbell Hasty
Mortgage broker
Mortgage broker (as quoted)
Episode: How can I pay down my mortgage as fast as possible?
Roger Beaumont
Chief executive
New Zealand Banking Association
Episode: How can I pay down my mortgage as fast as possible?

Hosts

Susan Edmunds
RNZ money correspondent; host of the show focused on money, personal finance, and practical guidance.
Justin Gregory
Producer/Co-host; supports the money guidance format and episode production.
Katy Gosset
Host of Thrift; brings consumer-focused financial perspectives.

Reviews

4.6 out of 5 stars from 25 ratings
  • ?

    What does this mean? (Sorry if I’m a little rude)

    Apple Podcasts
    5
    Kris-definitely-ate-pie
    United States4 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The show's approachable format helps make policy and finance topics accessible to everyday listeners.
Guests with credible economics or policy backgrounds add depth and trust to the discussions.
Listeners appreciate practical, real-world money guidance and clear explanations of complex topics like KiwiSaver and housing decisions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#40
New Zealand/Business

Talking Points

Recent interactions between the hosts and their guests.

Is a loan on my home the best way help my kids?
Q: How do petrol margins work and do oil company margins change with price movements?
Short-term margins move with imported costs, but over longer terms the relationship between margins and price is less direct; margins can be higher historically, and price movements can take time to translate into consumer prices.
Is a loan on my home the best way help my kids?
Q: When was the last time bank term deposits gave a return above inflation given current rates?
The discussion notes that term deposits have fluctuated with inflation over decades, with recent years showing rates that are a fraction above inflation but after taxes and fees the real return is reduced, suggesting careful consideration of cash vs longer-term investments.
Is a loan on my home the best way help my kids?
Q: Does Lifetime Home make sense for David given their situation and aims to help their daughter?
Experts suggest caution, emphasizing that lifetime equity release should be a last resort and highlighting the need to consider long-term income needs and potential impact on inheritance and relationship property; ongoing budget review and financial advice are recommended.
Why do I pay tax on my KiwiSaver?
Q: Does Jane also have to pay tax on savings in a bank?
Tax on bank savings depends on the type of account and tax rules, but generally bank savings accrue interest that is taxed at the investor's marginal rate; the KiwiSaver tax situation is separate and determined by the PI tax rate.
Why do I pay tax on my KiwiSaver?
Q: Do we pay tax on KiwiSaver and why?
Yes. KiwiSaver investments are typically held in Portfolio Investment Entities with a prescribed investor tax rate that can range from 10.5% to 28%, depending on your income and setup.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About No Stupid Questions

What is No Stupid Questions about and what kind of topics does it cover?

The show focuses on practical money management, investing, and personal-finance decision-making for everyday listeners in New Zealand. Across recent episodes, the emphasis is on KiwiSaver mechanics, retirement planning, energy costs, housing decisions, and tax/finance questions, with hosts guiding listener Q&As and bringing in experts to illuminate policy, market context, and real-world implications. Noteworthy aspects include a steady rotation of subject-matter guests (economists, policy analysts, and industry practitioners) alongside accessible, example-driven advice, a pragmatic tone, and cross-promotions that broaden reach to related RNZ programs. Potential listeners will likely find grounded guidance on budgeting, saving, and navigatin... more

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Which podcasts are similar to No Stupid Questions?

These podcasts share a similar audience with No Stupid Questions:

1. Making Cents
2. The Happy Saver Podcast - Personal Finance in New Zealand
3. The Detail
4. Mediawatch
5. Shared Lunch

How many episodes of No Stupid Questions are there?

No Stupid Questions launched a year ago and published 55 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on No Stupid Questions?

Recent guests on No Stupid Questions include:

1. Liz Coe
2. Ralph Stewart
3. Mike Newton
4. Kelly Eckholt
5. Shamabel Yaakob
6. Rupert Carlion
7. Shamabil Yaakob
8. Campbell Hasty

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