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Artwork for Master Your Money
Student Loan Debt
Gig Economy
Leasing Vehicles
Buying Vehicles
Retirement Planning
Student Loans
Financial Aid
Education Planning Resources
Tax Benefits
Homeownership
FAFSA
Social Security
Mortgage Interest Deduction
Energy Efficiency Credits
Consumer Financial Protection Bureau
Auto Loans
Vehicle Depreciation
Repayment Options
Higher Education
Debt Management

PHFA's Master Your Money podcast discusses how to build a strong financial foundation to help you obtain a strong financial future. If it has to do with personal money management, we'll talk about it. Music: www.purple-planet.com

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Artwork for Master Your Money

Latest Episodes

This episode concludes our three part series about retirement. In the last two episodes, we discussed retirement goals, what you need to reach those goals and ways to have the money to bring those goals to reality. In this episode, we talk about what... more

Welcome to Part 2 of our 3-part series about preparing for retirement. In this episode, Holly and I talk about what some of the retirement saving plan options are. So, take a listen to find out how we can help you along your retirement readiness jour... more

Welcome to Master Your Money's three-part series discussing retirement. This is the first part of the series where we'll be talking about setting retirement goals, how much money is needed for retirement, and some of the sources of that money. You're... more

What is the Gig Economy? Listen to this episode to find out. We'll explain what it is, tips to maneuver it, how do taxes figure in, and how it can work to help financially now and in retirement. Check it out to see if the Gig Economy is something tha... more

Have you ever thought about everything you would need to do if a natural disaster strikes? Being financially prepared is something you may not have thought of. In this episode, Holly and I discuss tips and ideas to help you with that. Possibly being ... more

This is Part 3 of our three part series discussing Managing Student Loan Debt. In the past two episodes we talked about different types of schools and programs, the costs of these schools and programs, financial aid, and different types of loans avai... more

Welcome to Part 2 of our three part series about Managing Student Loan Debt. In Part 1, we talked about career selection, higher education institutions and prgrams, the various resources used to pay for higher education and the financial aid process.... more

This is Part 1 of a three part series where we'll discuss Managing Student Loan Debt. We have a lot of great tips for our younger listeners who are considering furthering their education or just graduated and are now faced with paying those student l... more

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Hosts

Renee Heisen
Co-host and host of Master Your Money; affiliated with Pennsylvania Housing Finance Agency
Holly Zuge
Financial Education Officer at PHFA; regular co-host on Master Your Money

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Talking Points

Recent interactions between the hosts and their guests.

Retirement - Part 1
Q: What are some other sources of income for a person when they're retired?
Besides Social Security, employer pensions may provide retirement income, and personal savings from employer plans or individual accounts are also crucial.
Retirement - Part 1
Q: How much does someone need to have to retire, and how do you figure that out?
Experts typically say 70 to 80% of your current income, assuming that you'll want to maintain the same quality of life that you have now.
Gig Economy
Q: When does someone have to pay those taxes?
Gig workers need to track their earnings on a quarterly basis and may be required to pay estimated quarterly taxes.
Gig Economy
Q: What does someone working a gig need to know about taxes?
Gig workers must report income and expenses on their tax returns, and they are responsible for both the employer and employee portions of the self-employment tax.
Managing Student Loan Debt - Part 1
Q: So can you tell us what the different ways are and a little bit about each one?
The main ways to pay for education include scholarships, grants, work-study options, and loans, with scholarships being the most desirable as they do not need to be repaid.

Audience Metrics

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Frequently Asked Questions About Master Your Money

What is Master Your Money about and what kind of topics does it cover?

This show centers on practical personal finance with a focus on building a solid financial foundation. Across episodes, listeners are guided through retirement planning, debt management, and saving strategies, with a steady emphasis on real-world actions like understanding repayment options, budgeting, and emergency preparedness. The hosts bring a clear, actionable perspective, often tying advice to concrete steps (e.g., three-legged retirement income, 529 plans, FAFSA, and record-keeping for taxes and audits), while highlighting potential pitfalls such as scams and inflation. A distinctive angle is the collaboration with a state-level housing finance agency, which suggests content tailored to homeowners and families navigating financing de... more

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Master Your Money launched 8 years ago and published 34 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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