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Artwork for 理财好好学

理财好好学

BFM 财今

《理财好好学》是「BFM財今」推出的理财节目,每周邀请专家畅谈理财热点话题、分享金融理财知识,与你一起提升财商,创造财富!每周四更新。 more

PublishesWeeklyEpisodes86Founded2 years ago
Language
ZH-CN
Number of ListenersCategories
BusinessInvesting

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Artwork for 理财好好学

Latest Episodes

随着AI的快速发展,许多半导体公司的股价就像遍地开花一样,几乎都飙涨了至少10倍。然而,有人欢喜有人愁。那些早早发现并买进这些潜力股的人自然笑得合不拢嘴,而那些还在观望、担心股价过高而不敢进场的人,只能眼睁睁看着股价节节攀升。那么,身为投资者,到底怎样才能在股市中找到“潜力股”呢?有没有其他的方法能让我们事半功倍?交易所交易基金(ETF)是不是另一个值得考虑的投资选择呢? more

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9 days ago

近期,马来西亚股市终于突破了1600点的综合指数,包括美股和中概股也在上升的趋势,这使得今年各项投资的表现都相当不错。投资者似乎正享受著满足的时刻,也在收穫著理想的回报。然而,正如我们所知,投资的世界总是充满著变数。在这样的环境下,是否应该见好就收呢?以免我们再次陷入像2021年俄乌战争、中美地缘政治关系 、或其他不可控的因素、所带来的投资波动?到底要如何向巴菲特那样持续性地获得卓越的投资效益呢? more

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23 days ago

大马交易所(Bursa)首席执行官Datuk Muhamad Umar Swift 表示,他们已将2024年的上市目标设定为42家企业,期望市值能达到130亿令吉。证券监督委员会(SC)和大马交易所也将上市程序缩短至三个月,这项改革已在3月份开始实施。希望这项改革能让企业受益,并提供全面且用户友好的服务,以更好地支持那些打算通过IPO筹集资金并提升上市公司地位的企业。对于今年首次公开募股的公司来说,截至4月底的13只新上市股票中,只有一只股价低于IPO价格。这是否意味着IPO投资就是一个稳赚不赔... more

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a month ago

财务管理对每个人都变得越来越重要,尤其是对于年轻一代而言。根据AKPK最新的数据显示,马来西亚有超过5万3000名年龄在30岁或以下的年轻人正面临财务困境,他们选择求助于信贷咨询与债务管理机构(AKPK)。更令人担忧的是,其中年龄在28至30岁之间的群体成为最主要的申请人,占总数的65%。在这些年轻人中,信用卡是最常见的财务问题,占比达47%。其次是个人贷款,占比40%。而车贷和房贷则分别只占3%和2%,其他债务占比为8%。这些数据不仅展示了年轻人所面临的财务压力,也凸显了有效管理和重组债务的重... more

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2 months ago

根据雇员公积金局规定,每年最低分红应至少为2.5%。过去20多年,分红从未低过这个基准,最差一次是2002年的4.25%。近年来平均派息也在5%-7%。此举显示雇员公积金局投资表现相当不错。去年预算案中,政府提高了自愿缴纳门槛,受到许多人欢迎。若将定期存款转入公积金,以获得更高利息。这样的做法明智吗?政府继续支持增加i-Saraan计划激励措施,将i-Sayang计划扩大到丈夫,并恢复i-Suri计划。这显示政府优先考虑马来西亚人的财务安全和繁荣。 more

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2 months ago

黄金一直以来都被视为避险的重要资产,尤其是当美联储局即将实行宽松的货币政策时,投资者对黄金的需求再次增加。这种需求推动了黄金价格持续上涨,并在中国市场掀起了一股购买热潮,进一步推高了其价格。除了零售市场外,各国央行也开始增加黄金储备。中国成为世界上最大的黄金买家之一,而波兰和新加坡则分别排名在第二和第三。分析家预测,黄金仍有着相当大的上升潜力。 more

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3 months ago

过去,青少年很少有机会接触到理财教育,通常是在开始工作后才开始有机会学习如何理财。但现在随着互联网的普及,我们可以轻松地获取大量的理财资讯。然而,要找到正确可靠的信息并不容易,这就需要我们具备一定程度的理财知识和辨别能力。只有掌握了正确的理财知识,我们才能对投资有一定的认识,从而开始进行正规的投资。正所谓,早日着手理财,实现财务自由并非遥不可及。 more

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3 months ago

教导孩子有智慧处理金钱是理财教育的重要过程。我们可以透过设定理财目标、控制开支和预算、分辨想要和需要的区别,以及培养储蓄习惯来帮助他们。家庭可以考虑开立专门的储蓄帐户或投资长期增值的金融工具,以培养孩子们的理财意识和责任感。重要的是根据家庭情况和孩子的年龄做出适当调整,并教导他们理性和负责任的金钱观。 more

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4 months ago

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