你选择的是我的用心|香港保险友邦团队总监*保单case王,6倍MDRT会员* 内阁专业培训师*港交所精英论坛成员*CEO Club成员(亚太地区仅一百人)*马拉松白金会员*香港永久居民,为你拨开层层迷雾,触摸最真实的香港保险。
Publishes | Daily | Episodes | 24 | Founded | 5 years ago |
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Language | ZH-CN | Categories | InvestingBusinessKids & Family |
我的很多朋友在选择人生第一份保险的时候,基本上都是从重疾险开始的。那么,肯定也会遇到重疾险的缴费期如何选择的问题。因此,作为业内人士,今天来给大家分析一下这个问题,希望大家在考虑保险配置的时候,能够尽可能选择适合自己的保障配置。毕竟保险这种事情,并非最贵最好,而是最合适最好!
最近客户朋友在问我,有了重疾险“将来万一理赔的话,准备文件是不是很麻烦”的问题。那么,为了方便大家了解相关情况,今天我就来为大家总结一下香港重疾险理赔申请的具体方法和操作。
有细心的客户问我‘投保时间会不会对保费有什么影响?’那么,我就把重疾险保费随年龄的增加而增长的趋势总结出来,分享给有保障意识的客户朋友们。
今天来聊一聊一个大家比较关注的问题:保险公司如何看待我的疾病史?我又该如何申报自己的健康情况? (关于香港重疾险) 很多客户在购买健康保险时,都会有以下的疑问:·我是否应该申报疾病史?这会对我购买的保险产生什么影响呢?·我如何知道哪些疾病需要申报呢?·医院体检数据会对我的投保产生什么影响呢?
在重疾险的分类上,一般是分为两种类型的产品。 第一种是单次理赔的重疾险。顾名思义,理赔一次重疾以后,这类保单就会结束。对于这种保单的考量因素,主要集中在保障疾病的范围、保费与保额对应的比例、分红等要点。 第二种是多次理赔的重疾险。这种重疾险一般是指最多可以有七次理赔机会的重疾险。它包括心脏,肝肾,神经,其他主要器官等四大类里面,各有一次严重疾病的理赔机会。以及癌症有三次的理赔。这种七次理赔的重疾险,一般要比单次理赔的重疾险,在保费上贵出一半。
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解决了我的很多疑问
前几年买的香港保险 但是这几年看了一下分红 好像没有当时你们说的那么多哦 当时卖保险的人不干了 现在要找谁啊
学到了很多
Apple Podcasts | #202 | China/Business/Investing |
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静说香港保险【总监精讲】 launched 5 years ago and published 24 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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