Rephonic
Artwork for Hard Ground
Succession Planning
Succession
Hard Ground
Family Relationships
Capital Gains Tax
Farming
Family
Business
Rural Financial Counselling Service
Girls / Women In Farming
Family Business
Trusts
Agriculture
Intergenerational Farming
Financial Literacy
Small Business Financial Counselling
RFCS Northern Region
New South Wales

Hard Ground is a podcast for farmers and rural operators willing to have the difficult conversations around succession, production, politics, all of it. Join us as we pursue honesty and find​​​​​​​​​​​​​​​​ the common ground we can all stand on.

PublishesTwice weeklyEpisodes6Founded2 months ago
Number of ListenersCategory
Business

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Artwork for Hard Ground

Latest Episodes

Rebecca Fing is the Founder and Managing Director of House Paddock Training and Consulting, based in Goondiwindi. A wife, mum, country girl and self-described "susie-homemaker-wanna-be-gardener," Bec has spent nearly two decades helping businesses an... more

The proposed Australian budget tax changes have left many farmers, landholders, and rural families asking the same question: what does this mean for our farm, our trust, our capital gains tax, and our succession plan?

In this discussion, accountant ... more

When farming gets tough - financially, personally or strategically - the Rural Financial Counselling Service Northern Region is there to help producers work through what comes next. From drought and debt to succession planning and big business decisi... more

Farm succession planning is one of the hardest conversations a farming family can have — but avoiding it can cost far more than money. In this episode, accountant George Morris unpacks why family farms fall apart when succession, inheritance, ownersh... more

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Recent Guests

Emma Wallace
Communications Officer for the Rural Financial Counselling Service Northern Region
Rural Financial Counselling Service (RFCS)
Episode: The Critical Red Flag That Often Goes Unnoticed in Farming Families with Emma Wallace
George Morris
Accountant specializing in family farms and owner-focused advisory
Prime Partners
Episode: The Silent Risk That Can Destroy a Family Farm with George Morice
Ben Law
Founder of The Financial Bloke; agri-coach focusing on family succession in farming
The Financial Bloke
Episode: Farm Succession Is Breaking Families… Here’s Why with Ben Law

Hosts

Josh Borowski
Host of the show, guiding questions and introducing guests; co-hosts and steers conversation across episodes.
Steph Borowski
Co-host who introduces and facilitates questions; steerage of dialogue to cover practical and relational aspects of farming life.

Chart Rankings

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Apple Podcasts
#120
Australia/Business

Talking Points

Recent interactions between the hosts and their guests.

Master Class: The Budget Changes Every Farm Family Needs to Understand
Q: George, will transferring a farm into a trust or a company affect CGT?
The CGT treatment remains fundamentally the same whether held in trust or individual, with some flexibility around distribution and concessions if eligible; timing and structure will affect what can be distributed and the marginal tax impact.

Audience Metrics

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Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Hard Ground

What is Hard Ground about and what kind of topics does it cover?

This show centers on the human side of farming, tackling tough conversations around succession, family dynamics, governance, and practical business decisions in rural settings. Episodes blend expert insights with real-world anecdotes, offering guidance on tax changes, trusts, intergenerational transfer, and risk management for farming families and small rural enterprises. A distinguishing element is the mix of structured expert commentary and candid, audience-driven questions that surface financial literacy, conflict resolution, and strategic planning in a regional, family-owned context. The format often highlights actionable steps—starting conversations early, involving next generations, and balancing personal relationships with business o... more

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Which podcasts are similar to Hard Ground?

These podcasts share a similar audience with Hard Ground:

1. Humans of Agriculture
2. Motherland Australia
3. Profitable Farmer
4. The Imperfects
5. The Karl Stefanovic Show

How many episodes of Hard Ground are there?

Hard Ground launched 2 months ago and published 6 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Hard Ground?

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What guests have appeared on Hard Ground?

Recent guests on Hard Ground include:

1. Emma Wallace
2. George Morris
3. Ben Law

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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