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First Home Unlocked

Jack Elliott
First Home Buyers
First Home Guarantee Scheme
Stamp Duty
Lenders Mortgage Insurance
Shared Equity Schemes
Family Home Guarantee
Financial Planning
First Home Buyer
Australian Property Market
Housing Australia
Mortgage Broking
Mortgage Brokers
Buying Your First Home
Home Buying Process
Government Schemes
Home Buying
Property Market
Building and Pest Inspection
Conveyancer
Buying Process

Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure. First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence. Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying ... more

PublishesWeeklyEpisodes15Founded3 months ago
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Artwork for First Home Unlocked

Latest Episodes

The ACT takes a different approach to first home buyer support. There’s no First Home Owner Grant and no first home buyer specific stamp duty exemption instead, buyers get access to the Home Buyer Concession Scheme, which provides full or partial sta... more

New South Wales has a range of incentives designed to help first home buyers reduce upfront costs and enter the market sooner. From stamp duty concessions to the $10,000 First Home Owner Grant, and the First Home Guarantee Scheme with rising price ca... more

Queensland has a range of incentives to help first home buyers enter the market sooner and reduce upfront costs. From stamp duty concessions to a $30,000 grant for new homes, and a new shared equity scheme launching soon, there’s a lot to navigate.

more

Shared equity schemes are becoming more common across Australia, offering first home buyers the chance to purchase with a smaller deposit and lower repayments. But what do they actually mean for your long-term wealth and ownership?

In this episode, ... more

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Hosts

Jack Elliott
National First Home Buyer Specialist at Alcove. Jack is dedicated to simplifying the home buying journey for first-time buyers, providing expert insights to help navigate the complexities of property ownership.
Chris Bates
Ex-financial planner and mortgage broker. Chris brings significant expertise to the podcast, helping educate first home buyers about financial options and market dynamics.

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Episode 8 | Unlocking Formal Approval & Settlement for First Home Buyers
Q: Chris, how can a situation like this change the way that someone remembers their first home experience?
Clients without pre-approval often face unexpected stress, and their experience can be quite memorable for both positive and negative reasons.
Episode 7 | Unlocking Offers: How To Make a Confident Offer as a First Home Buyer
Q: What's the biggest mistake you see first home buyers make at auction?
Chris discusses the importance of understanding your finances and having a clear maximum budget before entering an auction.
Episode 7 | Unlocking Offers: How To Make a Confident Offer as a First Home Buyer
Q: Chris, do you have any stories where a conveyancer has saved the day for one of your first home buyer clients?
Chris shares that many first home buyers could benefit from having a conveyancer early to understand the process and manage potential risks.
Episode 9 | Unlocking The First Home Super Saver Scheme (FHSS)
Q: What are the important considerations regarding the withdrawal process?
Requesting the release of funds must occur before signing any sale contracts to avoid the funds being locked away until retirement.
Episode 9 | Unlocking The First Home Super Saver Scheme (FHSS)
Q: Do you see many of your first home buyer clients using this scheme?
Many first home buyers are unaware of the scheme, but it provides significant tax benefits for those in higher income brackets, making it worth considering.

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Frequently Asked Questions About First Home Unlocked

What is First Home Unlocked about and what kind of topics does it cover?

Focused on empowering first-time home buyers, this podcast simplifies the complexities of entering the property market. Hosts Jack Elliott, a National First Home Buyer Specialist, and Chris Bates, an experienced mortgage broker, engage listeners with practical advice on navigating the home buying journey. Episodes cover topics including government assistance programs, financial planning, and strategic home buying decisions, ensuring listeners are informed and prepared. The dialogue often includes real-world insights and anecdotes, fostering a community where first-time buyers can learn from each other's experiences and aspirations. Unique in its emphasis on long-term vision, the podcast provides clarity at every step, making it a valuable r... more

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How many episodes of First Home Unlocked are there?

First Home Unlocked launched 3 months ago and published 15 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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