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Artwork for First Home Unlocked

First Home Unlocked

Jack Elliott
First Home Buyers
First Home Guarantee Scheme
Stamp Duty
Lenders Mortgage Insurance
Shared Equity Schemes
Family Home Guarantee
Financial Planning
First Home Buyer
Housing Australia
Australian Property Market
Mortgage Broking
Mortgage Brokers
Buying Your First Home
Home Buying Process
Government Schemes
Home Buying
Property Market
Building and Pest Inspection
Conveyancer
Buying Process

Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure. First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence. Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying ... more

PublishesTwice monthlyEpisodes48Foundeda year ago
Number of ListenersCategories
How ToBusinessEducationInvesting

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Artwork for First Home Unlocked

Latest Episodes

Making an offer is where a lot of first home buyers get stuck. How do you make an offer? How much do you offer? What do you say to the agent? Nobody explains the process, and once you're in it, things move quickly and the pressure builds.

In this ep... more

Most first home buyers walk into an open home already at a disadvantage. The styling is there to make you feel something, the agent is warm, and everything on show has been prepared by people who do this professionally. That's not a failure of judgem... more

You open the apps, set up a few alerts, and start going to inspections. A few months in, nothing is working, everything sells for well above what the guide said, and you're starting to wonder how anyone is affording it. Veronica Morgan and Meighan We... more

There's a lot of noise in the market right now. The federal budget changes are locked in, the media coverage has turned negative, and first home buyer loan applications have actually dropped rather than risen. If you're planning to buy your first hom... more

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Hosts

Jack Elliott
National First Home Buyer Specialist at Alcove; experienced in guiding first-time buyers through Australian government schemes and market dynamics.
Chris Bates
Mortgage broker and financial professional with focus on first-home buyers and navigating government support programs.

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8 - Unlocking Formal Approval & Settlement for First Home Buyers
Q: Chris, how can a situation like this change the way that someone remembers their first home experience?
Clients without pre-approval often face unexpected stress, and their experience can be quite memorable for both positive and negative reasons.
7 - Unlocking Offers: How To Make a Confident Offer as a First Home Buyer
Q: What's the biggest mistake you see first home buyers make at auction?
Chris discusses the importance of understanding your finances and having a clear maximum budget before entering an auction.
7 - Unlocking Offers: How To Make a Confident Offer as a First Home Buyer
Q: Chris, do you have any stories where a conveyancer has saved the day for one of your first home buyer clients?
Chris shares that many first home buyers could benefit from having a conveyancer early to understand the process and manage potential risks.
9 - Unlocking The First Home Super Saver Scheme (FHSS)
Q: What are the important considerations regarding the withdrawal process?
Requesting the release of funds must occur before signing any sale contracts to avoid the funds being locked away until retirement.
9 - Unlocking The First Home Super Saver Scheme (FHSS)
Q: Do you see many of your first home buyer clients using this scheme?
Many first home buyers are unaware of the scheme, but it provides significant tax benefits for those in higher income brackets, making it worth considering.

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Frequently Asked Questions About First Home Unlocked

What is First Home Unlocked about and what kind of topics does it cover?

A practical, outcome-focused show guiding first-time home buyers through Australia's property process. Episodes consistently cover government schemes, financing options, and step-by-step actions to secure a home with confidence. Hosts frequently compare schemes (like guarantees and shared equity), decode eligibility criteria, and translate complex rules into actionable steps, often illustrating how to balance incentives with long-term strategy. A standout is the hands-on approach to current policy changes and real-world decision points—helpful for listeners weighing deposits, stamp duty concessions, and settlement timing while avoiding get-rich-quick shortcuts.

Noteworthy elements include a clear emphasis on early planning, debt management... more

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Which podcasts are similar to First Home Unlocked?

These podcasts share a similar audience with First Home Unlocked:

1. Australian Property Podcast
2. The Elephant In The Room Property Podcast | Inside Australian Real Estate
3. this is property
4. The Property Couch
5. Australian Finance Podcast

How many episodes of First Home Unlocked are there?

First Home Unlocked launched a year ago and published 48 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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