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Artwork for 401k Investing for Newbies and Nerds

401k Investing for Newbies and Nerds

george l. morgan
401k
Index Funds
Mutual Funds
Wall Street
S&P 500
Artificial Intelligence
Federal Reserve
Cryptocurrency
Private Equity
401k Plan
Cryptocurrencies
Gen X
Nasdaq
Real Estate
Mutual Funds Fees
Dot-Com Bubble
Donald J. Trump
Pension
CFA Institute
Tibble V. Edison

There are 90 million American workers who have collectively own $14 trillion in their 401k accounts. They face both challenges and opportunities. The largest opportunity is that their accounts are investment accounts, not savings accounts, and for the past three decades, many have grown their balances in the low double digit range. Those with the highest return have constructed portfolios that foc... more

PublishesTwice monthlyEpisodes40Foundeda year ago
Number of ListenersCategories
InvestingBusiness

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Artwork for 401k Investing for Newbies and Nerds

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The Wizard of Oz is a story about a girl from Kansas, who gets sucked up in a tornado, connects with a bunch of odd ball characters and follows a yellow brick road looking for a benevolent wizard. When they get to the wizard’s palac... more

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In my last episode, I made some disparaging remarks about golfers and 401K plan participants. I start this episode with a reader's digest version of my prior commentary. Then I provide a discussion designed to enlighten listeners on... more

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I recently attended a charity fund raiser. After signing in, I took my assigned seat, and soon afterwards my table mate arrived. We exchanged the required pleasantries, and the conversation quickly turned to golf. She explained to m... more

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To my parents' generation, financial security meant working for the same company your whole life. Then when you turned 65, they gave you a gold watch, and once a month you trundled out to the mailbox to get your lousy pension check.... more

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Host

George Morgan
Host of the podcast; longtime stock market educator with experience as a stockbroker, finance professor, and individual investor.

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Apple Podcasts
#13
Indonesia/Business/Investing
Apple Podcasts
#59
Indonesia/Business

Talking Points

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Season 2 Episode 6 An Interview with a level 10 401k Nerd
Q: How do you view robo-advisors and AI in 401k management, and do you think they will outperform human oversight?
Robo-advisors will become more AI-focused, but they may not necessarily perform better than a knowledgeable person. They tend to rebalance by selling winners to buy losers and can generate fees, which challenges their value proposition.
Season 2 Episode 6 An Interview with a level 10 401k Nerd
Q: What did the menu look like in the Fortune 500 company's 401k plan, and what kind of support did you have from the plan administrator?
The menu was broad but still leaned heavily on ETFs, mutual funds, with many options being growth vs. value, sector, size, and a large portion of target-date funds. There were advisors available, but the speaker chose not to use them, preferring to manage his own portfolio.

Audience Metrics

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Frequently Asked Questions About 401k Investing for Newbies and Nerds

What is 401k Investing for Newbies and Nerds about and what kind of topics does it cover?

This show focuses on turning ordinary 401(k) participants into engaged, informed investors. Across episodes, the host traces the shift from employer-managed pensions to participant-led accounts, highlighting how menu design, fees, and fiduciary responsibility shape long-term outcomes. A strong thread emphasizes education, practical steps, and simple, long-horizon strategies—especially broad index funds and cost-aware choices—to help listeners build retirement wealth. Unique angles include historical context, regulatory milestones, and a candid, opinionated style that blends storytelling with actionable guidance for newbies and more experienced investors alike.

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Which podcasts are similar to 401k Investing for Newbies and Nerds?

These podcasts share a similar audience with 401k Investing for Newbies and Nerds:

1. The 401k Playbook
2. The Ramsey Show
3. The Daily
4. The Joe Rogan Experience

How many episodes of 401k Investing for Newbies and Nerds are there?

401k Investing for Newbies and Nerds launched a year ago and published 40 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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