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The Military Money Manual Podcast

Spencer Reese from MilitaryMoneyManual.com
Financial Independence
Thrift Savings Plan
Military Families
Emergency Fund
Roth IRA
Military Benefits
Personal Finance
Debt Management
Credit Cards
Investing
Investment Strategies
Military Lending Act
GI Bill
Financial Planning
Budgeting
Military Retirement
American Express
Credit Card Benefits
Chase Sapphire Reserve
Military Finance

Military Money: Investing, spending, saving, financial freedom, and getting out of debt. Real world tactics and strategies for active duty, Guard and Reserve, military spouses, veterans, enlisted, and officers. The Military Money Manual Podcast is all about achieving financial independence while you serve in the US military. Spencer and Jamie, Air Force officers, share everything you need to know ... more

PublishesWeeklyEpisodes238Founded5 years ago
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InvestingPlaces & TravelSociety & CultureBusiness

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Artwork for The Military Money Manual Podcast

Latest Episodes

Advertiser Disclosure: This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, ... more

Spencer Reese has earned over $100,000 in travel rewards — booked a $27,000 first-class flight to Tokyo, a $1,700/night Ritz Carlton bungalow, and flew his parents to Italy in business class — all for nearly nothing. In this crossover episode with Th... more

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Spencer sits down with Jen from Wives of the Armed Forces to talk about the real side of deployment no one prepares you for: how to build your support system, spend money without guilt, avoid resentment, and actually come out the other side stronger ... more

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20,000 Dollars, 4 Cards, 400,000 Points. Spencer Reese of the Military Money Manual podcast sits down with Taryn from The Military Travelers to break down how military families can turn PCS moving expenses into free travel — without spending a single... more

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Recent Guests

Spencer Reese
Host of The Military Money Manual Podcast and author of The Military Money Manual
Military Money Manual Podcast
Episode: Coast Guard Academy Graduation Talk: Money Playbook for New Military Officers #231
Robert Shea
Institute for Leadership thought leader, Coast Guard connection
Institute for Leadership (USA Educational Foundation)
Episode: Coast Guard Academy Graduation Talk: Money Playbook for New Military Officers #231
Jason Steele
Freelance writer; credit cards and travel rewards expert; author of Travel for Free
jasonsteele.com
Episode: Travel for Free with Jason Steele #230
Rob Moore
Army veteran and financial planner
Everman Wealth and Prosperity
Episode: Rob Moore on Roth IRA Conversion Ladders to Fund Early Retirement #229
Jared Mataitusi
Aircraft maintenance officer based in Aviano, transitioning to Kadena; host of the Military Miler Podcast
Military Miler Podcast
Episode: Flying Mom to the Colosseum, OCONUS Credit Cards Strategy, and the Second Mountain with Jared Mataitusi #217
Omen Quelvog
Retired Marine and financial advisor
Formander and the Fiscal Foxhole Podcast
Episode: Military Retirement Planning 2-3 Years Out with Omen Quelvog #216
Joel Petit
Former Marine Corps Judge Advocate and attorney specializing in military disability retirement.
Joel Petit Law
Episode: Military Medical Retirement: VA Disability, IDES, PEBLO, PEB, MEB, + More #214
Ross Alcorn
Founder of Itinerary Boss, expert in travel points and miles
Itinerary Boss
Episode: Business Credit Cards, Points, & Miles with Ross Alcorn, Itinerary Boss #213
Brian O'Neill
Certified Financial Planner and founder of Winged Wealth
Winged Wealth
Episode: Roth In-Plan Conversions TSP with Brain "ALF" O'Neill #211

Hosts

Spencer Reese
Host of The Military Money Manual Podcast; former United States Air Force officer.
Jamie
Co-host of The Military Money Manual Podcast; Active duty Air Force officer.

Reviews

5.0 out of 5 stars from 517 ratings
  • The Military Money Podcast I’ve been looking for!

    Thank you for running this podcast. I’ve been in the military for 13 years and I wish I found this podcast when I started but your advice has validated my money actions for most of my military career and I’m also learning new information as well. I’ve talked to financial counselors who claim they want to support the military but they are really selling products that would financial cripple them. But after listening to you all, I’ve found leaders who truly care for the military by giving them sou... more

    Apple Podcasts
    5
    gth752
    United States5 months ago
  • Great Show!

    Incredible show and a must listen for all military members. Based on the latest episode I just opened a Roth IRA and immediately maxed it out for 2025 and plan to do the same for 2026. Thanks so much!

    Apple Podcasts
    5
    Jreasner
    United States7 months ago
  • New to finance

    I love Spencer and Jamie! I was given the military money manual after graduating college and this has totally opened the door to personal finance and FIRE. As a 2nd Lt I’m on the way to maxing my TSP and have already maxed my Roth. I’ve sent non-military friends your book because it’s so good! This podcast is so soothing and helps me find new topics on what I need to educate myself on. Thank you for everything you do!

    Apple Podcasts
    5
    Chloe’s Iphone
    United Statesa year ago
  • Dante

    Absolutely fantastic podcast! Clear, practical advice tailored for military members. Every episode is packed with tips to boost financial confidence / literacy. Wish I had come across this sooner.

    Apple Podcasts
    5
    Inferno46
    United Statesa year ago
  • Must listen to Podcast for any military members

    This podcast is very help and can be useful for anyone is currently serving or is thinking of joining!

    Apple Podcasts
    5
    Therealcrieffe
    United Statesa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts provide clear, actionable money guidance tailored for military life.
Great resource for military spouses seeking financial independence and debt payoff strategies.
Highly practical, especially for travel hacking and TSP optimization.
The format is approachable and consistently delivers realistic, implementable steps for listeners.

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Talking Points

Recent interactions between the hosts and their guests.

Travel for Free with Jason Steele #230
Q: What can readers expect from your book Travel for Free?
The book targets beginner to intermediate award travelers, combines personal travel stories with client cases, includes practical recipes for travel planning, and explains how to use transferable points to travel for free.
Travel for Free with Jason Steele #230
Q: Who is the ideal client for your award travel consultations?
The ideal client is financially responsible, can pay balances in full, and genuinely excited about free travel; they're willing to invest time to learn and implement strategies to maximize value.
Travel for Free with Jason Steele #230
Q: How did the Points and Miles consultation space come about?
Jason explains he started in computers, began writing about credit cards and travel rewards, and gradually shifted into consulting as people asked him to help them implement a sustainable plan to earn and redeem miles.
Flying Mom to the Colosseum, OCONUS Credit Cards Strategy, and the Second Mountain with Jared Mataitusi #217
Q: How do you think you've changed over the years?
I've become more confident in saying that the ideas I've had, like spending less than you earn and investing early, actually work.
Military Retirement Planning 2-3 Years Out with Omen Quelvog #216
Q: What should those who are two to three years out from retirement consider?
They should attend transition programs, manage medical paperwork, and actively contemplate their next career path.

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Frequently Asked Questions About The Military Money Manual Podcast

What is The Military Money Manual Podcast about and what kind of topics does it cover?

This show focuses on personal finance for military members and their families, covering saving, investing, debt payoff, and maximizing military benefits. Episodes emphasize practical steps—such as optimizing the TSP, Roth accounts, and travel rewards—while weaving in real-world deployment and PCS considerations. The hosts speak with veterans and current service members to translate the concepts of financial independence into the unique military lifestyle, often using concise, action-oriented formats that make complex topics approachable. A standout aspect is the clear emphasis on achievable, tempo-friendly financial progress tailored to active duty life and transitions, with a steady stream of tactical tips and military-specific caveats tha... more

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Which podcasts are similar to The Military Money Manual Podcast?

These podcasts share a similar audience with The Military Money Manual Podcast:

1. ChooseFI | Financial Independence Podcast
2. Money Guy Show
3. The Personal Finance Podcast
4. All the Hacks: Money, Points & Life
5. Marriage Kids and Money: Personal Finance for Families

How many episodes of The Military Money Manual Podcast are there?

The Military Money Manual Podcast launched 5 years ago and published 238 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The Military Money Manual Podcast?

Recent guests on The Military Money Manual Podcast include:

1. Spencer Reese
2. Robert Shea
3. Jason Steele
4. Rob Moore
5. Jared Mataitusi
6. Omen Quelvog
7. Joel Petit
8. Ross Alcorn

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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