
【利世民聲音專欄.文字版】 https;// leesimon.substack.com 利世民,香港人,自媒體 Unsubject 主筆。表面上係時事評論人,實際上係世俗嘅哲學愛好者。樂天知命,不問鬼神,意識形態為古典自由主義,人物設定介乎於 Chaotic Good 與 Chaotic Neutral 之間,長期處於存在危機。過去四分一世紀,平均半年就有新興趣方向;由物理學到心理學,由政治到經濟、撈埋歷史、宗教同哲學等,搓埋成為「實用經濟學」、「日常政治學」、「紀事本末」三大內容系列。 leesimon.substack.com
| Publishes | Daily | Episodes | 328 | Founded | 5 years ago |
|---|---|---|---|---|---|
| Language | Number of Listeners | Categories | InvestingNewsBusinessBusiness News |

問:特朗普政府積極研究推行的五十年按揭有何主要爭議?
答:支持者認為能幫助首次置業者(尤其是年輕人)更容易買樓。反對者則認為五十年按揭是「一個伏」,會增加金融風險。
問:五十年按揭與三十年按揭在供款和利息上的客觀差異有多大?
答:每月供款方面,五十年按揭比三十年按揭約少百分之十五。然而,若以年利率五釐計算,五十年按揭全期累積下來所繳交的利息,會比三十年按揭多出百分之八十四以上。
問:推行五十年按揭政策會增加哪些風險?
答:所有旨在幫人上車的政策都會令風險系數增加。一方面,銀行面臨... more
標普500指數(S&P 500)屢創新高,但多項傳統估值指標(如巴菲特指標和 Shiller-CAPE Index)卻發出了泡沫的警示。
表面上的繁榮,並非基於整體經濟的全面改善,而是高度集中於少數幾家大型科技公司,即所謂的 Magnificent Seven 或「八大權重股」。
股市估值的兩極分化與潛在危機
從數據分析,美國股市的總市值除以 GDP 的比例已逼近或超越科網泡沫時期的水平,顯示整體估值過高。更關鍵的是,今年以來指數的漲幅絕大部分由這八間巨頭所貢獻。這種極度集中的趨勢造成了市... more
今次立法會選舉的提名期前後,出現了顯著的體制內洗牌現象。九十個議席當中,有約三分之一(35名)的現任議員選擇不尋求連任或被動「棄選」。
此一高比例的汰換被視為北京方面透過港澳辦與中聯辦定下的一條「紅線」;其目的並非僅是換血,而是要對香港的權貴階層進行一次深刻的紀律整頓。
結構性汰換:危機意識的建立
這種大規模的換人策略旨在向香港精英灌輸強烈的危機意識,防止其在既有體制內安逸度日、尸位素餐。北京要求被祝福的權貴不僅要獲得身份,更要持續「作出貢獻」,執行艱鉅的任務。然而,這亦帶來一個內在矛盾:... more
英國當前的財經環境與政策挑戰
問:英國工黨政府目前面臨的經濟環境是什麼?
答:英國正處於高通脹(尚未回落)和低增長/經濟表現不佳的環境中 。在這種不利背景下,財相李韻晴卻暗示即將實施加稅措施 。
問:英國政府的財政狀況有多嚴峻?
答:截至目前,30年期政府債券的孳息率高達 5.7%,是 1998 年以來的最高點 。整體公共債務佔 GDP 的比例為 95% ,且預計到 2026 年將升至 105% 。
問:政府債務負擔沉重的關鍵因素是什麼?
答:通脹和利率上升時,新的融資成本不斷增加 ... more
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真正明白新自由主義,而且又堅持到底嘅公衆人物冇幾多個。
利世民就係其一。
非常中肯客觀的政治時事評論。
語速及咬字堪稱完美,很適合下載後在戶外邊聽邊運動
The length is just right, not too long. And the choice of podcast is good for me… best use of fragmented time (and unlike YouTube, I don’t need to keep the screen on!).
If want to cover more news, can split into 2 podcast episode, just my suggestion.
How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.
Apple Podcasts | #160 | |
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Apple Podcasts | #67 | |
Apple Podcasts | #186 | |
Apple Podcasts | #5 |
Listeners, social reach, demographics and more for this podcast.
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利世民聲音專欄 launched 5 years ago and published 328 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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