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Artwork for Personal Finance for PhDs

Personal Finance for PhDs

Emily Roberts
Personal Finance
Financial Independence
Financial Pressures On Graduate Students
Phd
Student Loans
Phd Education
Government Response To Economic Crises
Labor Market
Graduate Education Funding
Scholarly Publishing
Educational Equity
Caribbean History
Budgeting
Financial Education
Living Expenses
Health Insurance
Food Stamps
Unionization
Inflation
Covid-19 Pandemic

As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.

PublishesTwice monthlyEpisodes100Founded8 years ago
Number of ListenersCategories
Self-ImprovementEducationInvestingBusiness

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Artwork for Personal Finance for PhDs

Latest Episodes

In this episode, Emily interviews Dr. Jim Gould and Lauren Celano, the co-hosts of Propelling Careers, about strategies for PhD job seekers, starting with an update on the PhD job market. They discuss how PhDs can figure out the salaries of various c... more

Emily published the first episode of this podcast in July 2018. This is the 246rd episode, and over the last six and a half years, the podcast has featured over 300 unique voices in addition to her own. For our last episode in 2025, we are catching u... more

In this episode, Emily interviews Dr. Connor Ferguson, a postdoc at the University at Buffalo studying how professional development and student success initiatives influence the graduate training environment. While pursuing her PhD in higher educatio... more

In this episode, Emily interviews Dr. Sonali Majumdar, the assistant dean for professional development in the graduate school at Princeton University. Sonali is the author of the recently published book Thriving as an International Scientist: Profess... more

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Recent Guests

Dr. Jim Gould
Director for Postdoc Affairs and Program Director for Responsible Conduct of Research at Harvard Medical School
Harvard Medical School
Episode: Resources for PhD Job Seekers from the Hosts of Propelling Careers
Lauren Celano
Co-founder of Propel Careers, experienced in supporting PhDs and postdocs
Propel Careers
Episode: Resources for PhD Job Seekers from the Hosts of Propelling Careers
Laura Portwood-Stacer
Developmental editor and publishing advisor for scholars
Manuscript Works
Episode: Catching Up with Prior Guests: 2025 Edition
Ana Romero Morales
Founder of Brewing Dinero, child psychologist
Episode: Catching Up with Prior Guests: 2025 Edition
Madeleine Abear
Discussed budgeting for her first child as a PhD student
Episode: Catching Up with Prior Guests: 2025 Edition
Dr. Brenda Olmos
Administrator of Education and Development in a health system, PhD graduate
Episode: Catching Up with Prior Guests: 2025 Edition
Samantha McDonald
Former tech employee turned lecturer, discusses self-worth
Episode: Catching Up with Prior Guests: 2025 Edition
Dr. Echo Rivera
Helps PhD students improve presentation skills
Episode: Catching Up with Prior Guests: 2025 Edition
Dr. Connor Ferguson
Post-doc at the University at Buffalo studying graduate student success and attrition.
University at Buffalo
Episode: How Financial Policies Impact Graduate Student Attrition

Host

Dr. Emily Roberts
Host with a strong background in personal finance, focusing on the unique financial challenges faced by PhD students and postdocs.

Reviews

5.0 out of 5 stars from 78 ratings
  • Great mission

    I think it’s great that focus is being given to phd students who are pursuing this level of education to better oneself but who face tougher finances through lower stipends compared to many of our peers. Personal finance should be taught to everyone no matter their circumstances and this goes a long way in helping a vital demographic 🙏🏻

    Apple Podcasts
    5
    3737228833828
    United Kingdoma year ago
  • So helpful!!

    A five-star podcast that brilliantly addresses the unique financial challenges faced by PhD students and postdocs, providing invaluable insights and wisdom on budgeting and investing. This show is a must-listen! ⭐⭐⭐⭐⭐

    Apple Podcasts
    5
    Gay&Sweaty
    United States2 years ago
  • Great and informative discussions

    I'm not a medical professional, but I found your podcast show to be extremely relatable and informative. The host and guests shared extremely relatable stories, as well as practical advice that I found both relatable and useful in my own financial decisions. Thank you for sharing great financial tips! Your podcast is very helpful to me and your listeners.

    Apple Podcasts
    5
    Zia Amazon
    Philippines3 years ago
  • Needed resource

    This is information that’s missing for so many grad students and academics.

    Apple Podcasts
    5
    KFusc
    United States4 years ago
  • Wonderful!

    The International Student investment episode with Hui-chi Chen was absolutely phenomenally informative!

    Apple Podcasts
    5
    Bilalduoooolingo
    United States4 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Overall, listeners recommend this resource for anyone in academia facing financial challenges, as it provides support and knowledge often missing from their educational experiences.
Listeners appreciate the practical financial advice tailored to graduate students and postdocs, finding it relatable and applicable to their unique situations.
Many reviews highlight the rich variety of guests and their insights, which contribute to a well-rounded understanding of personal finance topics relevant to academia.
The podcast fosters a community atmosphere, encouraging listeners to share their stories and connect with one another around common financial concerns.
The host's expertise and engaging approach make complex financial topics accessible, helping graduates feel empowered in managing their finances.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Resources for PhD Job Seekers from the Hosts of Propelling Careers
Q: How can PhDs meet the moment in regards to the job market?
PhDs should not do this alone, utilize resources and networks, maintain up-to-date job application materials, and avoid panic during job searches.
Money Is a Good Enough Reason to Leave Academia
Q: How can this audience of people start to work on their money mindset so they can have a healthy relationship with their careers?
Gabrielle suggests starting informational interviews early to learn about salaries in potential careers, focusing on financial needs and values during job searches, and keeping an open mind about financial education.
Money Is a Good Enough Reason to Leave Academia
Q: Can you tell me a little bit more about the financial dissatisfaction that you had, not just the comparison, but for yourself?
Gabrielle expressed that despite being in a prestigious academic position, the financial compensation was insufficient to support her family's needs. She felt guilty about prioritizing salary over passion, which led to dissatisfaction with her career.
Increasing Income and Giving Back as an International Grad Student
Q: What's your best financial advice for another early career PhD?
Snehanjana advises to save as much as possible while also allowing oneself to enjoy spending, balancing saving and enjoying life.
Increasing Income and Giving Back as an International Grad Student
Q: How did you fund your move and expenses when you first arrived in the US?
Snehanjana shares that she had to bring money from India and struggled with tuition payments and initial living costs before her paycheck started.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Personal Finance for PhDs

What is Personal Finance for PhDs about and what kind of topics does it cover?

Focused on the distinct financial challenges faced by graduate students and postdoctoral researchers, the content highlights the realities of budgeting and managing low stipends while emphasizing actionable strategies for improving financial literacy. Through a blend of personal anecdotes and expert advice, listeners gain insights into important topics such as salary negotiation, investment strategies tailored for students, financial management of lump sum incomes, and navigating the complexities of academic funding. The series is characterized by an inclusive approach, exploring various personal finance topics that directly address the concerns and hurdles this demographic encounters throughout their academic journey.

One noteworthy aspec... more

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Which podcasts are similar to Personal Finance for PhDs?

These podcasts share a similar audience with Personal Finance for PhDs:

1. Up First from NPR
2. The Daily
3. Gastropod
4. Throughline

How many episodes of Personal Finance for PhDs are there?

Personal Finance for PhDs launched 8 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Personal Finance for PhDs?

Recent guests on Personal Finance for PhDs include:

1. Dr. Jim Gould
2. Lauren Celano
3. Laura Portwood-Stacer
4. Ana Romero Morales
5. Madeleine Abear
6. Dr. Brenda Olmos
7. Samantha McDonald
8. Dr. Echo Rivera

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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