
As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.
| Publishes | Twice monthly | Episodes | 100 | Founded | 8 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | Self-ImprovementBusinessEducationInvesting | |||

In this episode, Emily shares the microinterviews she recorded at two conferences this year and solicited from subscribers to her mailing list. The prompt she gave to everyone was "What is your best financial advice for a funded graduate student matr... more
In this episode, Emily interviews Janna McKay, a Certified Student Loan Professional (CSLP) who works as a consultant for Student Loan Planner. They discuss the changes to the federal student loan program brought about by the One Big Beautiful Bill A... more
In this episode, Emily interviews Richard Coca, a 3rd-year PhD student at Boston University. Richard breaks down his budget, detailing his top five largest expenses: rent, groceries, eating out, hobbies, and social spending. He rents a bedroom and pr... more
In this episode, Emily interviews Michele Remer, a 4th-year PhD candidate at Michigan State University and repeat podcast guest. Michele breaks down her budget, detailing her top five largest expenses: rent, groceries, utilities, restaurants and soci... more
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I think it’s great that focus is being given to phd students who are pursuing this level of education to better oneself but who face tougher finances through lower stipends compared to many of our peers. Personal finance should be taught to everyone no matter their circumstances and this goes a long way in helping a vital demographic 🙏🏻
A five-star podcast that brilliantly addresses the unique financial challenges faced by PhD students and postdocs, providing invaluable insights and wisdom on budgeting and investing. This show is a must-listen! ⭐⭐⭐⭐⭐
I'm not a medical professional, but I found your podcast show to be extremely relatable and informative. The host and guests shared extremely relatable stories, as well as practical advice that I found both relatable and useful in my own financial decisions. Thank you for sharing great financial tips! Your podcast is very helpful to me and your listeners.
This is information that’s missing for so many grad students and academics.
The International Student investment episode with Hui-chi Chen was absolutely phenomenally informative!
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A practical show focused on money management for graduate students, postdocs, and PhDs in the early stages of their careers. Episodes consistently center on budgeting on stipends, frugality, investing, debt repayment, and navigating complex financial decisions during and after academia. Noteworthy is the host's emphasis on real-world tactics, guest voices from current students to early-career academics, and a strong commitment to accessible financial literacy tailored to the unique constraints of scholarly training. The format often combines personal narratives with actionable steps, guest expertise, and community resources, making it a valuable resource for listeners seeking concrete financial improvement within an academic path.
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These podcasts share a similar audience with Personal Finance for PhDs:
1. Frugal Friends Podcast
2. The Financial Diet
3. Up First from NPR
4. The Daily
5. Hidden Brain
Personal Finance for PhDs launched 8 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on Personal Finance for PhDs include:
1. Janna McKay
2. Richard Coca
3. Leslie Wang
4. Jed Kim
5. Dr. Dillon Pruett
6. Dillon Pruett
7. Trevor Hedberg
8. Mrunal Zambre
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