Rephonic
Artwork for Personal Finance for PhDs

Personal Finance for PhDs

Emily Roberts
Personal Finance
Financial Independence
Financial Pressures On Graduate Students
Phd
Student Loans
Phd Education
Labor Market
Graduate Education Funding
Government Response To Economic Crises
Scholarly Publishing
Educational Equity
Caribbean History
Budgeting
Living Expenses
Financial Education
Food Stamps
Health Insurance
Unionization
Covid-19 Pandemic
Affordable Housing

As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.

PublishesTwice monthlyEpisodes100Founded8 years ago
Number of ListenersCategories
InvestingEducationSelf-ImprovementBusiness

Listen to this Podcast

Artwork for Personal Finance for PhDs

Latest Episodes

In this episode, Emily interviews Mrunal Zambre, a 4th-year international PhD student at the University of Pittsburgh. Mrunal details her money management system, from her checking and savings accounts to credit cards, and how she and her grad studen... more

In this episode, Emily interviews Dr. Daren Card, a computational biochemist working in industry. Daren and his wife moved to Arlington, TX for his PhD and then Boston, MA for his postdoc, and she held K-12 teaching positions in both cities. He share... more

In this episode, Emily interviews Ethan Muller, a first-year doctoral student in theology at Villanova University. Ethan and his wife purchased their first home outside of Philadelphia at the start of his six-year program. Ethan shares the details of... more

In this episode, Emily interviews Nashae Prout, a 5th-year PhD candidate in toxicology at the University of Rochester. Nashae's first year of graduate school on a $28,000 stipend was financially challenging, so she now maintains two side hustles. She... more

Key Facts

Accepts Guests
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

Similar Podcasts

People also subscribe to these shows.

The Daily
The DailyThe New York Times
This American Life
This American LifeThis American Life
Hidden Brain
Hidden BrainHidden Brain, Shankar Vedantam
Death, Sex & Money
Death, Sex & MoneySlate Podcasts

Recent Guests

Mrunal Zambre
Fourth year PhD student at the University of Pittsburgh
University of Pittsburgh
Episode: This International Grad Student's Low Fixed Expenses Enable Her to Invest and Travel
Ethan Muller
First-year doctoral student in theology at Villanova University
Villanova University
Episode: This Grad Student Bought a Home at the Start of His Doctoral Program
Nashae Prout
Fifth-year PhD candidate in toxicology
University of Rochester
Episode: This Grad Student Experiences Financial Ease Thanks to Her Side Hustles
Dr. Jim Gould
Director for Postdoc Affairs and Program Director for Responsible Conduct of Research at Harvard Medical School
Harvard Medical School
Episode: Resources for PhD Job Seekers from the Hosts of Propelling Careers
Lauren Celano
Co-founder of Propel Careers, experienced in supporting PhDs and postdocs
Propel Careers
Episode: Resources for PhD Job Seekers from the Hosts of Propelling Careers
Laura Portwood-Stacer
Developmental editor and publishing advisor for scholars
Manuscript Works
Episode: Catching Up with Prior Guests: 2025 Edition
Ana Romero Morales
Founder of Brewing Dinero, child psychologist
Episode: Catching Up with Prior Guests: 2025 Edition
Madeleine Abear
Discussed budgeting for her first child as a PhD student
Episode: Catching Up with Prior Guests: 2025 Edition
Dr. Brenda Olmos
Administrator of Education and Development in a health system, PhD graduate
Episode: Catching Up with Prior Guests: 2025 Edition

Host

Dr. Emily Roberts
Host of Personal Finance for PhDs; specializes in personal finance education for graduate students, postdocs, and early-career researchers.

Reviews

5.0 out of 5 stars from 78 ratings
  • Great mission

    I think it’s great that focus is being given to phd students who are pursuing this level of education to better oneself but who face tougher finances through lower stipends compared to many of our peers. Personal finance should be taught to everyone no matter their circumstances and this goes a long way in helping a vital demographic 🙏🏻

    Apple Podcasts
    5
    3737228833828
    United Kingdoma year ago
  • So helpful!!

    A five-star podcast that brilliantly addresses the unique financial challenges faced by PhD students and postdocs, providing invaluable insights and wisdom on budgeting and investing. This show is a must-listen! ⭐⭐⭐⭐⭐

    Apple Podcasts
    5
    Gay&Sweaty
    United States2 years ago
  • Great and informative discussions

    I'm not a medical professional, but I found your podcast show to be extremely relatable and informative. The host and guests shared extremely relatable stories, as well as practical advice that I found both relatable and useful in my own financial decisions. Thank you for sharing great financial tips! Your podcast is very helpful to me and your listeners.

    Apple Podcasts
    5
    Zia Amazon
    Philippines4 years ago
  • Needed resource

    This is information that’s missing for so many grad students and academics.

    Apple Podcasts
    5
    KFusc
    United States4 years ago
  • Wonderful!

    The International Student investment episode with Hui-chi Chen was absolutely phenomenally informative!

    Apple Podcasts
    5
    Bilalduoooolingo
    United States5 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many reviews highlight the community and ongoing resources beyond episodes.
The host and guests are praised for clear, relatable storytelling and actionable strategies.
International listeners particularly appreciate content addressing visa, taxes, and global mobility issues.
Episodes are seen as a rare, targeted resource addressing the financial realities of academia.
Listeners value the practical, experience-driven advice tailored to graduate students and postdocs.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Tax-Advantaged Retirement Account Options in Higher Ed and K-12
Q: What advice would you give regarding retirement accounts?
Daren advised to just pick one retirement account and go with it, and to focus on low-cost index funds to maximize investment growth over time.
Tax-Advantaged Retirement Account Options in Higher Ed and K-12
Q: What were your finances like at the start of graduate school?
Daren shared that both he and his wife came from lower to middle-class backgrounds with no assets and significant student loan debt, approximately $60K and $75K respectively.
This Grad Student Experiences Financial Ease Thanks to Her Side Hustles
Q: What is your best financial advice for another early career PhD?
Time manage very well; prioritize your PhD and consider side hustles only if you have the capacity.
Resources for PhD Job Seekers from the Hosts of Propelling Careers
Q: How can PhDs meet the moment in regards to the job market?
PhDs should not do this alone, utilize resources and networks, maintain up-to-date job application materials, and avoid panic during job searches.
Money Is a Good Enough Reason to Leave Academia
Q: How can this audience of people start to work on their money mindset so they can have a healthy relationship with their careers?
Gabrielle suggests starting informational interviews early to learn about salaries in potential careers, focusing on financial needs and values during job searches, and keeping an open mind about financial education.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Personal Finance for PhDs

What is Personal Finance for PhDs about and what kind of topics does it cover?

This show centers on personal finance for PhDs, postdocs, and early-career researchers, with practical guidance on budgeting, debt repayment, investing, tax planning, and navigating benefits in academia and beyond. Episodes frequently feature researchers sharing real-world stories—from managing stipends and lump-sum fellowships to buying homes and negotiating salaries—along with guests who specialize in career development, publishing, and financial literacy for science-minded audiences. A standout strength is the breadth of guest backgrounds, including international scholars, program directors, and financial planners focused on globally mobile academics, which yields actionable, field-specific strategies while maintaining broad applicabilit... more

Where can I find podcast stats for Personal Finance for PhDs?

Rephonic provides a wide range of podcast stats for Personal Finance for PhDs. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Personal Finance for PhDs and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Personal Finance for PhDs get?

Rephonic provides a full set of podcast information for three million podcasts, including the number of listeners. View further listenership figures for Personal Finance for PhDs, including podcast download numbers and subscriber numbers, so you can make better decisions about which podcasts to sponsor or be a guest on. You will need to upgrade your account to access this premium data.

What are the audience demographics for Personal Finance for PhDs?

Rephonic provides comprehensive predictive audience data for Personal Finance for PhDs, including gender skew, age, country, political leaning, income, professions, education level, and interests. You can access these listener demographics by upgrading your account.

How many subscribers and views does Personal Finance for PhDs have?

To see how many followers or subscribers Personal Finance for PhDs has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Personal Finance for PhDs?

These podcasts share a similar audience with Personal Finance for PhDs:

1. Up First from NPR
2. The Daily
3. This American Life
4. Hidden Brain
5. Death, Sex & Money

How many episodes of Personal Finance for PhDs are there?

Personal Finance for PhDs launched 8 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Personal Finance for PhDs?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Personal Finance for PhDs?

Rephonic pulls ratings and reviews for Personal Finance for PhDs from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

View all the reviews in one place instead of visiting each platform individually and use this information to decide if a show is worth pitching or not.

How do I access podcast episode transcripts for Personal Finance for PhDs?

Rephonic provides full transcripts for episodes of Personal Finance for PhDs. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on Personal Finance for PhDs?

Recent guests on Personal Finance for PhDs include:

1. Mrunal Zambre
2. Ethan Muller
3. Nashae Prout
4. Dr. Jim Gould
5. Lauren Celano
6. Laura Portwood-Stacer
7. Ana Romero Morales
8. Madeleine Abear

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

Find and pitch the right podcasts

We help savvy brands, marketers and PR professionals to find the right podcasts for any topic or niche. Get the data and contacts you need to pitch podcasts at scale and turn listeners into customers.
Try it free for 7 days