
As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.
| Publishes | Twice monthly | Episodes | 100 | Founded | 8 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | Self-ImprovementBusinessEducationInvesting | |||

In this episode, Emily interviews Madeline Hebert, a 5th-year PhD candidate at the University of Connecticut and married mother of a toddler and newborn. Madeline shares how her money mindset has changed over the last several years, from poring over ... more
In this episode, Emily interviews Quinn Nguyen, a 4th-year PhD student in chemistry at UC Irvine. Quinn has been highly intentional with her finances during graduate school. She maintains a zero-based budget, uses targeted savings accounts for her ca... more
In this episode, Emily shares the microinterviews she recorded at two conferences this year and solicited from subscribers to her mailing list. The prompt she gave to everyone was "What is your best financial advice for a funded graduate student matr... more
In this episode, Emily interviews Janna McKay, a Certified Student Loan Professional (CSLP) who works as a consultant for Student Loan Planner. They discuss the changes to the federal student loan program brought about by the One Big Beautiful Bill A... more
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I think it’s great that focus is being given to phd students who are pursuing this level of education to better oneself but who face tougher finances through lower stipends compared to many of our peers. Personal finance should be taught to everyone no matter their circumstances and this goes a long way in helping a vital demographic 🙏🏻
A five-star podcast that brilliantly addresses the unique financial challenges faced by PhD students and postdocs, providing invaluable insights and wisdom on budgeting and investing. This show is a must-listen! ⭐⭐⭐⭐⭐
I'm not a medical professional, but I found your podcast show to be extremely relatable and informative. The host and guests shared extremely relatable stories, as well as practical advice that I found both relatable and useful in my own financial decisions. Thank you for sharing great financial tips! Your podcast is very helpful to me and your listeners.
This is information that’s missing for so many grad students and academics.
The International Student investment episode with Hui-chi Chen was absolutely phenomenally informative!
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Apple Podcasts | #144 |
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This show targets graduate students, postdocs, and early-career PhDs navigating modest stipends and the financial realities of academia. Episodes frequently cover budgeting, saving, investing, debt management, and strategic funding decisions, often with guest voices who share practical, experience-backed tactics for living well on a limited income. Notable strengths include a strong emphasis on actionable steps, real-world budgeting examples, and guidance tailored to unique situations like international study, fellowship income, or faculty-market transitions. The format often blends micro-interviews, case studies, and expert perspectives to help listeners build long-term financial resilience while pursuing demanding academic paths.
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5. Frugal Friends Podcast
Personal Finance for PhDs launched 8 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on Personal Finance for PhDs include:
1. Quinn Nguyen
2. Janna McKay
3. Richard Coca
4. Leslie Wang
5. Jed Kim
6. Dr. Dillon Pruett
7. Dillon Pruett
8. Trevor Hedberg
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