
As a PhD (in training), you face unique money challenges that stem from your low stipend/salary during your years of graduate school and postdoc training. Listen here for the hard-won financial wisdom of your fellow graduate students, postdocs, and PhDs with Real Jobs. From budgeting and frugality to investing and debt repayment, this podcast is your higher education in personal finance.
| Publishes | Twice monthly | Episodes | 100 | Founded | 8 years ago |
|---|---|---|---|---|---|
| Number of Listeners | Categories | InvestingEducationSelf-ImprovementBusiness | |||

In this episode, Emily interviews Mrunal Zambre, a 4th-year international PhD student at the University of Pittsburgh. Mrunal details her money management system, from her checking and savings accounts to credit cards, and how she and her grad studen... more
In this episode, Emily interviews Dr. Daren Card, a computational biochemist working in industry. Daren and his wife moved to Arlington, TX for his PhD and then Boston, MA for his postdoc, and she held K-12 teaching positions in both cities. He share... more
In this episode, Emily interviews Ethan Muller, a first-year doctoral student in theology at Villanova University. Ethan and his wife purchased their first home outside of Philadelphia at the start of his six-year program. Ethan shares the details of... more
In this episode, Emily interviews Nashae Prout, a 5th-year PhD candidate in toxicology at the University of Rochester. Nashae's first year of graduate school on a $28,000 stipend was financially challenging, so she now maintains two side hustles. She... more
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I think it’s great that focus is being given to phd students who are pursuing this level of education to better oneself but who face tougher finances through lower stipends compared to many of our peers. Personal finance should be taught to everyone no matter their circumstances and this goes a long way in helping a vital demographic 🙏🏻
A five-star podcast that brilliantly addresses the unique financial challenges faced by PhD students and postdocs, providing invaluable insights and wisdom on budgeting and investing. This show is a must-listen! ⭐⭐⭐⭐⭐
I'm not a medical professional, but I found your podcast show to be extremely relatable and informative. The host and guests shared extremely relatable stories, as well as practical advice that I found both relatable and useful in my own financial decisions. Thank you for sharing great financial tips! Your podcast is very helpful to me and your listeners.
This is information that’s missing for so many grad students and academics.
The International Student investment episode with Hui-chi Chen was absolutely phenomenally informative!
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Apple Podcasts | #186 |
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This show centers on personal finance for PhDs, postdocs, and early-career researchers, with practical guidance on budgeting, debt repayment, investing, tax planning, and navigating benefits in academia and beyond. Episodes frequently feature researchers sharing real-world stories—from managing stipends and lump-sum fellowships to buying homes and negotiating salaries—along with guests who specialize in career development, publishing, and financial literacy for science-minded audiences. A standout strength is the breadth of guest backgrounds, including international scholars, program directors, and financial planners focused on globally mobile academics, which yields actionable, field-specific strategies while maintaining broad applicabilit... more
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Personal Finance for PhDs launched 8 years ago and published 100 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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Recent guests on Personal Finance for PhDs include:
1. Mrunal Zambre
2. Ethan Muller
3. Nashae Prout
4. Dr. Jim Gould
5. Lauren Celano
6. Laura Portwood-Stacer
7. Ana Romero Morales
8. Madeleine Abear
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