Money Soul Talk｜靈魂與金錢的對話
Do多「Money Soul Talk｜靈魂與金錢的對話」 由 40+ 職業媽媽 Do多主持。 白天在公司畫圖、下班後當媽媽、太太，同時也是正在練功中的保險顧問與療癒實踐者。 這裡不教你變成投資大神，也不灌雞湯。我想陪你一起，從最真實的地方開始—— 40+ 沒什麼存款、背著貸款、為家人一直付出，卻常常忘了自己。 我會用很白話的方式，聊： ・面對債務與帳單的焦慮 ・職業媽媽的退休與安全感 ・原生家庭、孝順與金錢的拉扯 ・自我價值、配得感，以及我們到底「值多少」 ・如何用保險與規劃，幫自己留一個不會垮掉的底 如果你也是那個，常常覺得自己很普通、很狼狽，卻又很想重新開始的人， 歡迎來這裡，一起療癒靈魂，也慢慢把金錢的路理順。 -- Hosting provided by SoundOn
| Publishes | Weekly | Episodes | 4 | Founded | a month ago |
|---|---|---|---|---|---|
| Language |  Korean | Categories | Self-ImprovementEducationSociety & Culture | ||
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退休不是「60 歲才開始想」的事，而是現在就要回答一個問題：
當你不工作時，每月生活費要從哪裡來？
本集用最簡單的方式，帶你做「退休需求粗估」與「退休缺口起步盤點」——不需要會投資、不需要先有存款，也能先建立方向與下一步。
本集重點：
• 退休金在算什麼？用白話理解「退休後現金流」
• 退休需求粗估公式：每月花費 × 12 × 退休年數
• 沒存款也能開始的 3 步驟：生活畫面 → 每月目標 → 現有資源盤點
• 行動練習：寫一封給未來自己的信，建立長期規劃動機
more
很多人以為顯化就是「一直想錢、錢就會掉下來」，但現實是——帳單照樣來。
這一集我會聊：我怎麼從迷信顯化、到慢慢理解「能量 × 選擇 × 行動」之間的連動。
即使你現在超窮、有債、有壓力，也還是可以從很小的地方開始調整金錢能量，例如寫金錢日記、換一種對自己講話的方式。
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有一天，我打開網銀，發現自己 40+ 了，
戶頭卻常常不到五位數，那一刻真的覺得自己很失敗。
這一集，我會跟妳說我的真實故事：
學貸、孝親費、結婚貸款，為家人付出，
一路扛著生活，卻把自己從清單裡拿掉。
如果妳也是那個為家人很拼，
卻總覺得自己「怎麼還是這樣」的人，
這一集想陪妳，
把「失敗感」，改寫成一個新的起點。
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這是一個給 40+ 職業媽媽、想重新整理金錢人生的人準備的節目預告。
我會用很生活、很真實的方式，聊金錢焦慮、債務整理、退休規劃，也聊配得感與金錢療癒。
EP1 將在 2026/01/03（週六）晚上 9 點正式上線。
歡迎先訂閱、追蹤。
IG / Threads：@do.soultalk
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