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Artwork for Debt Free in 30

Debt Free in 30

Doug Hoyes
Debt Management
Credit Cards
Debt
Budgeting
Credit Score
Credit Repair
Financial Stability
Interest Rates
Personal Finance
Debt Collection
50-30-20 Budget
Debt Fatigue
Death
Debt Repayment
Mental Health
Debt Consolidation
Canada
Investing
Cost Of Living
Financial Pressure

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

PublishesWeeklyEpisodes579Founded11 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for Debt Free in 30

Latest Episodes

Making only the minimum payment on credit cards may feel manageable, but it’s one of the riskiest financial habits for Canadians today. Doug Hoyes and Ted Michalos explain the real math behind minimum payments and share practical strategies for break... more

Are you considering stepping into the world of homeownership? This episode is packed with insights every first-time homebuyer needs. Doug Hoyes and Ted Michalos discuss why a declining market might benefit new buyers, the emotional traps leading to r... more

Staying financially stable in Canada has never been harder. Even when you’re working, budgeting, and “doing everything right,” rising insolvencies, higher debt loads, and a cooling housing market are leaving many Canadians struggling to stay afloat i... more

Looking to save more and spend smarter? This episode is packed with practical, expert-backed tips - from insider grocery hacks and avoiding hidden fees to smarter banking strategies. Learn how simple shifts, like opening a second bank account or usin... more

Key Facts

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Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Charlie Shirk
A financial expert with a focus on consumer behavior and debt management.
Hoyes Michalos
Episode: 552 – Gamified Spending: The Hidden Dangers of Retail Tricks
Ted Michalos
Expert in debt management and financial literacy
Hoyes Michalos
Episode: 537 – The True Cost of Borrowing
Scott Terrio
Manager of Consumer Insolvency at Hoyes & Michalos
Hoyes & Michalos
Episode: 533 – What Happens If You Can’t Pay Your Mortgage – Feat. Scott Terrio
Blair DeMarco Wettlaufer
Debt collector at Kingston Data and Credit
Kingston Data and Credit
Episode: 528 – Illegal Debt Collection Tactics: Know Your Rights (ft. Blair DeMarco Wettlaufer)
David Barnett
Business expert and entrepreneur
David C. Barnett Enterprises
Episode: 524 – Entrepreneur by Necessity: Business Advice with David Barnett
Blair DeMarco-Wetloff
Chief Operations Officer for Kingston Data and Credit
Kingston Data and Credit
Episode: 521 – Debt Collectors: Practical Advice (Compilation)
Maureen Parent
Financial expert and advisor
Hoyes Michalos
Episode: 519 – The REAL Way to Build Better Credit
Charlie Kovacs
Works at Hoyes and Michaelis, knowledgeable about modern banking
Hoyes and Michaelis
Episode: 516 – Online Banking: Navigating Fees, Services, Apps and Benefits

Host

Doug Hoyes
Host of Debt Free in 30, Doug Hoyes shares insights into debt management and personal finance with guests and listeners. He aims to simplify complex financial topics and offers practical advice based on experience and industry expertise.

Reviews

4.6 out of 5 stars from 321 ratings
  • Enjoyable and informative

    I look forward to each weeks episode and learn something new each time.

    Apple Podcasts
    5
    Kelly McRager
    Canada4 months ago
  • Yikes

    The host never seems as though he wants the expert’s true opinion. He wants the expert to support whatever his opinion is.

    Apple Podcasts
    1
    yabadabadosha21
    United Statesa year ago
  • Thank You

    I have been listening to this for years. I enjoy every episode regardless of the topic. It has helped me stay focused on my goal of paying off my debt.

    In 2021 I got to talk to Doug Hoyes himself! He heard my story and gave me free advise. I took that advice and was able to pay of $18000 in debt within 3 years. I used any extra money I got from overtime and side jobs. I got my spending habits under control, use a budget and have all my payments on auto pay.

    Not everyone will have the same ... more

    Apple Podcasts
    5
    1979CD
    Canadaa year ago
  • So relevant

    I have been listening to this podcast religiously the last few months. I love that everything is relevant to Canada and I can’t wait to use these strategies to become debt free and manage my money better going forward

    Apple Podcasts
    5
    Number1crafter
    Canada2 years ago
  • Temu

    I really enjoyed the exploration of temu I had my doubts about them confirmed. A friend of the show from northern Minnesota

    Apple Podcasts
    5
    laughingshark
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Several reviews commend the host's engaging style and ability to simplify complex financial concepts.
Listeners appreciate the practicality of the advice offered and the clear insights provided by expert guests.
Overall, the podcast is recognized for its educational value and supportive content aimed at achieving financial literacy.
Some feedback indicates a desire for more guest speaking time, as a few listeners feel the host dominates discussions.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#148
Canada/Business/Investing
Apple Podcasts
#223
Canada/Business
Apple Podcasts
#106
Singapore/Business/Investing
Apple Podcasts
#128
Philippines/Business/Investing
Apple Podcasts
#187
Ireland/Business/Investing
Apple Podcasts
#206
Singapore/Business

Talking Points

Recent interactions between the hosts and their guests.

573 – The Best Get Out of Debt Advice from Top Guests (Compilation)
Q: How do I calculate what the upper limit of debt is?
If your expenses and minimum debt payments exceed your income, you've reached critical mass, making it unlikely to pay off debt through standard methods.
573 – The Best Get Out of Debt Advice from Top Guests (Compilation)
Q: What should someone do when they are faced with a bunch of debt?
Start by assessing personal finances and understanding where you stand regarding income and living expenses.
561 – Zombie Subscriptions: How To Spot And Cancel Hidden Budget Killers
Q: What are the first steps to address zombie subscriptions?
Conduct a subscription audit by reviewing bank and credit card statements to identify recurring charges.
559 – Denied Credit? The Survival Guide for Emergency Situations
Q: What can you do if you are denied credit and you are in a pinch?
You need to protect yourself by opening a new bank account, cut your expenses, and look for alternative debt solutions such as consumer proposals.
533 – Debt & Neurodiversity: Understanding the Connection and Finding Solutions
Q: How does budgeting fit into managing financial habits for neurodivergent individuals?
Budgeting should be made a low-effort habit; pairing it with other routines can help, such as checking budgets while drinking coffee.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Debt Free in 30

What is Debt Free in 30 about and what kind of topics does it cover?

Focused on personal finance and debt management, this series brings in industry experts to provide practical advice and insights on navigating financial challenges. Topics often cover the emotional and systemic aspects of financial struggles faced by Canadians, as well as actionable strategies for managing expenses and alleviating debt burdens. Unique features include discussions on scams, the impact of inflation, and generational perspectives on money, making it a comprehensive resource for listeners looking to enhance their financial literacy and achieve freedom from debt.

Where can I find podcast stats for Debt Free in 30?

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How many listeners does Debt Free in 30 get?

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What are the audience demographics for Debt Free in 30?

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How many episodes of Debt Free in 30 are there?

Debt Free in 30 launched 11 years ago and published 579 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Debt Free in 30?

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Where can I see ratings and reviews for Debt Free in 30?

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What guests have appeared on Debt Free in 30?

Recent guests on Debt Free in 30 include:

1. Charlie Shirk
2. Ted Michalos
3. Scott Terrio
4. Blair DeMarco Wettlaufer
5. David Barnett
6. Blair DeMarco-Wetloff
7. Maureen Parent
8. Charlie Kovacs

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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