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Artwork for Debt Free in 30

Debt Free in 30

Doug Hoyes
Debt Management
Credit Cards
Debt
Budgeting
Credit Score
Credit Repair
Financial Stability
Interest Rates
Personal Finance
Debt Collection
50-30-20 Budget
Debt Fatigue
Death
Debt Repayment
Debt Consolidation
Mental Health
Canada
Investing
Cost Of Living
Marital Breakdown

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

PublishesWeeklyEpisodes604Founded12 years ago
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InvestingBusiness

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Artwork for Debt Free in 30

Latest Episodes

Many Canadians worry that they started saving for retirement too late. The numbers can feel discouraging, especially if debt, minimum payments, or everyday expenses delay investing for years.

This conversation breaks down the math behind retirement... more

Financial advice is everywhere online. Some of it is mathematically correct, but that does not mean it is right for your situation.

Popular tips can sound smart, but if money is already tight, those strategies can sometimes make things worse instea... more

In this milestone episode, Doug Hoyes and Ted Michalos discuss the biggest myths about debt that refuse to die, the one behaviour that most reliably predicts insolvency, and explain what people who successfully recover from debt tend to do differentl... more

Owning a home is supposed to bring stability, but for many Canadian households, the numbers are getting harder to manage. Mortgage renewals at higher rates, unexpected repairs, and rising day-to-day costs can quietly shift a manageable situation into... more

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Recent Guests

Ted Michalos
Returning guest discussing debt and personal finance strategies
Debt Free in 30
Episode: 601 – The Most Dangerous Financial Advice on the Internet
Ron Butler
Founder of Butler Mortgage
Butler Mortgage
Episode: 595 – Mortgage Renewal Shock: What Homeowners Need to Know for 2026 | Ron Butler
Charlie Kovacs
Credit counselor and student in the trustee program
Hoyes Michalos
Episode: 588 – Are You Financially Fit Enough to Invest?
Scott Terrio
Specialist at Young and King in Toronto
Young and King
Episode: 586 - Should You Use Your Home Equity to Pay Off Debt in This Market?
Charlie Shirk
A financial expert with a focus on consumer behavior and debt management.
Hoyes Michalos
Episode: 552 – Gamified Spending: The Hidden Dangers of Retail Tricks
Blair DeMarco Wettlaufer
Debt collector at Kingston Data and Credit
Kingston Data and Credit
Episode: 528 – Illegal Debt Collection Tactics: Know Your Rights (ft. Blair DeMarco Wettlaufer)
David Barnett
Business expert and entrepreneur
David C. Barnett Enterprises
Episode: 524 – Entrepreneur by Necessity: Business Advice with David Barnett
Blair DeMarco-Wetloff
Chief Operations Officer for Kingston Data and Credit
Kingston Data and Credit
Episode: 521 – Debt Collectors: Practical Advice (Compilation)
Maureen Parent
Financial expert and advisor
Hoyes Michalos
Episode: 519 – The REAL Way to Build Better Credit

Host

Doug Hoyes
Host of Debt Free in 30

Reviews

4.6 out of 5 stars from 327 ratings
  • Okay but could be better

    First, the positives. It is great to have financial advice content that is by Canadians for Canadians, and the hosts seem to have a lot of experience in this area.

    For me, the hosts are very stuck in a time when the financial landscape looked very different. The hosts are insistent that neither traditional budgeting nor modern budgeting methods work, that they are “old guys from the 80s” and use phrases like “back in my day” and “on the interwebs”. I’m sure this is appealing to a particular dem... more

    Apple Podcasts
    3
    CharlotteLDove
    Canada4 months ago
  • Enjoyable and informative

    I look forward to each weeks episode and learn something new each time.

    Apple Podcasts
    5
    Kelly McRager
    Canada10 months ago
  • Yikes

    The host never seems as though he wants the expert’s true opinion. He wants the expert to support whatever his opinion is.

    Apple Podcasts
    1
    yabadabadosha21
    United States2 years ago
  • Thank You

    I have been listening to this for years. I enjoy every episode regardless of the topic. It has helped me stay focused on my goal of paying off my debt.

    In 2021 I got to talk to Doug Hoyes himself! He heard my story and gave me free advise. I took that advice and was able to pay of $18000 in debt within 3 years. I used any extra money I got from overtime and side jobs. I got my spending habits under control, use a budget and have all my payments on auto pay.

    Not everyone will have the same ... more

    Apple Podcasts
    5
    1979CD
    Canada2 years ago
  • So relevant

    I have been listening to this podcast religiously the last few months. I love that everything is relevant to Canada and I can’t wait to use these strategies to become debt free and manage my money better going forward

    Apple Podcasts
    5
    Number1crafter
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the financial advice tailored specifically to the Canadian landscape.
Some express frustration with the hosts' perspectives being perceived as outdated or condescending for younger audiences.
Many praise the engaging format and relatable anecdotes shared by the hosts.
Overall, the content is recognized as informative and valuable for anyone looking to manage their debt effectively.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#60
Canada/Business/Investing
Apple Podcasts
#160
Canada/Business
Apple Podcasts
#212
India/Business/Investing
Apple Podcasts
#221
Norway/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

592 – The Wealthy Barber: Financial Issues Canadians are Struggling with Most
Q: What is the message of hope that you would give our listeners?
People can understand their finances; it's easier than they think. There are also more opportunities for side gigs and creative pursuits.
573 – The Best Get Out of Debt Advice from Top Guests (Compilation)
Q: How do I calculate what the upper limit of debt is?
If your expenses and minimum debt payments exceed your income, you've reached critical mass, making it unlikely to pay off debt through standard methods.
573 – The Best Get Out of Debt Advice from Top Guests (Compilation)
Q: What should someone do when they are faced with a bunch of debt?
Start by assessing personal finances and understanding where you stand regarding income and living expenses.
561 – Zombie Subscriptions: How To Spot And Cancel Hidden Budget Killers
Q: What are the first steps to address zombie subscriptions?
Conduct a subscription audit by reviewing bank and credit card statements to identify recurring charges.
559 – Denied Credit? The Survival Guide for Emergency Situations
Q: What can you do if you are denied credit and you are in a pinch?
You need to protect yourself by opening a new bank account, cut your expenses, and look for alternative debt solutions such as consumer proposals.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Debt Free in 30

What is Debt Free in 30 about and what kind of topics does it cover?

This podcast features weekly discussions led by a knowledgeable host with industry experts on important topics related to debt, personal finance, and money management. Each episode aims to break down complex financial jargon, making the content accessible and actionable for listeners. The focus includes practical advice on tackling debt, understanding consumer finances, and navigating personal finance challenges within the context of a Canadian audience. The podcast distinguishes itself by providing insights into local financial issues while emphasizing the experiences and stories of real people faced with financial struggles.

Particularly noteworthy is the objective to educate listeners on various proactive financial strategies, such as e... more

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Which podcasts are similar to Debt Free in 30?

These podcasts share a similar audience with Debt Free in 30:

1. Get the Hell Out of Debt
2. The Wealthy Barber Podcast
3. Money For Couples with Ramit Sethi
4. Money Rehab with Nicole Lapin
5. Financial Feminist

How many episodes of Debt Free in 30 are there?

Debt Free in 30 launched 12 years ago and published 604 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Debt Free in 30?

Recent guests on Debt Free in 30 include:

1. Ted Michalos
2. Ron Butler
3. Charlie Kovacs
4. Scott Terrio
5. Charlie Shirk
6. Blair DeMarco Wettlaufer
7. David Barnett
8. Blair DeMarco-Wetloff

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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