CST 成长播客
CST 成长播客在这个不断变化的世界里，我们该如何应对？ 《CST 成长播客》聚焦职场、团队、领导力与自我成长等议题，由 CST 创办人苏大姐主持。我们不提供标准答案，而是带你走进实践者的真实对话，看见成长背后的复杂与可能。 我们相信：成长不是线性的，它是一个从察觉变化，到适应变化，再到成为变化的一部分的过程。最终的成长，是能够接纳差异，拥抱多元，让每一次转变成为新的开始。
| Publishes | Weekly | Episodes | 13 | Founded | 7 months ago |
|---|---|---|---|---|---|
| Language |  ZH-CN | Categories | Self-ImprovementEducation | ||
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你有没有认真想过：自己到底是「为意义花钱」，还是「为实用花钱」？这一集，我们从星座切入聊消费，把五个人的花钱逻辑摊开来看：♉ 80 后金牛座：消费时非常注重物品的功能、实用性与性价比♌ 狮子座愿意把钱花在具有独特创意的物件上♋ 巨蟹座除了消费在创业方面，很多时候把钱消费在个人兴趣上♑ 摩羯座愿意为有意义的消费买单♓ 双鱼座经常为了个人心情开心而花费这一集适合：
常常买完东西才内疚：“我到底在干嘛”的你
觉得自己“很会算”，但回头看账单又觉得怪怪的你
想更了解自己星座在消费上的盲点
& ... more
我们早就不在“赚钱游戏”里面了，
而是在一场「负债游戏」里打滚。
这一集，我们把很多人不敢讲清楚的东西，摊开来讲：
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银行怎么看你？
不是“你有多努力”，
而是——你的 DSR（Debt Service Ratio）能被用到多满。
房贷 3–4%，个人贷 8–10%，信用卡 18%……
你的名字，等于多少利息收入？
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50 万房子 = 110 万债务？开发商赚多少？银行赚多少？
你到底买到的是“资产”，
还是一份被包装成安全感的体验？
租房 vs 买房，
more
「信用」到底是什么？
是银行给你的一串数字，
还是朋友心中那本看不见的账本？
在《关于金钱的那些事》第 5 集，我们从最基础开始，把「信用」拆开来讲：
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为什麽人与人之间，其实每天都在互相「记帐」？
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朋友放你飞机几次，会从满分掉到几分？
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为什麽有些人可以迟一点还钱，你还是放心；但有些人只要爽约一次，你就再也不想信？
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信用破坏了，还能不能被修复？要付出的是「利息」还是时间成本？
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信用卡、借贷记录，其实只是把这些「人性里的信用机制」数字... more
很多人以为「负债」只是因为自己不会理财、赚钱不够多。
但如果你的收入只有 3,000，却必须用 5,000 才能在城市里像个人一样活着——
这不只是个人问题，而是整个环境和消费水准，把你推向了负债。
在《关于金钱的那些事：债务到底是什么概念？》这一集，我们一起拆开几个关键问题：
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什么才叫「债务」？花自己没有的钱＝花未来的钱
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为什么有些人再怎么省钱，还是一直在负债？
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城市消费水准、系统性问题，如何让你被迫刷卡、借贷？
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银行如何在你「还不起的钱」... more
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Apple Podcasts | #107 |  Singapore/Education/Self-Improvement |
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| Gender Skew | Location | Interests | |||
|---|---|---|---|---|---|
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| Social Media Reach | |||||
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Which podcasts are similar to CST 成长播客?
These podcasts share a similar audience with CST 成长播客:
1. 后起之秀 Podcast
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5. 唐陽雞酒屋
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CST 成长播客 launched 7 months ago and published 13 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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