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Mortgage 101 with Clinton Wilkins

Clinton Wilkins Mortgage Team
Mortgage
Halifax
Bank Of Canada
Halifax, Canada
Canada
Nova Scotia
Financial Literacy Month
Homeownership
Mortgage Rates
Mortgage Insurance
Real Estate
Variable Rate Mortgage
Home Equity Bank
Reverse Mortgage
Dartmouth
Down Payment
Bankruptcy
Fixed Rate Mortgage
Home Equity Line Of Credit
Nova Scotia Housing Market

Mortgage 101 with Clinton Wilkins, as heard on CityNews, is a monthly radio show where the guys discuss everything there is to know about getting a mortgage, as well as answering listener phone-in questions. You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

PublishesWeeklyEpisodes237Founded6 years ago
Number of ListenersCategories
How ToEducationNewsNews Commentary

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Artwork for Mortgage 101

Latest Episodes

Clinton Wilkins and Dan Ahlstrand discuss the ins and outs of mortgage brokering, focusing on refinancing and managing mortgage rates.

Clinton Wilkins and Dan Ahlstrand discuss the process of working with a mortgage broker, emphasizing the importance of pre-approval and the role of realtors.

Dan Ahlstrand and Clinton Wilkins discuss the potential impact of U.S. Canada trade tensions on Canadian mortgage rates, with Bank of Montreal suggesting rate cuts might be necessary.

Dan Ahlstrand and Clinton Wilkins discuss the evolving landscape of mortgage lending.

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Recent Guests

Blair Patterson
Special guest from COFX office discussing Pride and housing
COFX office
Episode: Mortgage 101 - Nova Scotia’s Most Inclusive Neighbourhoods
Megan Landry
Realtor
The Agency
Episode: Mortgage 101 - Is Nova Scotia Finally a Balanced Housing Market?
Clinton Wilkins
Mortgage guru on the program
Clinton Wilkins Mortgage Team
Episode: Bank of Canada Update: April 29th
Alex Lavender
Mortgage industry professional discussing tax assessment caps and lending options
Episode: Mortgage 101 - City Condo or Country Acreage?
Alex Trombley
Real estate agent, Century 21 Optimum
Century 21 Optimum
Episode: Mortgage 101 - The One Cheap Upgrade Buyers Love
Alex Tremblay
Local realtor
Century 21 Optimum
Episode: Mortgage 101 - Why Spring is the Best Time to List Your Home
Tina Powell
Mortgage professional providing insights into debt solutions
NMP
Episode: Mortgage 101 - How to Get a Mortgage After Bankruptcy
Adrian Schulz
President of Centum Financial Group
Centum Financial Group
Episode: Mortgage 101 - Beyond the Bank
Mario Cloutier
Head of Mortgage Creditor Insurance
Manulife
Episode: Mortgage 101 - Protecting Your Future With the Right Insurance

Hosts

Clinton Wilkins
Host of Mortgage 101, lead host alongside Dan Ahlstrand; affiliated with Clinton Wilkins Mortgage Team
Dan Ahlstrand
Host of Mortgage 101, co-host with Clinton Wilkins

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#6
Canada/Education/How To
Apple Podcasts
#187
Canada/Education

Talking Points

Recent interactions between the hosts and their guests.

Mortgage 101 - Navigating Canada’s Changing Mortgage Landscape
Q: What are red flags for that?
Red flags include inconsistencies among documents, unrealistic income, and a rush to close with a completed purchase agreement far before financing, suggesting misrepresentation.
Mortgage 101 - Navigating Canada’s Changing Mortgage Landscape
Q: What does that mean, fraud for shelter?
It means attempting to buy a home without qualifying properly, often by doctoring income statements or bank statements to meet lending criteria.
Mortgage 101 - Back to School, Back to Savings
Q: Our housing price is going to decline by how much?
The hosts discuss regional variation, acknowledging that Halifax has remained relatively stable compared to other markets in Canada, with property values rising modestly and ongoing construction that should slowly rebalance supply and demand.
Mortgage 101 - Bankruptcy Isn't a Dirty Word
Q: What options would work best for an individual, and how do we assess their ability to sustain payments over time?
We conduct a financial deep dive, reviewing income, monthly expenses, assets, and potential restructuring to determine whether a consumer proposal or bankruptcy fits best, always prioritizing what is sustainable for the individual.
Mortgage 101 - Bankruptcy Isn't a Dirty Word
Q: Of the proposal and with proposals, do people pay back? Give us a little mechanics of how a proposal would work.
A consumer proposal analyzes the debtor's income, expenses, and assets to determine a feasible repayment plan that is more manageable and protects their credit relative to worse insolvency outcomes.

Audience Metrics

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Listeners per Episode
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Frequently Asked Questions About Mortgage 101

What is Mortgage 101 about and what kind of topics does it cover?

The show focuses on mortgages, real estate finance, and market conditions in Atlantic Canada, blending practical guidance with real-time expert commentary. Episodes frequently center on pre-approvals, rate trends, mortgage products (fixed vs variable, reverse mortgages), and local market dynamics in Halifax and surrounding areas. Guests include housing industry professionals and mortgage experts who provide actionable tips for buyers, refinancers, and seniors, with real-world anecdotes that illustrate how financing decisions affect offers, closings, and long-term affordability. A notable strength is the emphasis on independent advice from mortgage professionals and the integration of regional context with broader economic signals, making it... more

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How many subscribers and views does Mortgage 101 have?

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Which podcasts are similar to Mortgage 101?

These podcasts share a similar audience with Mortgage 101:

1. The Mel Robbins Podcast

How many episodes of Mortgage 101 are there?

Mortgage 101 launched 6 years ago and published 237 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Mortgage 101?

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What guests have appeared on Mortgage 101?

Recent guests on Mortgage 101 include:

1. Blair Patterson
2. Megan Landry
3. Clinton Wilkins
4. Alex Lavender
5. Alex Trombley
6. Alex Tremblay
7. Tina Powell
8. Adrian Schulz

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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