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Money and Me

MONEY FM 89.3
Singapore
Interest Rates
Artificial Intelligence
China
Retirement Planning
Gold
Investment Strategies
Federal Reserve
Singapore Reits
Inflation
S&P 500
Private Credit
Financial Planning
Investment-Linked Policies
Nvidia
Electric Vehicles
CPF Life
Reits
Private Equity
Straits Times Index

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.

PublishesDailyEpisodes1297Founded2 years ago
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BusinessInvesting

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Artwork for Money and Me

Latest Episodes

Has the first half of 2026 quietly rewritten the investing playbook?

Markets have climbed despite geopolitical tensions, sticky interest rates and lofty valuations - but is the rally becoming broader and more durable?

Hosted by Michelle Martin, ... more

Are Singapore REITs entering a new era where management decisions matter more than interest rates?

Hosted by Michelle Martin, this episode explores four of the biggest REIT stories shaping the market - from resilient industrial assets to bold acqui... more

Whether you're planning your next move or building long-term wealth, discover why location, affordability, liquidity and holding power matter more than ever.

Singapore's property market is entering a new phase where asset progression requires far m... more

Has Singapore's property ladder fundamentally changed?

Hosted by Michelle Martin, this episode explores whether the long-held path from HDB flat to private property is becoming harder to climb.

Michelle speaks with Daniel Sim, Founder of Golden ... more

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Recent Guests

Kwok-Chern Yew Tee
Lawyer at Foo Kwok LLC
Foo Kwok LLC
Episode: Money and Me: The Free Form Most Singaporeans Haven't Signed
Charmayne Seah
Manager, Self-Employed Collections Area, CPF Board
CPF Board
Episode: Money and Me : Self-Employed? Tips to boost your CPF
Grace Oh
Founder of SOL, a health platform and community supporting midlife women
SOL
Episode: Money and Me: Women's Health Doesn't Stop at Midlife — It Starts Mattering More
Paul Chew
Head of Research at Phillip Securities
Phillip Securities
Episode: Money and Me: The Great Singapore Investing Debate - Singtel, DBS, REITs or the STI?
Chan Wai Kit
Executive Director, Life Insurance Association Singapore
Life Insurance Association Singapore
Episode: Money and Me: Will your insurance rider downgrade cost you or save you money?
Hazelle Soon
Co-founder and chief trainer at The Joyful Investors
The Joyful Investors
Episode: Money and Me: Who are China’s Next Tech Giants Beyond Alibaba and Tencent?
Ayush Goyal
Country Manager of SingSaver and MoneyHero Singapore
SingSaver / MoneyHero
Episode: Money and Me: Don't Let Your Payouts Go to Waste
Caster Teoh
Assistant Director for Nominations & Accounts Closure Department
CPF Board
Episode: Money and Me: CPF Nomination - not as difficult as you think
Jason Saw
Group Head of Investment Banking at CGS International
CGS International / China Galaxy Securities
Episode: Money and Me: Could Chinese Listings Revive SGX?

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Talking Points

Recent interactions between the hosts and their guests.

Money and Me : Self-Employed? Tips to boost your CPF
Q: What is the Platform Workers Act and how does it affect CPF contributions for platform workers?
It creates a separate contribution framework from self-employed status, with staged increases in CPF contributions for platform workers to gradually adapt while protecting their long-term savings.
Money and Me: Should you halve your CPF LIFE pledge for the Full Retirement Sum in favour of other products? What does that choice involve?
Q: What signs should consumers watch for at the point of sale?
Red flags include complex products with high fees, guaranteed but unattainable projections, and sales pitches that equate market-based products with government-backed guarantees without clear distinctions.
Money and Me: Should you halve your CPF LIFE pledge for the Full Retirement Sum in favour of other products? What does that choice involve?
Q: What mis-selling issues are raised in the episode?
The guest discusses misrepresentation where sales materials compare CPF Life against investments in a way that inflates projected returns or guarantees, misleading consumers about outcomes and the true risk/guarantee differences between products.
Money and Me: Should you halve your CPF LIFE pledge for the Full Retirement Sum in favour of other products? What does that choice involve?
Q: How does CPF Life compare to market-based investments for retirees?
CPF Life offers guaranteed lifetime income backed by the government, which provides certainty but may not match the potential upside of market-based investments; the choice depends on whether a retiree prioritizes guaranteed income or growth potential.
Money and Me: The Great Singapore Investing Debate - Singtel, DBS, REITs or the STI?
Q: Elon Musk's trillion-dollar IPO is discussed by listeners; if you were a retiree, would you consider joining that action?
Willie expressed skepticism about IPOs for retirement money, preferring to focus on managing a loved one's money rather than chasing high-profile IPOs, while Paul provided a nuanced take that emphasized valuation and the need for the underlying business to deliver lasting profitability.

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Frequently Asked Questions About Money and Me

What is Money and Me about and what kind of topics does it cover?

Financial advisory conversations focused on practical money management for Singaporean audiences, with recurring deep dives into government payouts, retirement planning, ETFs, and property investment. Episodes frequently pair a host with seasoned financial professionals to translate complex topics—such as SRS, CPF nominations, ECs, IPO considerations, and regional market dynamics—into actionable strategies for saving, investing, and planning for major life events. A notable strength is the cadence of theme-led episodes that mix personal finance frameworks with real-world case studies, making the content accessible to both newcomers and more experienced investors. The show often features a diverse panel of guests from financial institutions,... more

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Which podcasts are similar to Money and Me?

These podcasts share a similar audience with Money and Me:

1. Providend's Money Wisdom
2. BT Mark To Market
3. Your Way Home with Hongbin Jeong
4. The Financial Coconut Podcast
5. Who We Are with Rachel Lim

How many episodes of Money and Me are there?

Money and Me launched 2 years ago and published 1297 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Money and Me?

Recent guests on Money and Me include:

1. Kwok-Chern Yew Tee
2. Charmayne Seah
3. Grace Oh
4. Paul Chew
5. Chan Wai Kit
6. Hazelle Soon
7. Ayush Goyal
8. Caster Teoh

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