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Honest Money

Warren Ingram
Investment Strategies
South Africa
Financial Planning
Retirement Planning
Investment Management
Estate Planning
Retirement Funds
Debt Management
Diversification
Tax-Free Savings Accounts
Inflation
Personal Finance
Financial Freedom
Investing
Financial Goals
Financial Literacy
Budgeting
Unit Trusts
Emerging Markets
Interest Rates

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

PublishesWeeklyEpisodes323Founded6 years ago
Number of ListenersCategories
InvestingManagementBusiness

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Artwork for Honest Money

Latest Episodes

In this episode, Warren Ingram and Pieter de Villiers cover investing in precious metals like gold and silver, and managing car loans effectively. Experts share insights on diversification, the role of commodities in portfolios, and practical advice ... more

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In this episode, Warren Ingram and Ruphert Hare explore the impact of artificial intelligence on various industries, emphasizing its current applications, future potential, and the importance of staying updated. Rupert from Prestient Investment Manag... more

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In this episode of Honest Money, Warren Ingram and Pieter de Villiers explore the complex considerations behind buying versus renting property, especially in high-value markets like Cape Town. They discuss lifestyle versus investment goals, market ri... more

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In this episode, Warren Ingram and Pieter de Villiers explore retirement income strategies, focusing on how to structure your investments during the accumulation phase and transition into retirement. It emphasizes the importance of simplicity, proper... more

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Recent Guests

Ryan Murphy
Global Head of Behavioral Insights at Morningstar
Morningstar
Episode: Mind Over Markets: Practical Strategies for Long-Term Investment Success
Natalie Harrison
Head of distribution at Curate Investments
Curate Investments
Episode: The Art and Science of Investing: Active, Passive and Quality Strategies Explained
Bastian Teichgreeber
Chief Investment Officer of Prescient Investment Management
Prescient Investment Management
Episode: Rate Cuts Explained: How Lower Interest Rates Could Boost SA Consumers & the Economy
Ray Mhere
CEO of Curate Investments
Curate Investments
Episode: Unit Trusts 101: How South Africans Can Choose the Right Fund for Their Future
Pieter de Villiers
Financial expert and co-host of Honest Money
Money Marks
Episode: Trusts 101 for South Africans: How the Wealthy Legally Protect Their Money in SA
Chris Rule
Head of Client Solutions at 10X Investments
10X Investments
Episode: Beyond Greenwashing: What Makes an Investment Strategy Truly Meaningful
David Hurford
Chief Executive Officer of Fairhead Benefits Services
Fairhead Benefits Services
Episode: Estate Planning Essentials: Protecting Your Retirement Funds for Loved Ones
Michelle Green
Credit analyst and chair of the ESG committee at Prescient Investment Management
Prescient Investment Management
Episode: Sustainable Wealth: How ESG Principles Are Shaping Smarter Investments
Dr. Marc Rogatschnig
Co-author of the book Small Changes, for Big Results and a psychologist.
Episode: Imposter Syndrome and Your Wallet: Breaking the Cycle of Emotional Spending

Hosts

Warren Ingram
Host of Honest Money, experienced financial planner and author
Pieter de Villiers
Co-host on Honest Money, engaged in personal finance strategy discussions

Reviews

4.8 out of 5 stars from 281 ratings
  • Valuable

    Such good advice on retirement. Real and kind, thank you!

    Apple Podcasts
    5
    Wilderness Dreaming
    South Africa6 months ago
  • Pure gold

    So glad I found this podcast! Wealth of information relative to South African economy. Very interesting topics, I’ve learnt a lot already!

    Apple Podcasts
    5
    dane ks
    United States10 months ago
  • Thank you

    People pay good money for all this advice! almost too good to be true! Thanks Warren and team

    Apple Podcasts
    5
    Cvcjhb
    South Africaa year ago
  • Basic info that make a big change

    Thank you Warren and Pieter. Discussing insurance products (to help me understand these grudge purchases) and helping us understand Financial Freedom and that small amounts WILL make a big difference. When calculating how long it will take for my wife and I to reach FF, it will take another 20 years, but we will be 57 (if investments grow by 10%). Even though we have little now, but knowing that we will reach FF before retirement is comforting. Let’s hope the economy stays the course and inflati... more

    Apple Podcasts
    5
    JaunGuan
    South Africaa year ago
  • Brilliant Finance Podcast

    Warren answered all of my questions on his podcast in such a clear and simple manner! He's also straightforward and honest, exactly as the title describes! I love listening to the podcasts - they are unique and informative in an easy and understandable manner. A rarity in financial and wealth advisors!

    Apple Podcasts
    5
    Angela 2875
    South Africa2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate clear, practical financial guidance and a calm, honest tone.
Overall, the show is considered a valuable resource for anyone seeking financial independence and sensible wealth-building.
Guests and hosts are praised for turning complex topics into simple, actionable steps.
Audiences enjoy real-world examples and questions from listeners that make planning feel accessible.
Community and expert guests contribute to trustworthy, insightful discussions.
Sponsorships are seen as aligned with practical financial planning and education.
The show is viewed as credible and referenceable for SA financial planning, with positive sentiment toward long-term planning and discipline.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

How To Build A Simple Retirement Income Plan In SA
Q: My topic suggestion is, I know you are asking for topic suggestions. It's just around, something I'd like more clarity on is the nuts and bolts of structuring your portfolio.
The hosts acknowledge the request and acknowledge that simplicity and focusing on the big levers—such as how much to contribute, tax-efficient vehicles, and a balanced mix of living annuities and discretionary assets—often provides a robust framework without overengineering the plan.
What To Do With A Large Lump Sum of Money In South Africa
Q: What should I do with a 2 million rand cash windfall from selling property — offshore diversification or a brokerage account offshore/global exposure?
They recommend global diversification, potentially via a rand-denominated offshore feeder fund or directly offshore, with a focus on remaining invested for the long term and managing currency risk.
What To Do With A Large Lump Sum of Money In South Africa
Q: Should I continue with my car installment or take the money and invest it into a traded fund to fund my two-year-old daughter's tuition?
The hosts suggest balancing debt payoff with building long-term goals, keeping an emergency fund, and prioritizing long-term growth through TFSA and education funding while considering the psychological comfort of debt reduction.
How To Build A Simple Local ETF Portfolio In SA
Q: Given my time constraints and current allocation, is it worth adding individual stocks to my portfolio, or should I stay with a global ETF core and some active exposure?
If you have the time and conviction, a small allocation (around 5%) to individual stocks can be educational and potentially rewarding, but you must limit risk, maintain diversification, and be prepared to monitor and adjust as needed; otherwise, sticking to low-cost global ETFs with a measured portion of active management is a solid, lower-risk approach.
Local vs Offshore: Finding The Right Balance
Q: Moving funds between MSCI World and MSCI ACWI—what's best: sell and move, or start fresh with new contributions and leave the old funds as is?
They discuss that neither World nor ACWI is wrong, but avoid being overconcentrated in a single region or index. You can gradually adjust via reallocating contributions, potentially increasing exposure to emerging markets through ACWI or a separate EM ETF, while not forcing a full sale of existing holdings if capital gains taxes are a concern. The emphasis is on a balanced, long-term strategy rather than a quick, tax-heavy rearrangement.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Age Range
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Frequently Asked Questions About Honest Money

What is Honest Money about and what kind of topics does it cover?

Paraphrase-friendly financial guidance with a practical, down-to-earth approach to personal finance and investing. Episodes cover core topics like property decisions, retirement planning, tax and savings strategies, ETF portfolios, global investing, and managing money while abroad. The format favors actionable tips, listener Q&As, and real-world scenarios, with frequent sponsor mentions that align with building a simple, disciplined long-term plan. Noteworthy traits include a strong emphasis on simplicity, cost-awareness, and behavioral insights to help listeners stay on track toward financial freedom.

The show consistently features experienced financial planners and industry guests who provide evidence-based guidance, while maintaining acc... more

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Which podcasts are similar to Honest Money?

These podcasts share a similar audience with Honest Money:

1. MoneywebNOW
2. The Money Show
3. BizNews Radio
4. WorldWide Markets with Simon Brown
5. The Gareth Cliff Show

How many episodes of Honest Money are there?

Honest Money launched 6 years ago and published 323 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Honest Money?

Recent guests on Honest Money include:

1. Ryan Murphy
2. Natalie Harrison
3. Bastian Teichgreeber
4. Ray Mhere
5. Pieter de Villiers
6. Chris Rule
7. David Hurford
8. Michelle Green

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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