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Honest Money

Warren Ingram
South Africa
Investment Strategies
Financial Planning
Retirement Planning
Estate Planning
Investment Management
Retirement Funds
Debt Management
Diversification
Tax-Free Savings Accounts
Financial Freedom
Inflation
Personal Finance
Investing
Emerging Markets
Financial Goals
Financial Literacy
Budgeting
Unit Trusts
Interest Rates

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

PublishesTwice weeklyEpisodes351Founded7 years ago
Number of ListenersCategories
InvestingBusinessManagement

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Artwork for Honest Money

Latest Episodes

In this episode, Warren Ingram and Pieter de Villiers explore how to choose the right investment funds for your retirement, focusing on asset allocation, fees, and performance. We also discuss upcoming innovations like live Q&A sessions to better ser... more

In this episode, Warren Ingram and Pieter de Villiers explore a comprehensive approach to personal finance, focusing on property investment, debt management, and tax-efficient strategies, with insights from a seasoned financial advisor.

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• ... more

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In this episode, Warren Ingram and Pieter de Villiers explore the nuances of investment timing, the psychological factors influencing investment decisions, and practical strategies for phased investing, featuring insights from a seasoned financial ad... more

YouTube

In this episode, Warren Ingram and Pieter de Villiers explore investment strategies for medium-term goals like funding a child's education, discussing risk management, expected returns, and suitable investment vehicles.

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• 00:00 Introductio... more

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Recent Guests

Dr. Ryan Murphy
Morningstar's global head of behavioral insights
Morningstar
Episode: Riding Out the Storm: Markets, Emotions, and Discipline
Chris Murphy
Chairperson of the Fiduciary Institute of Southern Africa (FISA)
FISA
Episode: Why Most People Don't Have Wills and Why They Should
Eben Nel
Counselor of the Fidicary Institute of Southern Africa and fiduciary advisor at PSG
Fiduciary Institute of Southern Africa; PSG
Episode: Trusts Uncovered: When and Why to Use Them
Pieter de Villiers
Guest on the episode who answers questions about taxes and investments
Episode: The 3 Taxes Quietly Eating Your Investment Returns
Ricky Opperman Knipe
FISA counselor and Sentinel International director of group marketing and communication
FISA, Sentinel International
Episode: Avoid These Estate Planning Errors
Robert Edwards
Chartered accountant, global traveler, author of Quit, Travel, Grow
Author
Episode: From London to the World: A Journey of Financial Freedom
Angélique Krügel
FISA counselor and director of Wealth and Legacy Group
FISA / Wealth and Legacy Group
Episode: Estate Planning Made Simple: Protect Your Legacy
Ruphert Hare
Head of multi-asset at Prestient Investment Management
Prestient Investment Management
Episode: The Future of AI in Business: Opportunities and Challenges
Ryan Murphy
Global Head of Behavioral Insights at Morningstar
Morningstar
Episode: Mind Over Markets: Practical Strategies for Long-Term Investment Success

Hosts

Warren Ingram
Host of Honest Money; financial planner and author; appears across episodes providing investment guidance and financial planning insights.
Pieter De Villiers
Co-host; shares practical investment guidance and planning insights.

Reviews

4.8 out of 5 stars from 286 ratings
  • Valuable

    Such good advice on retirement. Real and kind, thank you!

    Apple Podcasts
    5
    Wilderness Dreaming
    South Africaa year ago
  • Pure gold

    So glad I found this podcast! Wealth of information relative to South African economy. Very interesting topics, I’ve learnt a lot already!

    Apple Podcasts
    5
    dane ks
    United Statesa year ago
  • Thank you

    People pay good money for all this advice! almost too good to be true! Thanks Warren and team

    Apple Podcasts
    5
    Cvcjhb
    South Africaa year ago
  • Basic info that make a big change

    Thank you Warren and Pieter. Discussing insurance products (to help me understand these grudge purchases) and helping us understand Financial Freedom and that small amounts WILL make a big difference. When calculating how long it will take for my wife and I to reach FF, it will take another 20 years, but we will be 57 (if investments grow by 10%). Even though we have little now, but knowing that we will reach FF before retirement is comforting. Let’s hope the economy stays the course and inflati... more

    Apple Podcasts
    5
    JaunGuan
    South Africaa year ago
  • Brilliant Finance Podcast

    Warren answered all of my questions on his podcast in such a clear and simple manner! He's also straightforward and honest, exactly as the title describes! I love listening to the podcasts - they are unique and informative in an easy and understandable manner. A rarity in financial and wealth advisors!

    Apple Podcasts
    5
    Angela 2875
    South Africa2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Guests and hosts provide no-nonsense guidance that helps demystify fees, offshore investing, and retirement planning.
Listeners appreciate clear, honest, and practical financial advice.
Content is accessible and easy to understand, with real-world relevance for SA investors.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

The Truth About Paying Off Debt Versus Investing
Q: How should I weigh paying down the rental-property bond against investing locally or offshore, or selling the property and investing the proceeds?
The hosts advise assessing the property's market value, after-cost yield, and potential capital growth, then comparing its total return with other investments and the borrowing cost. They also recommend considering diversification, tax treatment, plans for future property purchases, the work of managing tenants, and personal comfort with debt.
How To Invest R 200 000 For A 5 Year Goal
Q: How should we invest about R200,000 for our daughter's education in five years, and where can we get returns above 10%?
The hosts explain that a balanced fund may suit a five-to-seven-year horizon, with a mix of equities and conservative assets. They caution that returns are uncertain, interest income is taxable, and investors should gradually reduce risk as education expenses approach.
The Truth About Lump Sum vs Monthly Investing
Q: Would it make more sense to invest a lump sum of approximately 350,000 rand into a global ETF, or continue investing gradually at around 10,000 rand per month? Which factors should I consider when deciding between a lump sum investment and a phased approach?
The hosts say lump-sum investing has a statistical advantage over a long horizon because markets rise more often than they fall, but phased investing can help investors avoid panic and stay invested through volatility. They recommend considering risk tolerance, personal history, investment time horizon, market conditions, and whether a gradual schedule would make it easier to follow through.
The Retirement Annuity Myth That's Costing You Wealth
Q: Right, so the question is from Anonymous. I watched a few of your shows on YouTube. I do have a question regarding my retirement money. I'm not a big fan of a retirement annuity.
The hosts acknowledge the question and explain that fees and platform choices have shifted in favor of more cost-efficient RA options, and that regulation and investment choices have broadened, making RAs less inherently disadvantageous than in the past.
Why Most People Don't Have Wills and Why They Should
Q: What's the one myth around estate planning that you wish you could bust for South Africans?
Estate planning is not just for the wealthy; it is for everybody, and its purpose is to ensure the family is looked after quickly and efficiently after death, with planning covering guardianship, trusts, and financial arrangements.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Honest Money

What is Honest Money about and what kind of topics does it cover?

A practical finance show focused on personal wealth, investing, and tax-conscious planning, with regular deep-dives into fees, offshore investing, retirement income, property decisions, and tax changes affecting everyday South Africans. Across episodes, practical tips, simple explanations, and transparent discussions on costs, global diversification, and disciplined investing stand out, often illustrated with listener questions and real-world scenarios. Noteworthy are sponsor-supported rundowns on fee structures, straightforward retirement planning guidance, and a consistent emphasis on long-term, low-cost strategies that aim to demystify complex financial topics for a broad audience.

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How many listeners does Honest Money get?

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How many subscribers and views does Honest Money have?

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Which podcasts are similar to Honest Money?

These podcasts share a similar audience with Honest Money:

1. MoneywebNOW
2. The Money Show
3. BizNews Radio
4. WorldWide Markets with Simon Brown
5. The Gareth Cliff Show

How many episodes of Honest Money are there?

Honest Money launched 7 years ago and published 351 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Honest Money?

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Where can I see ratings and reviews for Honest Money?

Rephonic pulls ratings and reviews for Honest Money from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Honest Money?

Recent guests on Honest Money include:

1. Dr. Ryan Murphy
2. Chris Murphy
3. Eben Nel
4. Pieter de Villiers
5. Ricky Opperman Knipe
6. Robert Edwards
7. Angélique Krügel
8. Ruphert Hare

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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