
學校沒教、銀行沒說、孤狗也不一定找得到。 金融貸款知識儲值,幫自己的財商加值! #貸款 ┃#理財 ┃#金融 ┃#時事 portaly.cc/houseloantw
| Publishes | Weekly | Episodes | 138 | Founded | 3 years ago |
|---|---|---|---|---|---|
| Language | Number of Listeners | Categories | Personal JournalsSociety & CultureBusiness |

有民眾看到喜歡的房,房仲說快簽「要約書」展現誠意,結果當天就收到「賀成交」的簡訊,反悔不買要賠償房價3%,反而讓買方嚇壞了!下斡旋跟簽要約書有什麼差別?若買方或賣方反悔會怎樣?買房新手應該注意什麼?請聽我們的分享。
好事貸PODCAST S4#39【房產小白必知!斡旋金vs要約書的差異,反悔怎麼辦?】重點摘要如下:
❶簽個名,半年薪水飛了?
❷下斡旋vs簽要約書的差異?
❸幾個法律關鍵,保住血汗錢
❹臨時反悔的幾種狀況
❺貸款成數不足的應變方式
❻給買房新手的三個建議 ... more
借錢見人心,還錢見人品,親友間的借貸,常常變成關係惡化的導火線,還要小心國稅局找上門!您知道嗎?親友間借貸利息收入也要課稅!?那麼利息支出可以申報嗎?還有人不收利息,只收違約金,也是被國稅局通知要補稅!此外還有哪些情況該特別注意?請聽我們的分享。
好事貸PODCAST S4#38【借錢給親友,也要報稅繳稅】重點摘要如下:
❶利息收入未申報,國稅局要罰
❷利息支出可以申報嗎?
❸違約金收入也要報繳稅?!
❹先抵沖利息,再抵本金與違約金
❺借錢給親友買房,流程建議?
❻親友借貸前,... more
俗話說買房就是看地點,近期售屋平台刊登的戰地風破爛透天厝造成轟動,因為總價低、地點佳,吸引多組買家參觀,超老宅可以買嗎?究竟是「買到賺到」還是會變成燙手山芋?誰適合買這一類的老宅?有什麼注意事項?老宅想拆除或整修,可以跟銀行貸款嗎?請聽我們的分享。
好事貸PODCAST S4#37【低總價戰地風老宅?可以買嗎?能辦貸款嗎?】重點摘要如下:
❶蛋黃區透天,買地送屋?
❷別只看地段,隱藏成本要三思
❸低總價背後藏著5大陷阱
❹買家挑房子,房子也挑人買
❺有保存登記,不能拆;無保存... more
職業無貴賤、行行出狀元,很多行業未必光鮮亮麗卻「惦惦吃三碗公」,月入數十萬,遠勝上班族的死薪水,但找銀行辦貸款時,就是矮人一截,或甚至直接婉拒,究竟怎麼回事? 又有哪些職業在銀行審核眼中不僅媲美軍公教鐵飯碗,也是公認的幸福企業呢?斜槓兼職的收入,銀行又是如何認列呢?請聽我們的分享。
好事貸PODCAST S4#36【銀行對某些職業特別嚴格?兼職斜槓沒加分?審核的潛規則是什麼?】重點摘要如下:
❶銀行為何對某些職業特別嚴格?
❷自由工作者如何幫自己信用加分
❸網紅是大學生最嚮往的職業? more
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感謝好事貸每集知識滿滿,真的是優質含金量又高的好節目,主持人口條清晰,提供很多房屋買賣及貸款經驗,我這個房市小白想請教有關抵押貸款的問題,同事分享他今年上半年將股票全數賣出,將新北預售屋的房貸繳清,再將房子拿去抵押貸款,貸到約9成的資金,利率跟房貸利率差不多,一樣可貸30年,而且有3還是5年的寬限期,貸款的錢再拿去投資股票,這讓明年要交屋的我(目前沒有任何貸款,工作穩定)也萌生這樣的念頭,但是現在貸款應該沒有這樣的行情,我同事認為就是要跟銀行談,想請教2位主持人,對於明年預售屋交屋貸款有這樣的機會嗎?抵押貸款有什麼需要注意的地方,感謝好事貸!
謝謝你們無私分享,受益良多!
今年從買房小白到貸款遇到限貸令跟銀行打交道,好事貸所分享的知識真的對我幫助很大,也期許之後能夠從節目上獲得更多知識,加油👏
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好事貸Podcast.金融貸款知識補給站 launched 3 years ago and published 138 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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