學校沒教、銀行沒說、孤狗也不一定找得到。 金融貸款知識儲值,幫自己的財商加值! #貸款 ┃#理財 ┃#金融 ┃#時事 portaly.cc/houseloantw Powered by Firstory Hosting
Publishes | Weekly | Episodes | 129 | Founded | 3 years ago |
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房價高漲的年代,年輕人靠死薪水,似乎連廁所都買不起!很多網友自嘲:「投資不如投胎!」如果有父母幫忙,那真的是最強的外掛!資助孩子買房雖然不是父母的義務,但台灣或外國的父母掏錢幫忙的比例也不少!如果爸媽要資助子女買房,怎麼做比較好?如何兼顧節稅與守護資產安全呢?請聽我們的分享。
好事貸PODCAST S4#30【買房夢想加速器,最強外掛是爹娘?!爸媽資助子女買房,怎麼做比較好?】重點摘要如下:
❶薪資漲幅永遠追不上房價?
❷父母資助很普遍,老外也一樣?
❸資助買房前,節稅眉角不可少! ... more
山道猴子影片掀開了機車融資貸款的亂象,加上近年來無卡分期、先買後付風潮興起,立委憂心將重演20多年前的卡債風暴,融資公司則是因為市場上不肖代辦業者胡亂承諾與收費,揹了許多黑鍋。金管會於日前正式宣佈:融資公司正式納入金保法的規範,並且『融資十誡』將在今年9/15正式實施,對於借款人的權益有哪些影響?之後若有糾紛要如何申訴?請聽我們的分享。
好事貸PODCAST S4#29【融資十誡上路!融資公司納入金保法規範,借款民眾保障再升級!】重點摘要如下:
❶融資公司興起,業務包山包海?
❷薯條三兄... more
近期有首購民眾面臨貸款成數不足、預售屋可能要違約賠錢的窘境,大家原本以為信用管制只會打到投資客,沒想到自住首購族也同樣淪為貸款受災戶?買都買了,交屋在即,臨時有百萬資金的缺口,該怎麼辦呢?家人先辦貸款來幫忙湊足頭期款,會不會違反信用管制呢?如果不想當親友的房貸保證人,而是辦信貸來借給親友買房,會不會踩線? 預售屋簽約前還有哪些該注意的事項?請聽我們的分享。
好事貸PODCAST S4#28【買都買了,小資首購竟淪為房貸受災戶?新青安騙上車,限貸逼違約,親友辦貸款來金援可行嗎?】重點摘要如... more
最近常聽到社群有人分享「科目四」、「掛四」很好用,避開了限貸令與信用管制,用房子多貸一筆錢出來投資,讓錢幫你賺錢…真的那麼好嗎?看著別人分享,雖然心動,但不敢行動,科目四適合誰?有哪些風險?該注意什麼?網友的實際案例,主持人會給什麼建議?請聽我們的分享!
好事貸PODCAST S4#27【科目四、掛四正夯?可以跟風嗎?申貸前注意事項!】重點摘要如下:
❶科目四是完美的搬錢工具?
❷增貸、理財型房貸都是掛四!
❸銀行會嚴查金流,小心踩雷!
❹違規戶最慘下場:拒絕往來?!
❺聯徵報告... more
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感謝好事貸每集知識滿滿,真的是優質含金量又高的好節目,主持人口條清晰,提供很多房屋買賣及貸款經驗,我這個房市小白想請教有關抵押貸款的問題,同事分享他今年上半年將股票全數賣出,將新北預售屋的房貸繳清,再將房子拿去抵押貸款,貸到約9成的資金,利率跟房貸利率差不多,一樣可貸30年,而且有3還是5年的寬限期,貸款的錢再拿去投資股票,這讓明年要交屋的我(目前沒有任何貸款,工作穩定)也萌生這樣的念頭,但是現在貸款應該沒有這樣的行情,我同事認為就是要跟銀行談,想請教2位主持人,對於明年預售屋交屋貸款有這樣的機會嗎?抵押貸款有什麼需要注意的地方,感謝好事貸!
謝謝你們無私分享,受益良多!
今年從買房小白到貸款遇到限貸令跟銀行打交道,好事貸所分享的知識真的對我幫助很大,也期許之後能夠從節目上獲得更多知識,加油👏
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Apple Podcasts | #215 |
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好事貸Podcast.金融貸款知識補給站 launched 3 years ago and published 129 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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