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Artwork for Federal Employee Financial Planning Podcast

Federal Employee Financial Planning Podcast

Mason & Associates
Federal Employees
Financial Planning
Social Security
Retirement Planning
Survivor Benefits
Thrift Savings Plan
Mason & Associates
Medicare
Tax Planning
Roth Conversions
Fees Structure
Client Relationships
Estate Planning
Federal Employee Benefits
Value Vs Cost
FERS
Experienced Advisors
Investing
Credit Cards
Investments

Federal employee benefits are among the most comprehensive and strongest in the country. Financial planning for federal employees requires knowledge of both financial planning concepts and a comprehensive understanding of these benefits. General financial planning advice is just that, general. We speak specifically to federal employees and the unique planning techniques and strategies to help them... more

PublishesTwice monthlyEpisodes129Founded5 years ago
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How ToBusinessEducationInvesting

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Artwork for Federal Employee Financial Planning Podcast

Latest Episodes

When should you claim Social Security, and how do you know if the "optimal" strategy actually fits your retirement plan? In this episode, we react to a White Coat Investor article exploring whether Social Security should be claimed early and invested... more

What if being financially ready for retirement is only half of the equation? In this episode, we sit down with Bob Laura, financial planner, speaker, author of Retirement Intelligence, and pioneer in the psychology and social science of retirement an... more

YouTube

How do you know if you're truly on track for retirement? And what should you be doing differently at 30, 40, 50… or just six months from leaving federal service? In this episode, John and Tommy break down retirement readiness by life stage, exploring... more

Could a single dollar cost you hundreds more in Medicare premiums? In this mailbag episode, we answer some of the most common retirement planning questions from listeners, beginning with how to avoid IRMAA surcharges and why Medicare planning really ... more

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Recent Guests

Bob Laura
retirement readiness expert
Episode: Episode 124: Retirement Readiness
Tommy Blackburn
Financial planner at Mason & Associates
Mason & Associates
Episode: Episode 116: Life After DRP: What We Learned from Federal Employees Who Took the Offer
Ben Raikes
Financial planner at Mason & Associates
Mason & Associates
Episode: Episode 116: Life After DRP: What We Learned from Federal Employees Who Took the Offer
Bryan Gay
Founder of Boomer Insurance Group; Medicare specialist
Boomer Insurance Group
Episode: Episode 111: Medicare in 2026: What Changed and What It Means for Federal Retirees
Stephen Kimberlin
Guest from Forvis Mazars, an accounting firm
Forvis Mazars
Episode: Episode 100: One Big Beautiful Bill Part 2
Broc Buckles
Founder of BC Brokerage, insurance broker focused on serving fee-only financial planners
BC Brokerage
Episode: Episode 98: Why Federal Employees Can't Afford to Ignore Insurance with Broc Buckles
James Anderson
Regional Manager
CapCenter
Episode: Episode 80: Mortgage Strategies for Federal Employees: Insights with James Anderson of CapCenter
Rachel Meredith
Founder of Banks Mountain Financial
Banks Mountain Financial
Episode: Episode 79: Federal Employee Tax Planning is a Year-Round Sport - Insights and Collaboration with Rachel Meredith
Julie Steinbacher
Founder and owner of Steinbacher, Goodall & Yurchak, specializing in estate planning and elder law.
Steinbacher, Goodall & Yurchak
Episode: Episode 76: Estate Planning Across State Lines for Federal Employees

Hosts

John Mason
Host of the show; financial planner focused on federal employee benefits and retirement planning; affiliated with Mason LLC / Mason & Associates
Tommy Blackburn
Co-host; financial planner specializing in federal employee planning and client outcomes

Reviews

4.8 out of 5 stars from 55 ratings
  • VA Loans do not require PMI!

    In the OBBA part 2 podcast the speaker - at around 41 minutes - stated that PMI is required for VA loans. No, it’s not. That remark made this podcast lose all credibility

    Apple Podcasts
    1
    A Vet Listener 2025
    United Statesa year ago
  • Wish I'd known sooner

    I've learned more in every podcast I've listened to so far than more previous Financial Planned (fired) and books I've read. I'm retired military and currently a federal employee if you're either or both I highly recommend.

    Guys you're awesome! Tuning in on every new podcast

    D

    Apple Podcasts
    5
    D will retire Happy
    United States2 years ago
  • Great information

    The best podcast I have found for financial planning for federal employees!

    Apple Podcasts
    5
    CS 2024
    United States2 years ago
  • Estate Planning

    This episode was informative and educational. Thank you.

    Apple Podcasts
    5
    Andrea L. B.
    United States3 years ago
  • Happy I found this podcast

    Happy I found this podcast I’m a current fed employee and have enjoyed the topics discussed. I would like to retire early so this information is invaluable. I am sharing with other fed employees.

    Apple Podcasts
    5
    Micharr2406
    United States3 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many praise the holistic approach combining pensions, TSP, and healthcare planning.
Listeners appreciate practical, actionable guidance tailored to federal benefits.
Positive feedback on real-client stories and tactical strategies for survivor benefits and taxes.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Episode 125: Retirement Intelligence: Preparing Federal Employees for the Emotional Side of Retirement with Bob Laura
Q: What practical steps can couples take to align their retirement visions and avoid common conflicts?
Start with honest conversations about pace, space, and shared vision; schedule time together and apart; use structured retreats; implement flexible plans; and use assessments like RQ to surface personal preferences, beliefs, and potential sources of conflict, then design a plan that accommodates both partners.
Episode 125: Retirement Intelligence: Preparing Federal Employees for the Emotional Side of Retirement with Bob Laura
Q: How should financial planners approach the emotional and social aspects of retirement with clients who have pensions or high savings?
Plans must go beyond cash flow and taxes to include the 'non-financial' side, such as relationships, purpose, and daily structure. Coaches encourage engaging clients in conversations about memory, routines, and social connections, and offer practical tools like retirement retreats and assessments to tailor plans to individuals and couples.
Episode 125: Retirement Intelligence: Preparing Federal Employees for the Emotional Side of Retirement with Bob Laura
Q: Could you share what retirement intelligence is and what motivated you to write Retirement Intelligence?
Retirement Intelligence blends psychology with financial planning to address the non-financial side of retirement, aiming to measure personal readiness through an assessment that evaluates IQ, EQ, AQ, and SQ. The motivation came from seeing clients have money but struggle emotionally, relationally, or in meaning, which traditional planning often overlooks.
Episode 99: One Big Beautiful Bill Part 1
Q: Should individuals rush to do Roth conversions now?
Conversions remain valuable in many cases, especially when income dips or life events occur, but they must be evaluated against future brackets, Medicare surcharges, and the phase-out of deductions; opportunistic conversions are often optimal.
Episode 99: One Big Beautiful Bill Part 1
Q: What is the overall takeaway of the One Big Beautiful Bill for federal employees?
Brackets remaining stable and some deductions increasing can be favorable, but many provisions introduce complexity and potential phase-outs that require careful planning and professional projections.

Audience Metrics

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Frequently Asked Questions About This Podcast

What is This Podcast about and what kind of topics does it cover?

This show centers on federal employee benefits and comprehensive financial planning tailored to federal workers. Episodes consistently blend traditional financial planning with in-depth coverage of federal-specific benefits (FEHB, FEGLI, TSP, SBP) and retirement strategies, often featuring industry guests who bring retirement psychology, Medicare, and long-term planning perspectives. A standout trait is the practical, numbers-driven yet holistic approach, emphasizing survivor benefits, tax planning, and strategic withdrawals, all delivered through an approachable, relationship-driven advisory lens. Listeners likely gain actionable tactics for managing federal benefits, optimizing retirement income, and coordinating benefits across programs,... more

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this podcast launched 5 years ago and published 129 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on this podcast?

Recent guests on this podcast include:

1. Bob Laura
2. Tommy Blackburn
3. Ben Raikes
4. Bryan Gay
5. Stephen Kimberlin
6. Broc Buckles
7. James Anderson
8. Rachel Meredith

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