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F-Squared Podcast

Frontier Fintech
Stablecoins
M-Pesa
Africa
I&M Bank
Nigeria
Sling
Multichoice
Open Banking
Moment
Supply Chain Finance
Mtek
Bolttech
Backbase
Stitch
Payments Orchestration
Zone
Loop
Little
Stable Coins
Safaricom

Frontier Fintech is a podcast about the business of fintech in Africa. We speak with founders, executives, investors, and regulators who are shaping financial services across the continent—helping you connect the dots in Pan-African fintech.

PublishesTwice monthlyEpisodes24Foundeda year ago
Number of ListenersCategory
Technology

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Latest Episodes

Valr is Africa's largest crypto exchange by volume, but the business has evolved well beyond exchange. Under founder Farzam Ehsani, Valr now provides modular on-chain financial infrastructure that banks and telcos plug into to offer their own custome... more

Banks have spent decades building the infrastructure that makes money move. Now, a new set of rails; blockchain, stablecoins, tokenized assets, is being laid alongside those systems. The question isn't whether banks will have to engage with digital a... more

For an operator moving millions across borders, Stone Atwine has come to understand where there’s real value to be created and where hype dominates. For him, having built his Fintech chops in a Mobile Money region, the value proposition for Stablecoi... more

Why does it take five days and $30 to move money from Mexico to the US, or Nigeria to China? In a world of instant communication, the "black hole" of correspondent banking is still swallowing billions in fees and lost time.

Kirill Gertmann, CEO of C... more

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Recent Guests

Rob Downes
Head of the Digital Assets Team at Absa's Corporate Investment Bank
Absa
Episode: Inside the Bank Building Africa's First Regulated Digital Asset Stack | ABSA CIB
Robyn Lawson
Custody product lead at Absa
Absa
Episode: Inside the Bank Building Africa's First Regulated Digital Asset Stack | ABSA CIB
Nkahiseng Ralepeli
Leads tokenization and stablecoins
Absa
Episode: Inside the Bank Building Africa's First Regulated Digital Asset Stack | ABSA CIB
Stone Atwine
CEO of Eversend
Eversend
Episode: The Operating System for Stablecoins: Beyond the Crypto Hype | Stone Atwine
Kirill Gertmann
Founder of Conduit
Conduit
Episode: The "Stablecoin Sandwich": How Conduit Fixes Cross-Border Payments
Olu Akanmu
Fintech leader with a background spanning telco, banking, and scale fintech
Open Platform Ecosystems (OPE)
Episode: The Evolution of Nigerian Fintech: Scale, Scars, and Strategy | Olu Akanmu
Bente Krogman
Founder and CEO of MTek, later Bolttech-backed Insurtech executive
MTek,Bolttech
Episode: From Car Wash to Exit: How Bente Krogman Built mTek (Acquired by Bolttech)
Fred Njogu
Chief Operating Officer at Correlaction; former FMCG executive at Coca-Cola and Unilever
Correlaction
Episode: The "Supply Chain Finance" Myth: Why Retailers Really Need Capital | Fred Njogu
Jonatan Allback
CEO of Njiapay
Njiapay
Episode: The "Black Hole" of African Payments: Why One PSP is Never Enough | Jonatan Allback

Host

Samora
Host of FSquared Podcast

Chart Rankings

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Apple Podcasts
#248
South Africa/Technology

Talking Points

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Inside the Bank Building Africa's First Regulated Digital Asset Stack | ABSA CIB
Q: How does Absa view regulation and collaboration with regulators as they test digital assets?
Regulation is approached as a collaboration; Absa aims to bring regulators along, share learnings from pilot tests like the gold-backed stablecoin, and evolve practices in step with regulatory guidance across markets.
Inside the Bank Building Africa's First Regulated Digital Asset Stack | ABSA CIB
Q: What was the rationale for starting with custody before other digital asset services?
The team wanted to manage risk directly, build internal capabilities, and ensure client assets were protected under the bank's governance framework before expanding to on-ramps, trading, or tokenization.
Rewiring African Payments: Obi Emeratom on Zone, Blockchain, and the Future of Regulated DeFi
Q: Why pursue a regulated blockchain rather than a fully public, decentralized system like Bitcoin?
The model is intentionally permissioned to satisfy regulators and risk controls. While decentralization is valuable, banks require licensing, compliance, and predictable oversight. Zone aims for regulated decentralization—combining trust, governance, and a governance-free core network through licensed participants and smart contracts for compliance.
Rewiring African Payments: Obi Emeratom on Zone, Blockchain, and the Future of Regulated DeFi
Q: Can you give us a high-level view of how Zone operates under the hood with banks joining the network?
Each participating financial institution hosts a blockchain node plus a connector that links their legacy core banking systems to the Zone network. Banks can run their own node or join a shared node, with an observer node for reporting and regulatory submissions. Transactions are routed through banks' own nodes to the correct issuer or merchant, enabling direct, automated settlement and reconciliation across the network.
Stablecoins in Africa: What’s Real, What’s Not
Q: What is the core problem stablecoins aim to solve in Africa?
They address slow, expensive cross-border payments and the inefficiencies of relying on correspondent banks, enabling instant, cheaper, and more controllable movement of money through a shared digital ledger.

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Frequently Asked Questions About F-Squared Podcast

What is F-Squared Podcast about and what kind of topics does it cover?

The show spotlights fintech in Africa through in-depth conversations with founders, executives, investors, and regulators who are shaping the continent's financial services. Episodes frequently cover cross-border payments, digital currencies and stablecoins, open banking and modern payments infrastructure, embedded insurance and embedded finance, and the regulatory and operational challenges of scaling fintech across multiple markets. Notable throughlines include building and scaling payments ecosystems, the tension between legacy rails and modern rails, and practical, real-world use cases for treasury, SME financing, and merchant payments in diverse African contexts. The format tends to blend founder journeys with actionable insights on pa... more

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1. All-In with Chamath, Jason, Sacks & Friedberg

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F-Squared Podcast launched a year ago and published 24 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on F-Squared Podcast?

Recent guests on F-Squared Podcast include:

1. Rob Downes
2. Robyn Lawson
3. Nkahiseng Ralepeli
4. Stone Atwine
5. Kirill Gertmann
6. Olu Akanmu
7. Bente Krogman
8. Fred Njogu

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