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The DollarsAndSense Podcast

DollarsAndSense
Singapore
Retirement Planning
Dollarsandsense
Johor Bahru
China A50 Index
Housing In Singapore
Singapore Personal Finance Festival
Personal Accident Plan
Wise
Bond Etfs
Freehold
Fixed Income
Leasehold
Singapore Property Market
CPF (central Provident Fund)
STI
Property Agents Earnings
Investing
Index Funds
ASEAN

The DollarsAndSense podcast brings you deeper conversation within the DollarsAndSense team. Join Dinesh Dayani and Timothy Ho for a weekly discussion on everything that matters to our wallets! If you enjoy reading our articles on DollarsAndSense.sg, we do hope you will enjoy listening to us on this podcast series as well.

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Latest Episodes

How much money do you really need to retire comfortably in Singapore? Is the famous $1 million retirement goal realistic, or should you be focusing on something else?

In this special episode of the DollarsAndSense Podcast, filmed live at **InsureXpo... more

YouTube

Market volatility can be uncomfortable, but it's also a normal part of investing.

In this special episode of the DollarsAndSense Podcast, recorded live at InsureXpo 2026 by CIMB, we speak with Diana Teo, Team Lead, Equities at CIMB Chief Investment ... more

YouTube

Scams are becoming more sophisticated and Singaporeans are attractive targets because of our savings, digital habits and trust in official communications.

In this episode of the DollarsAndSense Podcast, Feng Yi and Timothy discuss why scam and cyber... more

YouTube

Can ordinary Singaporeans really build $10 million by age 65?

In this special episode of the DollarsAndSense Podcast, recorded live at InsureXpo 2026 by CIMB, we sit down with Mr Loo Cheng Chuan, founder of the 1M65 movement, to discuss his latest a... more

YouTube

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Recent Guests

Diana Teo
Team Lead, Equities, CIMB Chief Investment Office
CIMB
Episode: The Secret to Investing Through Uncertain Markets | DollarsAndSense Podcast Ep52
Mr. Loo Cheng Chuan
Founder of 1M65/10M65 movement
1M65
Episode: Mr. Loo: From 1M65 to 10M65 | Is $10 Million Really Possible? | DollarsAndSense Podcast Ep50
June Ho
Special guest invited to share JB trip tips
Episode: Are Singaporeans Basically Living in JB Now? | DollarsAndSense Podcast Ep49
Paul Ho
Group Head of Asia Ex-Japan Equities and Head of Investment Technology at UOB Asset Management
UOB Asset Management
Episode: Beyond Singapore: Earning ASEAN Dividends with One ETF | DollarsAndSense Podcast Ep48
Miko Huang
Senior Manager in Equity Index Product Management at FTSE Russell
FTSE Russell
Episode: Beyond Singapore: Earning ASEAN Dividends with One ETF | DollarsAndSense Podcast Ep48
Timothy Ho
Member of DollarsAndSense Podcast team
DollarsAndSense
Episode: Should You Get a Personal Accident Insurance Plan? | DollarsAndSense Podcast Ep46
Hazelle Soon
Co-founder and chief trainer at The Joyful Investors
The Joyful Investors
Episode: From Student To Adulting: How To Manage Money Without Feeling Broke | DollarsAndSense Podcast Ep45
Feng Yi
Aspiring investor featured on the episode
Episode: How You Can Start Investing in China Through ETFs | DollarsAndSense Podcast Ep42
Emerald Yau
Head of Equity Index Product Management, APAC at FTSE Russell
FTSE Russell
Episode: How You Can Start Investing in China Through ETFs | DollarsAndSense Podcast Ep42

Hosts

Dinesh Dayani
Host of The Dollars And Sense Podcast; co-host/regular contributor with ongoing investment and housing-focused commentary.
Timothy Ho
Co-host and regular contributor; provides personal finance guidance and expert commentary.

Chart Rankings

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Talking Points

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How Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31
Q: What are practical tips for someone considering becoming a property agent, especially mid-career individuals?
Consider starting part-time while maintaining a steady income, build relationships and credibility, and transition to full-time once you have a reliable client base and income stream; focus on budgeting and cost control to manage fluctuations in monthly income.
How Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31
Q: How much does an agent actually take home after agency cuts and expenses?
Agents typically keep around 70-80% of earnings, with the agency taking about 20-30%; fixed expenses and FEDR can further reduce net income, and for income under the FEDR threshold, a 25% deduction is applied for expenses.
How Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31
Q: What drives the typical commission for property agents in Singapore, and how does it vary between private properties and HDB flats?
Commission is commonly viewed as around 2%, but actual rates are negotiable and can go higher if agents provide value-added services; in sought-after projects, developers may even offer below or above the 2% baseline depending on location and marketing push.
The Secret to Investing Through Uncertain Markets | DollarsAndSense Podcast Ep52
Q: How can investors tell the difference between a rational portfolio decision and simply reacting out of fear?
Rational decisions are grounded in fundamentals, valuations, and portfolio objectives; fear-driven choices show up as panic selling or chasing popular trends, which indicates a drift from a long-term plan.
The Secret to Investing Through Uncertain Markets | DollarsAndSense Podcast Ep52
Q: When you look at the markets today, what are some of the key uncertainties investors should pay attention to this year?
The broader macro and policy direction matter most: central banks balancing growth and inflation, higher-for-longer rate expectations, and geopolitical and fiscal unpredictability, which together create a volatile yet navigable environment if framed by a long-term plan.

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Frequently Asked Questions About The DollarsAndSense Podcast

What is The DollarsAndSense Podcast about and what kind of topics does it cover?

A practical, finance-focused show delivering accessible takes on money, investing, housing, insurance, and retirement with a distinctly Singaporean lens. Across episodes, hosts explore how individuals can manage wallets, maximize CPF and government assistance, evaluate housing decisions, and navigate investing and risk in everyday life. A recurring pattern is bringing in guest experts from banks, asset management firms, and fintechs to translate complex concepts into actionable steps, alongside real-life anecdotes that illustrate trade-offs and behavior shaping long-term outcomes. The format tends to be conversational, data-driven, and outcome-oriented, making it useful for listeners who want concrete tips, affordability strategies, and a c... more

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1. The Financial Coconut Podcast
2. WealthBT
3. BT Money Hacks
4. Money Talks
5. Deep Dive

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The DollarsAndSense Podcast launched 5 years ago and published 54 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on The DollarsAndSense Podcast?

Recent guests on The DollarsAndSense Podcast include:

1. Diana Teo
2. Mr. Loo Cheng Chuan
3. June Ho
4. Paul Ho
5. Miko Huang
6. Timothy Ho
7. Hazelle Soon
8. Feng Yi

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