傳承其實很現實
俊德Talks有人寫了遺囑，卻被判無效； 有人提早過戶房產，結果晚年無家可歸； 有人認為保單分配公平，卻讓兄弟反目…… 我是俊德，一位常常站在家庭爭產現場的保險業務。 在《傳承其實很現實》，我會講給你聽：這些事，真的會發生。 讓你提早想清楚、做對選擇， 也教你如何用保險，預防未來的傳承爭議。 每週更新，記得訂閱。 IG: 富邦俊德｜@hd022311 Line ID:superolder Powered by Firstory Hosting
| Publishes | Daily | Episodes | 34 | Founded | 6 months ago |
|---|---|---|---|---|---|
| Language |  ZH-TW | Categories | InvestingEducationBusinessSelf-Improvement | ||
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2025 年的台灣，已經正式邁入超高齡社會，也進入了「大繼承時代」。
高齡化、少子化、家庭結構多元化……這些趨勢不只改變了社會，也讓「遺產繼承」變得越來越複雜。
你可能以為繼承只是家人分財產而已，其實背後牽涉的，是情感、法律、稅務三重衝擊。
這集我會和你分享：
• 為什麼現在的繼承問題特別多？（再婚家庭、無人繼承、海外子女返台…）
• 不寫遺囑，財產真的可能全部被收歸國庫？
• 三個傳承規劃的重要提醒（遺囑、保險、定期檢視）
傳承不是有錢人的專利，而是對家人最深的疼惜。 more
你以為在海外賺的錢不匯回台灣就不用繳稅？
其實只要超過 100 萬，國稅局就要你說清楚講明白！
這集帶你一次搞懂什麼是「海外所得」、誰需要申報、何時會補稅，還有讓人最頭痛的「基本所得額八大項目」，通通拆給你聽。
如果你有以下情況，一定要聽完：
• 有海外投資、租金收入或境外公司盈餘
• 擔心報稅沒報好會被查補
• 想知道海外所得怎麼合理規劃
聽完你會知道哪些該報、該避，讓你的國際資產安心無虞。
加入會員，支持節目： open.firstory.me/user/cm... more
你以為留一間三千萬的房子就叫有傳承安排了嗎？
其實，真正能讓家人不吵架、不翻臉的關鍵，是「現金」。
本集節目我將從實務案例出發，告訴你：
• 為什麼現金才是遺產中最關鍵的角色？
• 特留分怎麼補最不傷感情？
• 沒現金怎麼繳稅、辦繼承？
• 為什麼我最推薦用壽險保單來安排現金傳承？
如果你想確保自己辛苦累積的資產，能平安順利交到真正想交給的人手上，這一集你一定要聽完！
加入會員，支持節目： open.firstory.me/user/cm9f0lepn065301t... more
你知道嗎？
遺囑不能下載範本填空，寫錯也不能隨便塗改！
一個不小心，就可能讓你辛苦一輩子的財產安排被判「無效」。
本集我會用最簡單的方式，帶你分辨
✅ 自書遺囑
✅ 公證遺囑
✅ 代筆遺囑
的差別、流程與常見錯誤。
還會告訴你：
為什麼保險是補足特留分、避免繼承紛爭的最佳工具？
如果你曾想過立遺囑，這一集一定要聽。
加入會員，支持節目： open.firstory.me/user/cm9f0lepn065301tu12whcsmo
留言告訴... more
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傳承其實很現實 launched 6 months ago and published 34 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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