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Ringgit and Sense

BFM Media
Financial Literacy
Investment Strategies
Personal Finance
Tax Relief
Stock Market
Retail Investment
Investing Strategies
Girl Math
Income Tax
2023 Budget
Prabowo Subianto
Indonesia Elections
Malaysia
EPF
Bursa Malaysia
Financial Planning
Retirement Planning
Medical Expenses
Education Savings Account
Self-Improvement

Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.

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Artwork for Ringgit and Sense

Latest Episodes

This week on Ringgit & Sense, producer Jake Lim sits down with See Toh Wai Yu, CEO of Central Force Malaysia, a company that specializes in market research. They’ll be going through some interesting findings from Central Force’s Malaysia Consumer Tre... more

When it comes to legacy planning, many people perceive it to be as simple as writing a will. And while that can be true in some cases, it really is about ensuring wealth is preserved, transferred smoothly, and aligned with the values families want to... more

• This week on Ringgit & Sense, Jake Lim sits down with Thanneermalai Somasundaram, Managing Director of Thannees Tax Consulting Services to talk about the individual tax reliefs available under Budget 2026, as well as other goodies for the rakyat.

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Producer Jake Lim is joined by Siew Yuen Tuck, co-founder of Ringgitplus to discuss some findings from the Ringgitplus Financial Literacy Survey that was just released recently, most notably Gen Z saved up more compared to the other Gens this year.

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Recent Guests

Lim Eng Ping
Head of Wealth Management Malaysia
Maybank
Episode: Legacy Planning: Not Just About Assets
Norfazlina Mohd Ghouse
CEO of Maybank Trustees Berhad
Maybank Trustees Berhad
Episode: Legacy Planning: Not Just About Assets
Siew Yuen Tuck
Co-founder of Ringgitplus
Ringgitplus
Episode: Ringgitplus Survey 2025: Gen Zs Saving More?
Dr. Song Bee Lian
Associate Professor, School of Management and Business at MILA University
MILA University
Episode: Malaysian Spending Habits: Savvy Or Impulsive?
Fung Mei Lin
Private business leader at PwC Malaysia
PwC Malaysia
Episode: Family Offices: Managing Generational Wealth
Chee Minh
Freelance photographer and personal trainer with 16 years in the gig industry.
Episode: Can You Survive By Only Doing Gig Work?
Khairi Shahrin Arief Baki
Deputy CEO at CGS International
CGS International
Episode: Asset Allocation For New & Seasoned Investors
Felix Neoh
Director of Financial Planning at Finwealth Management
Finwealth Management
Episode: OPR Cut: How Does It Affect Your Finances?
Thanneermalai Somasundaram
Managing Director of Thannees Tax Consulting Services
Thannees Tax Consulting Services
Episode: Expanded SST: How Will It Affect Us?

Host

Jake Lim
Host of a personal finance-focused podcast, skilled in engaging discussions about financial literacy, investment strategies, and consumer behavior.

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Talking Points

Recent interactions between the hosts and their guests.

Legacy Planning: Not Just About Assets
Q: What is really the cost involved in legacy planning?
The cost involved varies, and while setting up trusts can have costs associated with them, many people now consider trusts for their various needs regardless of wealth.
Family Offices: Managing Generational Wealth
Q: Do you see any drawbacks or concerns that people might want to sort of keep an eye on when setting up family offices in Malaysia?
Malaysia may not have as mature criteria as other locations, but it offers less stringent options that families might find appealing.
Family Offices: Managing Generational Wealth
Q: Can we sort of talk a little bit about that? What is the government offering?
The government is offering a 0% tax incentive for single-family offices setting up their vehicles in Forest City, with specific criteria to meet over 10 years.
EPF Monthly Payouts: Better Than The Lump-Sum Withdrawal?
Q: For younger Malaysians who might fall under this new scheme in the future, is there anything you think they should be doing now to sort of prepare for this?
Younger Malaysians should start retirement planning early to understand their future withdrawal amounts and supplement their savings accordingly.
EPF Monthly Payouts: Better Than The Lump-Sum Withdrawal?
Q: What do you think are the advantages of doing this monthly withdrawal as opposed to a lump sum withdrawal?
Monthly withdrawals may help prevent retirees from depleting their EPF savings too quickly, as evidenced by alarming statistics on early depletion.

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Frequently Asked Questions About Ringgit and Sense

What is Ringgit and Sense about and what kind of topics does it cover?

This podcast focuses on personal finance, investment strategies, and the economic landscape, covering topics relevant to Malaysian listeners. The discussions often highlight financial literacy, retirement planning, and the intricacies of wealth management, making it particularly insightful for those at various stages of their financial journeys. There are recurring themes around consumer behavior, the impact of financial policies, and the importance of financial education for younger generations, aiming to equip listeners with the knowledge they need to make informed financial decisions. Notably, the content is tailored to engage both novice and seasoned investors, emphasizing practical advice alongside emotional aspects of financial planni... more

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Which podcasts are similar to Ringgit and Sense?

These podcasts share a similar audience with Ringgit and Sense:

1. The Breakfast Grille
2. BBK Network @ Podcast
3. Morning Brief
4. Money Talks
5. Think Fast Talk Smart: Communication Techniques

How many episodes of Ringgit and Sense are there?

Ringgit and Sense launched 15 years ago and published 686 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Ringgit and Sense?

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What guests have appeared on Ringgit and Sense?

Recent guests on Ringgit and Sense include:

1. Lim Eng Ping
2. Norfazlina Mohd Ghouse
3. Siew Yuen Tuck
4. Dr. Song Bee Lian
5. Fung Mei Lin
6. Chee Minh
7. Khairi Shahrin Arief Baki
8. Felix Neoh

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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