保险大侦探|买前必听高效避坑
保保驾到_保险研究所专辑卖点：专为“想买保险却不懂保险”的保险小白提供的避坑指南
结合时事热点，传递有趣的保险观点，提供保险界的全方位侦探。
大到保险行业热点，保司不能说秘密，小到识别不靠谱的业务员，保险怎么挑。
打破行业壁垒，揭秘保险套路，传授避坑秘笈，让你从此买保险再也不迷糊。
主播solo
保险界的老司机，避坑界的探测仪
看到八卦闲扯淡，遇到保险做侦探
不推销，不误导，不给任何保司做代表
七窍玲珑八卦心，看破说破无情嘴，从此保险无壁垒
| Publishes | Daily | Episodes | 18 | Founded | 5 years ago |
|---|---|---|---|---|---|
| Language |  ZH-CN | Categories | NewsBusiness NewsBusinessManagement | ||
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Latest Episodes
大家好，欢迎收听保险大侦探。上期节目跟大家介绍了为异地工作到底要不要进行社保转移，以及社保转移的影响哪些方面，受到了大家关注，所以呀今天我们就继续来聊聊什么情况下应该转移，什么情况下不转，以及到底应该怎么转。
第一：什么情况转，什么情况不转？如果是这种情况一定要转：如果啊你即将退休，在参保地也就是你现在交社保的地方，没有办法达到领取条件，这时候就要把散落在外地的缴费记录转进来，累计计算缴纳年数；比如：李婶儿先后在广州工作3年，上海工作2年，北京工作10年，准备在北京退休，那她办理退休前必须把广州... more
大家好，金九银十跳槽季呀，准备换工作的小伙伴们是不是都换的差不多了呀。我一个哥们儿大龙最近也是刚跳槽，而且是跨城市跳槽，这刚跳完一个月，马上要发工资了，突然想起来还没办社保异地转移，火急火燎的找到我，“这可咋办呀？我10号之前如果不转移的话，是不是之前交的就白交了？”相信有很多朋友们，换城市工作都会有这样的困惑：是不是要立即办理社保异地转移？社保转移有哪些影响？应该如何操作？
事关重大，我特意花了两周的时间给大家整理了今天这份社保转移指南，今天呀就花几分钟的时间跟大家聊明白。如果你曾经换城市工作... more
大家好，这两天的热搜，看得人心塞。疫情波及的城市越来越多，影响了一大批人出行。
这不，前几天迪士尼有位游客确诊新冠，迪士尼烟花秀下的万人核酸检测的名场面也是火爆全网。一位从迪士尼返程的常州游客小杜看到消息后，立刻向当地上报了行程。但被告知要实施14+7隔离措施，而且还得自费，隔离费用450元一天，算下来14天要6000多元，小杜觉得太贵了，有点承受不了。毕竟酒店平常的价格才200元一天。
这次出游，小杜不仅要掏大笔钱，还得整整耽误一个月。
一时间，天价隔离费引起一番热议。
看到这，很多盆友... more
大家好，这两天我在网上冲浪的时候啊，看到这样一个新闻。
19岁的女孩小刘，觉得胃部不适去医院检查，结果啊却确诊“胃癌”。
真实原因你绝对想不到，这呀是跟她一周7次活动有关。啥活动啊还导致胃癌了？真相究竟是怎么回事呢？
原来，这两年啊，小刘过着“857”的生活。857啥意思呢？它呀是一种网络用语，和996、007相似。指的是每晚8点去蹦迪，一直嗨到凌晨5点，一周七次。
小刘是名家境贫寒的大学生，为了凑齐学费，在酒吧兼职做DJ。因此，她基本上整个大学期间都是在酒吧度过。8点去，5点回，一周去7天。... more
大家好，昨天啊朋友跟我说了件事，她妈去银行存款，结果存着存着，存成了理财保险。得放10年才能拿出来，不然就要亏钱。这让我想起之前爆出的一个新闻：“一位大爷啊花34万买理财险，8年不仅零收益，反而还亏了5万。”这是咋回事呢？原来啊“大爷买的是两全险，兼顾身故保障和生存保障。按理说，只要按合同交保费，到期就能领钱。由于大爷家里急着用钱，打算把钱取出来。按合同约定，提前支出，作退保处理。而那个时候保单的现金价值远低于大爷已经交了的保费。”其实啊，保险具有很强的行业壁垒，外行人不仔细看还真是一不小心就掉... more
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