文理两开花
肖小跑《文理两开花》：文科生思维和理科生思维在科技、经济、文化、哲学、货币、数字资产、元宇宙、Web3.0中的碰撞。我们觉得当下的时代精神是“混沌”，试图在混沌中寻找秩序。 微信群：请在shownotes中寻找“文理小助手（拉尔夫）” Twitter：LeiSalin_XP；@Will42W TG群：t.me/wenlipodcast 苹果播客｜Spotify | Google Podcast | 等泛用型平台搜索收听《文理两开花（海外版）》（苹果播客中国区可复制open.firstory.me手动添加节目） 主播： 1. 文科生代表肖小跑：《羊群的共识》、《牧羊人的哲学课》作者，金融行业从业者及连续创业者，播客《墙裂坛》主播，公众号“肖小跑”主理人。 2. 理科生代表Will：数学和计算机学霸，兼通技术与金融。若干年前“all-in”区块链领域，成为区块链行业知名意见领袖之一。... more
| Publishes | Monthly | Episodes | 72 | Founded | 3 years ago |
|---|---|---|---|---|---|
| Language |  ZH-CN | Number of Listeners | Category | Science |
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本期讨论一个很酷的问题。听起来有点颠覆，但再想想也是一件很可能要落地、或者至少需要开始琢磨的事——如果AI要开始和“钱”产生关系了，比如要用钱、要帮我们付钱了，它该怎么办？
乍一听很酷，但金融业界中登老登们稍微想一想，这里面就全是坑了：安全、合规、手续费、结算速度、拒付风险…样样踩雷。
更别说未来如果真是一群 AI同时协作下单、自动分账，现在的传统支付压根儿没为AI和机器人准备过入口。
那么问题来了：加密货币能接住吗？
本期我们就开开脑洞：聊一聊AI付钱这件事。展开一下：传统支付为什么不... more
本期是上期稳定币话题的续集，上次聊得意犹未尽但时间接近两小时就打住了。一周后发现还有很多潜在话题没展开，干脆新开一期串联讨论下。
本期干货预警。烧脑级别：★★★★☆
时间戳：
(00:01:09) 孤山银行：硅谷教父与国防科技大佬的金融新实验
(00:11:29) 银行发行稳定币与传统模式的本质区别
(00:13:40) 稳定币与银行存款的货币属性差异
(00:17:10) 存款保险为何不适用于传统稳定币，而银行发行模式却可能破局？
(00:24:41) 银行稳定币业务模式的创新思... more
没算错的话，这应该是《文理两开花》第三次聊稳定币了（前几次讨论分别是： 2022年5月5日的“稳定币全梳理”；2022年8月12日的“效率高又不会作妖的稳定币方案真的存在吗？”；还有穿插在“货币灵魂三问”和“货币之锚”等等话题中的很多次讨论）。所以本次再探讨就不科普了，而是灵魂拷问一下那些悬而未决的核心问题。
但与前两次不同，当下背景已大变，无论是市场格局还是监管环境。所以我们决定用两个人设：一个是站在传统金融立场，对稳定币持怀疑态度的“老登”；另一个是虽已是老登年纪，但仍奋斗在加密领域第一线... more
本期是"锵锵三人行"，邀请《文理》唯一返场嘉宾——人工智能专家及从业者朱老师。
巧的是，上次请朱老师来聊天，正好是两年前（2023年3月），当时GPT-4刚刚问世。当时引发的热潮与现在DeepSeek非常相似，都有"AI要颠覆一切"的心潮澎湃感觉， 以及文科生们集体陷入大面积焦虑。
本期讨论源于朱老师听完前一期GEB节目后留下的评论。作为一位AI专家，他在节目大约一小时处听出了一个有趣的细节，涉及到生成式和判定式智能的本质区别、AI将向何处发展、以及人类处境——本期就来好好头脑风暴一下。
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Chart Rankings
How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.
Apple Podcasts | #69 | China/Science |
Apple Podcasts | #82 |  Denmark/Science |
Apple Podcasts | #94 |  Taiwan/Science |
Audience Metrics
Listeners, social reach, demographics and more for this podcast.
| Listeners per Episode | Gender Skew | Location | |||
|---|---|---|---|---|---|
| Interests | Professions | Age Range | |||
| Household Income | Social Media Reach | ||||
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文理两开花 launched 3 years ago and published 72 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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