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Artwork for The Pay Off

The Pay Off with Sylvia Jeffreys

9Podcasts
Entrepreneurship
Australia
Housing Market
Gender Pay Gap
Social Media
Superannuation
Investment Strategies
Financial Literacy
Mental Health
Personal Finance
Financial Independence
Exchange-Traded Funds
Motherhood
Housing Affordability
Money Mindset
Home Ownership
Sydney
Inflation
Negotiation Skills
Workplace Equality

Money is a constant contradiction. You’ve got to spend money to enjoy life but save every cent for the future.

It’s why Australians are caught between impossible expectations and an economic system that feels stacked against them. So, how do you keep up the juggling act when the stakes just keep getting higher?

In The Pay Off Sylvia Jeffreys sits down with leading experts and entrepreneurs to u... more

PublishesTwice weeklyEpisodes90Foundeda year ago
Number of ListenersCategory
Business

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Artwork for The Pay Off

Latest Episodes

Interest rates remain at 4.35%, house prices are falling across much of Australia, and households are still feeling the cost-of-living squeeze. So, what happens next?

Westpac Chief Economist and former Reserve Bank Assistant Governor Luci Ellis joi... more

What if technology could help us become better voters?

Climate advocate, former elite long jumper and Build a Ballot co-founder Lizzie Hedding is trying to do exactly that. Her non-partisan voting platform attracted more than 600,000 users during t... more

What does it take to dedicate decades of your life to a dream that feels out of reach?

In this episode of The Pay Off, Sylvia Jeffreys sits down with 2026 Australian of the Year Katherine Bennell-Pegg, Australia’s first qualified astronaut, to expl... more

Starting a business is exciting. Building one that lasts is something else entirely.

In this episode of The Pay Off, Sylvia Jeffreys is joined by Edible Blooms Co-founder and Managing Director Kelly Jamieson and Westpac Managing Director of Busines... more

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Recent Guests

Lizzie Hedding
Co-founder of Project Planet and Build a Ballot, climate advocate
Build a Ballot / Project Planet
Episode: Can Tech Save Democracy? Why 600,000 Aussies Used Lizzie Hedding's Voting Tool
Katherine Bennell-Pegg
Australia's first qualified astronaut
Australian space program / ESA
Episode: What Astronaut Katherine Bennell-Pegg Wants You To Know About Achieving the Impossible
Kelly Jamieson
Founder of Edible Blooms, entrepreneur
Edible Blooms
Episode: How to Fund, Start and Scale with Edible Blooms’ Kelly Jamieson and Westpac’s Tamara Bryden
Tamara Bryden
Managing Director, Business Lending and Westpac's Female Entrepreneurs Fund
Westpac
Episode: How to Fund, Start and Scale with Edible Blooms’ Kelly Jamieson and Westpac’s Tamara Bryden
Jun Bei Liu
Co-founder of Ten Cap Hedge Fund
Ten Cap Hedge Fund
Episode: Where Australia’s Top Stock Picker Is Investing Right Now, with Jun Bei Liu
Canna Campbell
Founder of SugarMamma TV
SugarMamma
Episode: The Money Habits That Build Financial Freedom, with Canna Campbell
Natalie MacDonald
Founder of Working At It; LinkedIn expert and advisor on personal branding
Working At It; LinkedIn
Episode: Made Redundant? Here's How to Bounce Back Stronger, with Natalie MacDonald
Bre Davison
Nurse, personal finance educator known as Bree on a Budget
Bree on a Budget
Episode: The Anti-Influencer Guide to Nailing Your Budget and Spending with Intention, with Breana Davison (Bree on a Budget)
Steph Claire Smith
Co-founder of Keep It Cleaner (KIC)
KIC
Episode: How Authenticity Still Drives Everything for Steph Claire Smith (KIC)

Host

Sylvia Jeffreys
Host of The Pay Off with Sylvia Jeffreys, widely associated with Nine Network and related media properties.

Reviews

4.6 out of 5 stars from 88 ratings
  • Private education episode very poor journalism

    If you are going to have this debate - please make it balanced. Do not solely rely on the biased opinions and selective fact picking of the leftist looney The Australian Institute

    Apple Podcasts
    1
    catherinemitch
    Australia2 months ago
  • Loving it Sylvia!

    Your work is so easy to listen to Sylvia. Love the real talk, heart and the learning. Need you to release more please and thanks!! Slay!

    Apple Podcasts
    5
    Elibanator Sparkes
    Australiaa year ago
  • Have a listen!

    Loving this podcast. Maybe it’s the years of Today viewing but Sylvia’s voice is so soothing and easy to listen to. The topics feel incredibly relevant and timely and all questions are asked in a way that’s direct yet respectful which brings out such thoughtful insights from the guests. I genuinely look forward to each new episode.

    Apple Podcasts
    5
    MayRayNay
    Australiaa year ago
  • Finally!!

    As a 25-year old who’s terrible with money and hasn’t got the first clue on investing, budgeting etc.. this is exactly what I need. Thank you 🙌🏼🙌🏼

    Apple Podcasts
    5
    hannahjane777
    Australiaa year ago
  • Amazing

    WOW - EARS HUMMING WITH JOY. Yes yes yes

    Apple Podcasts
    5
    ppppppphhhhhhhough
    Australiaa year ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Feedback highlights strong host credibility and balanced, respectful question style.
Listeners appreciate candid discussions on budgeting, education, and female-led entrepreneurship.
Audiences value practical, no-nonsense money talk with credible guests.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#124
Australia/Business
Apple Podcasts
#240
South Africa/Business

Talking Points

Recent interactions between the hosts and their guests.

Can Tech Save Democracy? Why 600,000 Aussies Used Lizzie Hedding's Voting Tool
Q: So how does Build a Ballot actually work for a user?
Users answer questions on big issue areas and policies, then rate their support for policies across parties; the tool matches their preferences to candidates and helps compare across the spectrum so they can vote informed rather than based on fragmented vibes.
How to Fund, Start and Scale with Edible Blooms’ Kelly Jamieson and Westpac’s Tamara Bryden
Q: What kind of paperwork and planning do banks want to see from someone just starting out?
A solid business plan that clearly outlines goals, operations, monetization strategy, pricing, costs, and realistic cash-flow projections, along with evidence of experience or partnerships to support execution; testing the idea with early contracts or MVP and some contingency planning are also important.
How to Fund, Start and Scale with Edible Blooms’ Kelly Jamieson and Westpac’s Tamara Bryden
Q: Tamara, what was the initial catalyst for Westpac's female entrepreneurship fund?
The initiative grew from a critical study showing only 1% of private capital went to female-led startups; this shocking statistic spurred action to lend to female-led ventures with an initial target of 500 million and later expanding to a billion, plus broader support via accelerators and enablement programs.
The Money Habits That Build Financial Freedom, with Canna Campbell
Q: What are the first steps in the book's first month and how is it structured?
The book breaks down financial goals month by month, starting with mindset, then practical steps to assess what matters most, and it provides a paced, accessible framework to take control of money without feeling overwhelmed.
Made Redundant? Here's How to Bounce Back Stronger, with Natalie MacDonald
Q: So what is your first piece of advice for someone who has just been made redundant?
Take time to grieve and be with family, then actively engage with the industry—attend events, read industry publications, and start posting on LinkedIn to begin rebuilding visibility and connections.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
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Frequently Asked Questions About The Pay Off

What is The Pay Off about and what kind of topics does it cover?

A business-leaning show that often centers on money, work, and entrepreneurship through interviews with founders, investors, and finance experts. Episodes frequently explore funding, budgeting, and practical strategies for career resilience, personal finance education, and navigating economic shifts. Noteworthy angles include female entrepreneurship, mindful spending, and the intersection of finance with wellness and careers. The format tends to mix actionable tips with candid personal stories, making it valuable for aspiring guests and brands looking to reach financially minded professionals, caregivers, and career-driven listeners.

Where can I find podcast stats for The Pay Off?

Rephonic provides a wide range of podcast stats for The Pay Off. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to The Pay Off and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does The Pay Off get?

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What are the audience demographics for The Pay Off?

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How many subscribers and views does The Pay Off have?

To see how many followers or subscribers The Pay Off has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to The Pay Off?

These podcasts share a similar audience with The Pay Off:

1. Something To Talk About
2. The Jess Rowe Big Talk Show
3. No Filter
4. TEA WITH JULES
5. MID

How many episodes of The Pay Off are there?

The Pay Off launched a year ago and published 90 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The Pay Off?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for The Pay Off?

Rephonic pulls ratings and reviews for The Pay Off from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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Rephonic provides full transcripts for episodes of The Pay Off. Search within each transcript for your keywords, whether they be topics, brands or people, and figure out if it's worth pitching as a guest or sponsor. You can even set-up alerts to get notified when your keywords are mentioned.

What guests have appeared on The Pay Off?

Recent guests on The Pay Off include:

1. Lizzie Hedding
2. Katherine Bennell-Pegg
3. Kelly Jamieson
4. Tamara Bryden
5. Jun Bei Liu
6. Canna Campbell
7. Natalie MacDonald
8. Bre Davison

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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