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State of the System

CSBS
US State-Based Financial Regulatory System
Catalyst Initiative
Economic Stability
Financial Regulation
Mortgage Compliance Data Set
Bank Financial Data Challenge
Community Banks
Innovation
Mergers and Acquisitions
Community Banking
CSBS Annual Survey
Banking Technology
Capital Standards
Digital Assets
Genius Act
Tokenized Deposits
Stablecoins
Net Interest Margins
Inflation
Cybersecurity

For more than a century, state financial regulation has been a cornerstone of economic stability. So how do we balance innovation with stability? How can we navigate uncertainty with confidence? On this show, we’re talking to regulators, policymakers, and financial leaders who understand that stability and progress go hand in hand. Each episode, we’ll break down what’s happening behind the headlin... more

PublishesMonthlyEpisodes5Founded9 months ago
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Artwork for State of the System

Latest Episodes

Stablecoins are moving from hype to real policy decisions that matter for banks and regulators.

In this episode of State of the System, host Kyle Thomas sits down with Yevgeny Shrago of the Conference of State Bank Supervisors (CSBS) to unpack how s... more

Supervisory innovation is shaping the future of financial regulation.

In this episode, host Kyle Thomas speaks with Brandon Milhorn, President and CEO of the Conference of State Bank Supervisors (CSBS), about how the Catalyst Initiative is helping s... more

Mergers, de novo formations, and regulatory modernization are reshaping how community banks plan for the future.

In this episode, host Kyle Thomas moderates a panel featuring Leslie Andersen of i3 Bank, Ilaria Rawlins of Fortuna Bank, David Coxon of... more

Uncertainty in the economy, deposit insurance reform, and the future of community banking are top of mind for policymakers.

In this episode, CSBS Chief Economist Tom Siems and Vice President of Policy Nathan Ross join host Kyle Thomas to unpack find... more

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Recent Guests

Yevgeny Shrago
Policy expert with extensive background in financial regulation, including roles at the CFPB and Treasury.
Conference of State Bank Supervisors
Episode: Stablecoins, Tokenized Deposits, and Bank Strategy with Yevgeny Shrago of CSBS

Host

Kyle Thomas
Host of discussions focusing on financial regulation and community banking, emphasizing the balance between stability and innovation.

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Talking Points

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Stablecoins, Tokenized Deposits, and Bank Strategy with Yevgeny Shrago of CSBS
Q: What are the consumer protection provisions within the Genius Act?
The act ensures stable coins are properly backed, provides prioritization of reserves in bankruptcy, and maintains the applicability of both federal and state consumer protection laws.
Stablecoins, Tokenized Deposits, and Bank Strategy with Yevgeny Shrago of CSBS
Q: How should community bankers be thinking about stable coins?
It depends on their business model and risk appetite, but they should consider ways to implement stable coin technology, although many are currently in a wait-and-see approach.
Stablecoins, Tokenized Deposits, and Bank Strategy with Yevgeny Shrago of CSBS
Q: What are we doing with stable coins? What do they do for us?
Stable coins aim to solve the problem of slow and expensive international payments by enabling fast, cheap, peer-to-peer transactions.

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Frequently Asked Questions About State of the System

What is State of the System about and what kind of topics does it cover?

The content focuses on the intricate relationship between innovation and stability within the context of state financial regulation. Discussed themes include community banks, stablecoins, supervisory innovation, and the dynamics of financial regulation that impact economic resilience. The show features insights from financial leaders and policymakers, aiming to equip listeners with the knowledge necessary to navigate complexities in the financial landscape. Unique to this platform is its commitment to making regulatory discussions accessible and relevant to a broad audience, fostering informed decision-making that contributes to community development and economic stability.

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Which podcasts are similar to State of the System?

These podcasts share a similar audience with State of the System:

1. Morning Wire

How many episodes of State of the System are there?

State of the System launched 9 months ago and published 5 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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Recent guests on State of the System include:

1. Yevgeny Shrago

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