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理财小技巧|存钱理财小窍门|C端资产配置|风险控制

M金麦郎

谁说理财就一定是有钱人的事?

理财之前需要建立一套财商,心动了才能有所行动。

别担心自己是平民,或者是小白,

理财并没有那么高不可攀,

理财也没有那么鸡汤,

来听听理财小短文,

掌握一些小技巧来财商入门吧。

本专辑由AFP持证人“金麦郎”主理,《金灯塔财商》同步支持,可放心聆听。

PublishesDailyEpisodes14Founded4 years ago
Language
ZH-CN
Categories
InvestingBusinessArtsBooks

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Artwork for 理财小技巧|存钱理财小窍门|C端资产配置|风险控制

Latest Episodes

9个理财小技巧-9-控制消费

第九,控制消费!每次要“买买买”时候,告诉自己要“存存存”!

9个理财小技巧-8-养成记账好习惯

第八,养成记账好习惯

可以用一个专门笔记本,每天晚上用笔记账;也可下载记账APP随时随刻记录。记账让你看到自己每月的钱花到哪里去了,分析必要支出和非必要支出,让你的消费更加“量入为出”。

9个理财小技巧-7-梦想存钱罐

第七,梦想存钱罐

为自己的“梦想”,列出未来一段时间的储蓄计划。具体到每年、每月、每周、每天计划。列出梦想清单,每一个梦想需要的金额、开始时间、计划完成时间。

9个理财小技巧-6-双十定律

第六,“双十”定律

现在大家普遍接受保险,买保险的人越来越多。但保险产品成千上万钟,不一定都适合自己。现在的人要么买太少,要么过度投保。记住:保额大概为家庭年收入的10倍,保费支出大概占家庭年收入的1/10。

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