老喬報-經營品牌、自媒體與家庭的那些事
老喬報的老喬，Joe Lin 林伯彥老喬報為Joe Lin林伯彥的自媒體。 老喬專注於營銷事項，擅長找出可以被複製的小眾商業模式。 -- Hosting provided by SoundOn
| Publishes | Twice monthly | Episodes | 10 | Founded | a year ago |
|---|---|---|---|---|---|
| Language |  Korean | Categories | MarketingBusiness | ||
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AI錄音筆選購與體驗分享_summary
生成時間：2025年08月01日 14:14:20
【🤖概述】
本次分享圍繞「如何選擇適合自己的AI錄音筆」展開，詳細介紹了目前主流錄音筆產品（如Plaud、出門問問、Sony、訊飛等）的功能、優缺點、價格及實際使用體驗。內容涵蓋錄音筆在會議、採訪等場景下的應用，AI轉寫與摘要服務的便利性，以及不同產品在價格、訂閱模式、設備便攜性等方面的比較分析。最後，結合個人需求給出選購建議，幫助使用者依據自身情況做出合理選擇。
【🎤錄音筆發展與需... more
本講座重點解析瑞士銀行2025全球報告，探討全球與臺灣財富成長率的差異，以及通膨對資產價值的影響。講者進一步解釋利用72法則計算資產翻倍時間的原理，並建議定期檢視淨資產和負債狀況，調整投資組合以提升資產年成長率，進而有效配置個人財富。
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- 家庭成員增加（妻子、三個小孩，共五人，加上偶爾陪同父母或朋友增至七人），導致現有交通工具（如四人座計程車）無法滿足需求，叫車變得困難，六人座計程車雖可解決但較麻煩。
- 尋找能容納七人座以上的汽車，以適應家族出行和長途行駛的需要，並希望能偶爾再多載家人或朋友。
- 因為家庭成員眾多，要求車內空間舒適，不僅僅是臨時載客，而是長途乘坐也能保持乘坐體驗，尤其考慮到孩子逐漸長大後的乘坐舒適性。
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本次講座針對2024年中國信託與BCG發布的《臺灣超高資產客群的財富捧場報告》進行重點解析，強調高資產族群的資產配置、年化報酬率及其職業與年齡結構，並建議一般人可參考其配置邏輯，設定合理財富目標與投資策略。未來將針對保險等主題深入探討，並分享個人投資經驗與市場地圖的應用，協助聽眾理解自身在資產市場的位置與成長路徑。
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本講座詳細說明年化報酬與年度報酬的區別，介紹CAGR（複合年增率）、XIRR等計算方法，以及72法則在資產翻倍計算中的應用。內容比較了不同市場與資產的平均年化報酬率，並以市場地圖的概念，探討如何根據風險與回報設定適當的資產配置，協助投資者建立合理且具體的財務目標。
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## 錢與市場戰略圖概念
- 錢作為資產的重要性，與市場分析和財富管理密不可分。老喬強調，了解自己的資產在市場中的定位，是進行財富規劃和理財規劃的前提。
- 市場戰略圖採用軍事佈局的比喻：就像派兵攻打一個城鎮，必須了解地形（靠山、靠海、衛星都市、補給線）以形成全面策略。這個比喻用來說明在財富管理中，必須先掌握市場上的各種結構與自身所處的位置，才能制定有效的資產增長策略。
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個人品牌與商業模式的轉換
- 核心結論：SEO背後的根本目的是打造具商品或服務變現能力的個人品牌與小型商業機制。
• 商品或服務能幫助實現生存能力、提供社會價值，並滿足個人成長與自我認同需求。這是推動個人或商家進行SEO的根本動力。
• 用戶搜尋特定服務時，期望找到能解決問題的服務提供者，這正是個人品牌與SEO成功的依據。
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海馬體的核心商品「證件照」
＊ 中央化的修圖工廠
＊ 服務流程的標準化
＊ 潛在挑戰：同質化
海馬體提高消費頻次的做法
＊ IP限定商品
＊ 多樣背景
＊ 特殊佈景
海馬體的門市數
海馬體的門市型態
海馬體的CRM機制
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