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家庭CFO必修课

大然保典

每一个家庭财务决策者、家庭负责人的必听播客。 第一次结婚?第一次拿到家里经济大权?第一次为家庭开销负责? 没关系!学校没讲的都在这里! 公众号: 大然保典 WX:eatingstuff

PublishesDailyEpisodes14Founded23 days ago
Language
ZH-CN
Categories
BusinessHow ToEducationManagement

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Artwork for 家庭CFO必修课

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�国债恢复征税!你的投资组合需要重新洗牌吗?� 1. 政策核心变化财政部、国家税务总局7月31日发布重磅公告:自2025年8月8日起,新发行的国债、地方政府债券、金融债券利息收入恢复征收增值税。注意"恢复征税"这个用词——意味着此前的免税优惠政策正式结束。这个看似技术性的调整,实际上是一次精准的市场调控信号。� 2. 政策背景深度解读资金"躺平"现象严重过去三年,大量机构资金涌入债市避险,导致:债券价格持续上涨,炒债机构获利丰厚资金不愿流向实体经济,市场活力不足央行甚至亲自约谈过度购债机构经济转... more

刚刚看到一个超级震撼的数据 �医保基金结余率从2013年的18%,直接跌到2023年接近0%!!!什么概念?就是以前医保还有"余粮",现在基本是月光族了 �� DRG新政来了,看病模式大变天!简单说就是:以前医生开啥药,医保都按项目报销 现在变成:每种病打包价,超了医院自己承担!结果就是...医生更倾向于推荐便宜的药 �� 药品分三类,差别巨大! 甲类药(2800种):起付线后全报销️ 乙类药(1400种):先自付10-30%,剩下才报销 丙类药(10万+种):100%自费!!!重点来了� 很多... more

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