大可不必.cn
刘敏_Er07你身边的银行人 目前大家能在小宇宙/苹果播客/网易云/QQ音乐听到我们的节目~
| Publishes | Twice monthly | Episodes | 101 | Founded | 2 years ago |
|---|---|---|---|---|---|
| Language |  ZH-CN | Number of Listeners | Category | Society & Culture |
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理财的“稳稳幸福”，正在被一场收益率的退潮悄然改写。
2025年11月，十年期国债收益率年内上行3.74%，突破1.8%；
而你手中的理财产品，却在悄悄缩水。
最近银行理财市场正上演一出“冰火两重天”：
一边是收益持续下滑——新发开放式产品业绩基准已跌至2.08%；
另一边是规模逆势扩张——全市场存续规模冲上32.13万亿元，投资者破1.39亿人。
钱，越赚越少，却越放越多。
这不是矛盾，而是时代的选择。
当存款利率跌破1%，当“无风险收益”走入历史低谷，
我们不得不问：
如果理财不再... more
每年10月可谓是人类群星闪耀时，诺奖周是全球关注和热议的话题。作为大家身边的银行人，我们想聊讨论一个特别接地气的话题：诺贝尔奖的奖金是怎么来的？
为什么一个奖项能够持续颁发125年？为什么在经历了两次世界大战、无数次经济危机后，奖金不仅没有发完，反而越花越多？是谁在幕后操盘这个“百年奖金”，它背后的投资哲学，又能否为我们的个人理财提供启示？
今天，我们就一起来扒一扒。
如果你在考虑配置保险但又不知如何下手的话，请点击——大可不必保险专属咨询链接
《大可不必》优选：最具性价比的产品
==... more
感谢【七西品牌】对本期节目的支持!福利直达电梯点击链接：专属福利优惠券领取入口 或去淘宝搜七西旗舰店跟客服报暗号“大可不必”获取哦~
护颈助眠的「七西枕头」不仅可以有效缓解颈椎疲劳，快速帮助进入深睡眠状态；还根据人体工学设计，更适合颈椎生理曲线，不会让你睡醒肩颈酸痛，落枕，实现翻身自由，独特的分码设计可以根据人体的身高体重，头围肩宽选择适合自己的睡眠枕，平时睡不好，肩颈不好的可以去了解看看。
另外需要他们家「七西重力眼罩」优惠的听友们这次也可以关注一下，遮光性很好，内芯是重力珠，就是戴上之后... more
“保险都是骗人的！”——这句话在中国几乎深入人心。但另一方面，2024年保险行业理赔总额超过2.1万亿元，为无数家庭提供了风险保障。为什么会出现如此两极分化的评价？保险究竟是“金融刺客”还是“风险护盾”？
本期内容，我们邀请保险理赔专家姜老师（10年理赔经验）和肿瘤科医生马小咩，从真实案例出发，揭秘保险理赔的真相，教你如何科学避坑，让保险真正成为家庭的保障。
如果你也在考虑配置重疾或者医疗等健康险但又不知如何下手的话，请点击——
大可不必保险专属咨询链接
《大可不必》优选：最具性价比的产... more
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大可不必.cn launched 2 years ago and published 101 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.
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